The United States has gone off track, allowing domestic and foreign aid policies to be co-opted by a government—abetted by mass media—that serves special interests rather than the greater national good. Americans’ tendencies to trust, play fair, and help have been abused and require replacement by a realistic outlook.

The Vanishing American Dream posits solutions to get America back on the right track. Abernethy sees population growth driven by mass immigration as a major cause of economic and cultural changes that have been detrimental to most Americans. The environment has been degraded by over-crowding and increasing demands on natural resources. Work is cheapened by explosive growth in the labor force creating a buyer’s market. One salary or wage no longer supports a family and educates children. Women working outside the home is a necessity, not a choice, for most American families. Futhermore, feminism, aimed originally at balanced gender roles, has been turned viciously against males of all ages and ultimately against females through degrading their traditional and valuable contributions.

Abernethy proposes that Americans need time to regroup, untroubled by a continuing influx of foreign peoples. The family, small business, and responsive local government are centers around which a solvent and confident citizenry can prosper again.

Each one of us have at least two things in common. Money and dreams! What separates one person from another is when one person’s money or problems with money keeps them from their dreams. Those that are able to get control of their finances are the ones who are able to do what they love! If you have found yourself having more month than money or you are just trying to save more money then this is the book for you! Ja’Net speaks all over the country about the steps she took to pay off $50,000 of debt in 2 1/2 years and she shares those exact steps in this book! “Debt Sucks! Everyone’s Guide To Winning With Money So They Can Live Their Dreams!” will show you how to: Determine what your dreams and how to make those dreams reality. Create a “spending plan” that will allow you to still have fun while also getting out of debt! Build an “In Case You Are Breathing Fund” to have money for all emergencies. Turn your hobby into a business that makes you money! Find a better paying career in the “new economy.” AND SO MUCH MORE!

Sally was drowning in debt, the type of debt with no way out. Her naivety and kind nature had led to her being taken advantage of at every turn.

The lawyer for the card company added to her debt before pursuing her. He had his own secrets and issues, but he made her heart race and her body respond. Should she choose him, or his bitter rival, a complex and fascinating man who’d take great delight in breaking up her burgeoning romance, convincing Sally he was the better man?

She had to learn the hard way that rich men are ruthless; play in their world at your own risk. Sometimes, when your back’s against the wall, being a good girl is a luxury.

Which one is a knight in shining armor and which one is the devil incarnate?

In Randall Robinson’s view, racial problems can’t be solved until America is willing to face up to the devastating effects of slavery and educate all Americans, black and white, about the history of Africa and its people.

In his recent book, the highly successful Defending the Spirit: A Black Life in America, Robinson makes a stirring call to form the next legion of African-American leadership. Now, in The Debt, he argues that reclaiming the lost history of Africa and African-Americans will help provide a much-needed springboard for solving many of today’s problems-from finding new leadership within the black community to developing meaningful educational programs to helping black people empower themselves economically. Robinson also argues that the United States must be prepared to make restitution to African-Americans for 246 years of slavery, and the century of de jure racial discrimination that followed, via major educational programs and economic development. Robinson offers a solution-oriented approach to controversial issues of social justice in a style that is both personal and informative.

“Randall Robinson’s powerful and poignant story of personal and political struggle is one of vision, courage, and sacrifice.”-Cornell West, Harvard University professor and author of Race Matters (on Defending the Spirit)Randall Robinson, the founder and president of TransAfrica (a lobbying organization dedicated to influencing U.S. policy toward Africa and the Caribbean), recounted his heroic struggle to fight and overcome racism in the magnificent Defending the Spirit. In his triumphant follow-up, The Debt, he goes further than any previous black public figure in calling for reparations to African-Americans for the present-day racism that stems from 246 years of slavery. Citing compensation that Jews and Japanese Americans have received, he writes, “No race, ethnic or religious group has suffered as much over so long a span as blacks have and do still, at the hands of those who benefited … from slavery and the century of legalized American racial hostility that followed it.” In making his case, Robinson utilizes facts and figures that highlight the disparity between African-Americans and whites. While fully recognizing the monumental odds of this movement’s success, Robinson feels that the push for reparations will also greatly benefit African-Americans in nonmaterial ways: “Even the making of a well-reasoned case for restitution will do wonders for the spirit of African-Americans,” he argues. “It will cause them to at long last understand the genesis of their history–before, during, and after slavery–into one story of themselves.” –Eugene Holley Jr.

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Jack Winchester was a notorious hitman for a ruthless New Jersey crime family until a job went wrong, and he wound up serving time. Four years later, Jack is free and he wants out of the game, but his boss won’t let him go. Forced to take on one last job to make amends for what landed him in prison, he travels to the small town of Rockland Cove, Maine. There, he not only discovers that the target and money have disappeared; he finds himself falling for a damaged woman, and befriending an unruly son left behind. Under mounting pressure from his boss and local police–as well as the ghosts of his past–he must unravel the mystery and decide where his loyalties lie…before it’s too late.

Full standalone novel.

Saving: 8 Laws of Saving Money: Budgeting Your Savings and Debt, Managing Your Personal Finance That Doesn’t Suck FREE BONUS BOOK Have you ever been thinking that it’s time to start saving money, but you just can seem to get around to it? Personal finance sometimes feels like a money management burden that will never leave you debt free. In fact, Thomas Jefferson felt the same way. He had some very profound feelings about debt in both his public and private worlds, and he left behind some wise insight that allows us to realize we’re all in the same boat, with the same worries. In this book Saving Money: The 8 Laws of Saving Money we cover 8 great money saving strategies and rules that will change your way of thinking about frugal living, and budgeting for beginners. Of course, we do this with a little help and insight from the words of Thomas Jefferson himself. Law 1: Saving is Symbolic and Debt is Symbolic We have to look past the abstract about what money symbolizes and see it for what it really is. We have to do the same with debt, and when it becomes clear that debt is a form of slavery we might think twice about volunteering for slavery. Law 2: It’s Time to Break It Down Let’s break down where the most obvious money habits that fail you. Remember, we’ve going to learn how to save money in a way that doesn’t suck, so first we cull the stuff we don’t care about. This activity will help with that challenge. Law 3: Think of Your Savings Like It’s a Bill That Must Be Paid to Yourself How frustrating when this rule is so much easier said than done. Let’s discuss the reality of this concept, and find out how to make it happen. Law 4: Start Making Comparisons about the Services You Subscribe To This where the meat of your savings happens. You don’t need to cut into the quality of your life like you think you might, and you can still save hundreds of dollars a month. Law 5: Don’t be Fooled by the Smoke and Mirrors of the Guy Standing Next to You Keeping up with the Jones’s is the biggest scam society ever made you believe. Cause the Jones’s might be stupid with their personal finance. Learn to be smarter than the next guy, not fooled into consuming every shiny thing. Law 6: Don’t Make Emotional Money Decisions Don’t be tripped up over your emotions. Learn a few useful skills to work with those emotional feeling.Discover when it’s time to buy the thing you love, and when to turn and walk away. Law 7: Know Your Team Not everybody cares about your success. Identify who to work with and who to say no to when it comes to digging into your pockets. Law 8: Small Goals vs. Big Goals We all have the goal that drives us to financial success, but you want to discover how the small goals will help you achieve the bigger ones. In fact, you might need to buy that laptop and reward yourself, if you want to make it to that big dream goal. Tags: saving money, saving money tips, personal finance that doesn’t suck, hot to save money, a guide to saving money, save money tips, money management, frugal living, frugal living tips, debt free, debt free living, debt to pay, budgeting for beginners, budgeting and finance, personal finance books,

A new master only meant more abuse as Tommy paid off his debt. Master John Boles was different. Even as Tommy’s past came back, full of torture and fear, Boles kept Tommy safe. Better still, he wasn’t alone anymore. With Jay at his side, Tommy finally had a chance at revenge and freedom. But only if his past didn’t steal him away and kill him first.

Her whole life, it had just been the two of them. Before her mother’s last breath, she gave Camille the information she had craved her entire life: the identity of her father. Daring to contact him, Camille was welcomed by an entire family she never knew existed. But nothing comes without a price, as she discovers when her family claims a legendary heritage tracing back to a Centaur touched by Zeus. As she learns the secrets of her Centaur bloodline, she is drawn into a forbidden love with Drake. Her family acknowledges her life may be the blood debt required to pay for her mother’s transgressions. The same person who once held her mother captive, and forced her into decades of hiding, now controls Camille. Her only chance is to seek a piece of her mother’s past that will win her freedom and the life she desperately desires.

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Have you ever listened to real debt collection calls from real debt collectors telling lies? I have a lot of them and here are three that show the lies and deceit. And I confront them on it. They are within this book. This book is about how to defend yourself, using transcripts from conversations I have had with debt collectors. It shows you the collection process, how the collector must proceed, and what to do if they do not. It shows how to hold conversations with them, what paperwork to file and even an example of how to respond to a lawsuit. Yes, you can do that yourself. What I want to do is show you the rules of the game and how they are applied. If you are aware and know the rules of the game, it is much easier to defend yourself.

The Ultimate Debt-Free Guide for All People Improper money management is the reason why a lot of people are in debt. People use up all their money even before they cater for the most important needs and when the need comes up, they are left with no choice but to borrow some money. Another reason is the desire to own something that is beyond your financial ability. When this happens, you accumulate so many debts without realizing it and in the end, you gather that it is not easy to pay off your debts. There is always a way out. The key to attaining financial freedom is paying all your debts and ensuring that you are not getting into debts again Why You need this book? To Learn Why Debt Accumulation is Easy To learn Why Debt Payment is Hard To Understand the Benefits of Debt Payments To Learn How to Work On Your Debt To Improve Your Finances To Become more Happy To Attain Financial Security To Liberate Yourself From Life Failures Here Is a Preview of What You’ll Learn… Life in Debt Why People Accumulate Debt Debt RepaymentsIts Importance Budgeting to Pay Off Debts How To Plan For Your Income Saving To Avoid Debts Dealing with Credit Card Debts Wealth Management Planning For Retirement Important Money Tips Much Much More!