In this best-selling budgeting bible, you’ll get the motivation and know-how for building up a big stash of emergency cash, getting out of debt, making sure you never run out of money, and avoiding the 11 worst budget traps (that will ruin your financial plans if you let them!)

Find out the most important things that you can do to take control of your money and pay off debt. Get the tools and the knowledge you need to finally get ahead. You’ll learn a complete budget system that works for beginners and takes only 15 minutes per week to maintain.

This is a straightforward budget planning method that will completely transform your finances, and eliminate your money worries once and for all.

Take a walk on the dark side…

Mike Henderson was plucked from the shop floor of Barlow Enterprises by his mentor – the Old Man – owner of Barlow Enterprises.

Mike’s been doing well, working his way up the ladder of success.

But when Jimmy Barlow, the Old Man’s never do well son shows up, Mike’s world is turned upside down.

The Old Man tasks Mike with helping Jimmy on the Anderson Proposal, an important pitch being made to a New York office that could make or break the company.

But Mike has other ideas.

Determined to get rid of Jimmy and undertake the Anderson Proposal himself, he hatches his own plan.

Jimmy’s sudden and unexplained death sets off a cataclysmic series of event’s in New York, as Mike relentlessly pursues his goal of success.

His actions bring him to the attention the equally ruthless Greenstein, a man burdened by his own Blood Debt and determined to use Mike to ruin a fellow board member.

Back in the UK, Mike is being hunted down by Inspector Ian Galbraith, the only man who sees the psychopath that Mike truly is.

The hunt is on.

As Galbraith circles, Mike comes under scrutiny from other members of Barlow Enterprise who learn to late not to cross Mike Henderson…

Blood Debt is a taught, tight thriller that will leave you as breathless as one of Mike’s victims.

Praise for Harry McCallion’s book

“A story of daring and adventure … few men have lived more perilously than Harry McCallion” – Daily Mail

“McCallion is the hardest man you could encounter” – The Independent

“A remarkable tale of life on the edge” – Glasgow Herald

Born in Glasgow, Harry McCallion joined the army after leaving school. In a varied and exciting military career he served with the Parachute Regiment, South Africa’s elite Recce Commandos and 22 SAS. After leaving the army in 1985 he joined the RUC, but left in 1990 after a near-fatal car crash. Subsequent to this he studied law and was called to the Bar. Now a working barrister and writer he has recently received his Master’s Degree in International Relations. His autobiography Killing Zone was an immediate bestseller.

A wealthy businessman hires Jack Winchester to rescue his daughter from a dangerous group but with Special Agent Baker breathing down his neck, they may be the least of his troubles.

From Florida to Chicago,Lima to the Amazon rainforest, Angel of Death is a fast paced thrillerthat grabs you by the throat and doesn’t let go until the very lastpage.

Read all 5 Debt Collector Books

The Debt Collector
Debt Collector: Vengeance
Debt Collector: Reborn
Debt Collector: Hard to Kill
Debt Collector: Angel of Death

Get out of debt and stay out with the help of Dave Ramsey, recently seen by millions of Today Show viewers. His practical regimen, first set forth by The Financial Peace Planner, which will be published by Penguin in January 1998. Loaded with inspirational insights that come from personal experience, this set of books is the most valuable purchase a debt-ridden reader can make.

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Take steps to manage and eliminate your debt in our changed U.S. economy, in which everyone has been affected and will be for years to come. This handy guide is an easy reference to many facets of credit and debt that directly affect your quality of life. Bad credit, just starting to build your credit or even good credit, know which steps to take and those not to take.