If you are online looking for these search terms:

– How to get out of debt fast!
– how do i get out of debt
– debt settlement programs
– Do it yourself Debt consolidation
– non profit debt consolidation
– bad credit debt consolidation
– FREE debt consolidation programs
– Debt consolidation information

The take the time to see this video, its free and I’m not selling anything. I did this on my own and it work, you don’t need anyone to do this.

and see.. No links trying to sell you something 🙂

How Do Debt Consolidation Companies Work?. Part of the series: Credit Card Debt. Companies that work in debt consolidation are usually non-profit organizations, and they work in several ways, including making contact with creditors to try and get a person’s interest rates reduced. Find out how debt consolidation companies place all bills together with help from an experienced businessman in this free video on debt consolidation. Read more: http://www.ehow.com/video_4874450_do-debt-consolidation-companies-work_.html

http://www.incharge.org/debt-management/debt-settlement-trade-offs – What are differences between debt consolidation, debt settlement and debt management. Personal Finance expert Etta Money explains.

HOW CAN YOU RELIEF YOUR DEBT?
https://www.incharge.org/debt-relief/debt-consolidation/
https://www.incharge.org/debt-relief/debt-settlement/debt-settlement-pros-cons/
https://www.incharge.org/debt-relief/debt-management/debt-management-vs-debt-settlement/

To Start Online Nonprofit Consumer Credit Counseling, visit:

Home

Credit Counseling Frequently Asked Questions
https://www.incharge.org/debt-relief/credit-counseling/frequently-asked-questions/

To Speak with a Nonprofit Credit Counselor, call: 1-800-565-8953

Contact InCharge Debt Solutions
Google+
https://plus.google.com/+InchargeOrg
https://www.facebook.com/incharge.debt.solutions/
https://twitter.com/inchargedotorg

Paying off debt is important and utilizing a lower interest rate to reach that goal is a good idea, as long as you follow some key rules first. Otherwise it will ruin your get out of debt plan.

https://tinyurl.com/repairmycreditcard

Learn how to get out of paying credit card debt and avoid credit card lawsuit or summons with a properly written letters to debt collectors and collection attorneys.
WARNING – This content is not intended as a substitute for legal advice. If you need an attorney in your local area contact a licensed attorney in your state.
Are you worried about your credit card debt?
Are you fearful of debt collectors and collection attorneys?
Today I want to convince you of one thing . . . and that is . . .You do not have to pay your credit card debt if you cannot afford to pay it.
You do not have to sacrifice monthly essentials food clothing rent or mortgage healthcare utilities or education for credit card debt you cannot afford to pay. I want to introduce you to the only easily-affordable credit card debt relief program that shows you how to legally avoid paying the credit card debt you cannot afford to pay without filing for bankruptcy.

The key is how you interact with debt collectors and collection attorneys. I want to share with you what pitfalls to avoid with these people. I am going to tell how you can actually enjoy the process of getting out of debt once you know what you are doing with these liars. I am also going to give you some tips you can take away and use immediately.
I learned first hand I did not have to pay credit card debt I could not afford to pay. Instead of experiencing that stomach-churning feeling when a debt collector calls you’ll be asking “Is that the best you can do?” when a debt collector threatens you over the telephone.
Unaffordable credit card debt is a very serious problem. Bankruptcy or a credit card debt court judgement could ruin any of us. We don’t want to see our assets sold to pay an unsecured credit card debt. Nor do we want to be forced into a payment plan for five years. All these possibilities create feelings of fear hopelessness uncertainty and loss of independence.Those feelings in turn make it more difficult for us to help ourselves out of this difficult situation.
Debt collectors and collection attorneys make threats and tell lies to get our money. They are villains.But they are easy to defeat if you know how. There are other less obvious but nevertheless real villains. They are the opportunists selling debt relief scams trying to take our money before they get us any debt relief. They all want a thousand dollars or more for their bankruptcy debt settlement debt consolidation debt management or debt negotiation so-called solutions.Our credit gets ruined and our bank accounts get depleted without any real debt relief. Worst of all they cause us to believe we are not capable of helping ourselves out of this predicament.Only they have the knowledge and expertise it takes to deal with creditors and debt collectors in these “difficult circumstances.” They confuse us with their greedy opportunistic non-solutions to credit card debt relief.
As I have been telling you the best way to get rid of debt collectors and collection attorneys is to first educate ourselves about exactly why debt collectors and collection attorneys have no real power to harm us. When debt collectors see these disputes and demands they give up on US to chase other less well-informed debtors. When collection attorneys see appropriate legal disputes and demands in a letter from us the last thing they want to do is waste their time in court with us.
Remember – this is the only easily-affordable credit card debt relief program that shows you how to legally avoid paying the credit card debt you cannot afford to pay without filing for bankruptcy. Why not get started today and get this debt behind you? What do you have to lose?

http://www.creditcarddebt.consolidate.com

Learn how to get out of paying credit card debt and stop debt collectors harassing you.

best way to settle credit card debt on your own – debt consolidation,best way to settle credit card debt yourself,how to settle debt with credit card companies yourself,how to settle a credit card debt by yourself,ways to settle credit card debt yourself,how to settle your credit card debt yourself,how to settle with a debt collector,how to settle credit card debt yourself,how to get a debt consolidation loan,How to get a debt consolidation loan,how to win credit card lawsuit,how to start paying off debt,how to pay off your debt,how to settle with debt collectors,how to negotiate a debt settlement,dave ramsey how to settle debt,get the best settlement

Kindly leave your comments, like the video and share with whom you think might need this and SUBSCRIBE

Let’s talk about debt consolidation, the pros and cons and if you should do it or not, from my perspective! The perspective of someone who has done it, many, many, many times. Debt consolidation will never help you win with money and while it makes mathematical sense, it is not a smart financial decision most of the time.

Check Out Dave Ramsey: https://www.youtube.com/user/DaveRamseyShow

I promise you, Dave Ramsey will change your life

*****************
The best collab EVER: https://youtu.be/-CvckPcojCg

All my videos from day 1: https://www.youtube.com/playlist?list=PLwPcwgzuMusQrcWuV1c4mRQX-wcc_BqkE

AWESOME Recipies: https://www.youtube.com/playlist?list=PLwPcwgzuMusS2QYd86SPghKCn7eJ2j1q7

Weight loss is like budgeting:https://www.youtube.com/playlist?list=PLwPcwgzuMusRKWzV94LcllWBkeUVofx7U

Weird ways to Save Money: https://youtu.be/cJXnszrI_b0

Dumbest Thing I spent Money On: https://youtu.be/ma0w2Lu-PD0

If you would like to contribute to closed captioning or subtitles go here: http://www.youtube.com/timedtext_cs_panel?tab=2&c=UCwEyu7TDic4vdBilnR6obbg

**********************************************
We are a family of three (Wendy & Mauricio and Melina Age 5), living in Vienna, Virginia with my parents while we get the heck out of debt! We are all about having a happy life and a happy home but all while keeping it real about life’s ups and downs. On this channel, you will see, debt free motivation, weight watchers and everything working mom! I hope you stick around!

*********
Capital One 360 (my referral link): https://captl1.co/2gzp96t

Undebit: http://tinyurl.com/jv9y3m2

Amazon Prime: Not a member of Amazon Prime? Get a 30 day free trial: http://tinyurl.com/j3jwgux

My Gear:
Osmo Mobile: http://tinyurl.com/zpn3vdm
GoPro Hero 4: http://tinyurl.com/z5chuav
GoPro Accessory Kit: http://tinyurl.com/hvk9e6q
Mic: http://tinyurl.com/hrf45g7
Mic Windscreen: http://tinyurl.com/hkwqup5
Tripod: http://tinyurl.com/z3yjgnb
MacBook Pro: http://tinyurl.com/zutybx2
Lap desk: http://tinyurl.com/zfx58pk

***Some links may or may not be affiliate links. Using affiliate links will not affect the cost to the consumer.***

How Debt Consolidation Affects Credit. Part of the series: Credit Card Debt. Debt consolidation affects credit by placing individuals in credit management programs that will help them eliminate debt. Discover how a credit score can be affected negatively by debt consolidation with help from an experienced businessman in this free video on credit card debt. Read more: http://www.ehow.com/video_4874449_debt-consolidation-affects-credit.html

Call (916) 780-7005 now for a FREE bankruptcy consultation or visit http://www.hansonattorney.com/

www.daveramsey.com/speakers
Chris Hogan stirs audiences to action wherever he speaks. Whether Chris is delivering a keynote on personal money management or teaching an all-day leadership training for business owners and professionals, your audience will be entertained and challenged.

Chris Hogan is a sought-after, diverse speaker who loves to challenge, motivate and encourage business leaders, real estate professionals, military personnel and students to be their very best—no matter what!

www.daveramsey.com/speakers

Debt consolidation is controversial but I’ve used it twice and it’s saved me thousands. https://www.youtube.com/watch?v=Io1JV53oOlA&index=4&list=PLjsZ3KrTlZozfKrkG8uKVUa_yoC6xUVvn

I was flat broke in 2009. I destroyed my credit score and owed over $15,000 in credit card debt and other loans. I knew what everyone said about debt consolidation loans. I knew the risks but I was paying hundreds a month in interest and I needed a way out.

By lowering my interest rate just 5% with a debt consolidation loan, I was able to immediately save $40 a month on payments. By putting that money back into my debt payoff plan, I was able to save thousands and pay off the consolidation loan years early.

I’m not alone. The average credit card debt is over $15,000 and Americans pay hundreds in just interest every month. Most debt experts will tell you to avoid consolidation loans but the fact is, they work.

I’ll walk you through the process of getting a debt consolidation loan on bad credit. I’ll reveal the risks and pitfalls to avoid before showing you how to get a better rate and some debt payoff strategies to get out from under the loan.

I’ll be using the PersonalLoans site in the video, a lender I’ve used twice before https://peerfinance101.com/personalloans

Here’s the list of debt consolidation sites I’ve used or have reviewed: https://peerfinance101.com/list-peer-to-peer-online-loans-sites/

Debt consolidation isn’t the best place to be but you can use it to your advantage. Know the risks. Know how to do it right and get your finances back on track.

– The risks of debt consolidation and how to avoid the traps
– Step by step to getting the best rate on your debt consolidation loan
– How to do debt consolidation right and pay off your debt early
– The hidden benefit to debt consolidation that nobody talks about

Don’t forget to click through to the debt payoff playlist above and follow the entire series. I may eventually turn this series into a paid course but you can watch it all free right now. I start out by revealing the debt payoff strategies that will work with any budget, even on low income, and finish by showing you how to get a perfect credit score.

SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos

Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
#debt #loans #debtconsolidation