When you want to change your lifestyle entirely, you need to have enough motivation but you also need to have knowledge about the lifestyle that you are adopting. Many people who want to live in an RV full-time fail to find a balance in their lives which make that living pleasurable, while others can live the dream and learn to compromise on comforts for the sake of freedom. They wake up in the mornings to feel that they have breathed fresh air. They see different scenery every morning if they so wish. What you need to know before joining them is whether you’re cut out for the lifestyle and what differences there are between living in a conventional home and living in an RV. This book bridges that gap in your knowledge, and although you may choose to save a fortune by staying at home, you may also choose the lesser travelled road and discover the benefits of living in an RV. Both lifestyles, either in an RV or a home, have their pros and cons. Many who choose the RV lifestyle find that adapting their lives comes naturally. It takes a unique and free spirited person to compromise on the luxuries of home living in favor of the adventurous lifestyle offered by RV living, though many do. Once you weigh the pros and cons, you can make the choice wisely, and that’s what this book is all about. The book will appeal to the free spirited who seek something more than merely surviving month to month oppressed by mortgage payments and housing taxes. Both have benefits, though those who live the life they choose, rather than the life chosen for them by responsibility, find that RV life tests their personal boundaries and skills freeing up their lives to live beyond the grid. Journey with us and learn if living in an RV will suit you, and be prepared for the journey of your life.
Originally conceived as part of a unifying vision for Europe, the euro is now viewed as a millstone around the neck of a continent crippled by vast debts, sluggish economies, and growing populist dissent. In Europe’s Orphan, leading economic commentator Martin Sandbu presents a compelling defense of the euro. He argues that rather than blaming the euro for the political and economic failures in Europe since the global financial crisis, the responsibility lies firmly on the authorities of the eurozone and its member countries. The eurozone’s self-inflicted financial calamities and economic decline resulted from a toxic cocktail of unforced policy errors by bankers, politicians, and bureaucrats; the unhealthy coziness between finance and governments; and, above all, an extreme unwillingness to restructure debt.
Sandbu traces the origins of monetary union back to the desire for greater European unity after the Second World War. But the euro’s creation coincided with a credit bubble that governments chose not to rein in. Once the crisis hit, a battle of both ideas and interests led to the failure to aggressively restructure sovereign and bank debt. Ideologically informed choices set in motion dynamics that encouraged more economic mistakes and heightened political tensions within the eurozone. Sandbu concludes that the prevailing view that monetary union can only work with fiscal and political union is wrong and dangerous–and risks sending the continent into further political paralysis and economic stagnation.
Contending that the euro has been wrongfully scapegoated for the eurozone’s troubles, Europe’s Orphan charts what actually must be done for the continent to achieve an economic and political recovery.
This book is specifically designed for 8th through 10th graders who want to have a successful high school experience that leads to success in college and ultimately getting a job. It can be equally helpful for older high school students and college freshman, although they will have some catching up to do. Are you struggling with high school or confused and wondering how you should approach and pay for college? This book guides you through high school strategies to prepare for college. It leads you through the right way to survive college without borrowing money while getting prepared for a real-world career and actually getting a job in your field once you graduate. The advice in this book is based on 30 years of business experience and experiences teaching and coaching over 2,000 high school students. The advice is real world… what’s going to happen when someone is paying you rather than when you are paying them. Let the ideas in this book help you to focus your efforts and make decisions that will lead to an exciting career that makes sense for you. All of this all without incurring massive college debts that control your life decisions and restrict your choices!
“We’ve got gypsies!” Old Grimsy, Marsden-Lacey’s cantankerous town gossip, warns the patrons of The Traveller’s Inn one golden autumn afternoon. Soon, the quaint Yorkshire village is playing host to a family of exotic Romanis, three colorful narrowboats, and a rough bunch of Russian mafiosos who’ll stop at nothing to get their hands on a royal treasure lost to time. Martha Littleword and Helen Ryes find themselves up two their necks in chasing mobsters, running from Russians, inciting ghostly visitations and wreaking havoc in their love lives. Chief Johns has his work cut out for him keeping the villagers from rioting, corralling two adventure loving Southern girls and investigating the frightful deaths of two innocent women who knew too much. For good measure, Martha and Helen will throw in some sassiness, mix well with laughter, and add three heaping helpings of love from two cats and one fearless canine hero, Amos. It’s mystery and high jinks that only two Southern women, can pull off with fun, flair and the occasional bowl of jambalaya served cajun style.
In the 1970s and 1980s the countries of Latin America dealt with their similar debt problems in very different ways–ranging from militantly market-oriented approaches to massive state intervention in their economies–while their political systems headed toward either democracy or authoritarianism. Applying the tools of modern political economy to a developing-country context, Jeffry Frieden analyzes the different patterns of national economic and political behavior that arose in Argentina, Brazil, Chile, Mexico, and Venezuela. This book will be useful to those interested in comparative politics, international studies, development studies, and political economy more generally. “Jeffry Frieden weaves together a powerful theoretical framework with comparative case studies of the region’s five largest debtor states. The result is the most insightful analysis to date of how the interplay between politics and economics in post-war Latin America set the stage for the dramatic events of the 1980s.”–Carol Wise, Center for Politics and Policy, Claremont Graduate School
Sally was drowning in debt, the type of debt with no way out. Her naivety and kind nature had led to her being taken advantage of at every turn. The lawyer for the card company added to her debt before pursuing her. He had his own secrets and issues, but he made her heart race and her body respond. Should she choose him, or his bitter rival, a complex and fascinating man who’d take great delight in breaking up her burgeoning romance, convincing Sally he was the better man? She had to learn the hard way that rich men are ruthless, play in their world at your own risk. Which one is a Knight in shining armour and which one is the Devil incarnate?
AMIDST THE WRECKAGE OF FINANCIAL RUIN, PEOPLE ARE LEFT PUZZLING ABOUT HOW IT HAPPENED. WHERE DID ALL THE PROBLEMS BEGIN?
For the answer, Jack Cashill, a journalist as shrewd as he is seasoned, looks past the headlines and deep into pages of history and comes back with the goods. From Plato to payday loans, from Aristotle to AIG, from Shakespeare to the Salomon Brothers, from the Medici to Bernie Madoff?in Popes and Bankers Jack Cashill unfurls a fascinating story of credit and debt, usury and “the sordid love of gain.”
With a dizzying cast of characters, including church officials, gutter loan sharks, and even the Knights Templar, Cashill traces the creative tension between “pious restraint” and “economic ambition” through the annals of human history and illuminates both the dark corners of our past and the dusty corners of our billfolds.
Navigating Austerity addresses a key policy question of our era: what happens to society and the environment when austerity dominates political and economic life? To get to the heart of this issue, Laura Bear tells the stories of boatmen, shipyard workers, hydrographers, port bureaucrats and river pilots on the Hooghly River, a tributary of the Ganges that flows into the Bay of Bengal and Indian Ocean. Through their accounts, Bear traces the hidden currents of state debt crises and their often devastating effects.
Taking the reader on a voyage along the river, Bear reveals how bureaucrats, entrepreneurs and workers navigate austerity policies. Their attempts to reverse the decline of ruined public infrastructures, environments and urban spaces lead Bear to argue for a radical rethinking of economics according to a social calculus. This is a critical measure derived from the ethical concerns of people affected by national policies. It places issues of redistribution and inequality at the fore of public and environmental plans. Concluding with proposals for restoring more just long term social obligations, Bear suggests new practices of state financing and ways to democratize fiscal policy. Her aim is to transform sovereign debt from a financial problem into a widely debated ethical and political issue. Navigating Austerity contributes to policy studies as well as to the understanding of today’s global injustices. It also develops new theories about the significance of state debt, speculation and time for contemporary capitalism. Sited on a single body of water flowing with rhythms of circulation, renewal and transformation, this ambitious and accessible book will be of interest to specialists and general readers.
Popular personal finance blogger and money-management expert shows how to overcome financial stress with straightforward advice when debt-reduction programs and budgets fail to help.
FROM ONE OF NIELSEN’S TOP 50 POWER MOMS COMES ADVICE YOU CAN TAKE TO THE BANK—LITERALLY !
Crystal Paine, who has helped busy women everywhere take control of their finances, presents her most effective strategies designed for families of all sizes and income levels.
With hundreds of inspiring “why didn’t I think of that?” TIPS, plus WORKSHEETS, Paine breaks down your goals into easy, manageable steps so you can:
• Achieve a complete financial makeover
• Set up a realistic budget
• Never pay retail
• Slash your grocery bill
• Organize your time & your home
• Use coupons wisely
• Pay with cash only
• Live simply
• Become debt free
• Choose contentment
• Make every dollar count