Watch Rene Moonsamy, director at National Debt Counsellors discuss the ins and out of Debt Review and announce the latest winner of the NDC Debtonator giveaway live on air. 18-05-18

William Cohan, Vanity Fair, on whether companies may be over-leveraged as interest rates are on the rise.

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Credit Counselling of Atlantic Canada — 2009 Success Story

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BAKU – The US budget deficit for the fiscal year 2018 hit 779 billion USD, which is 17 percent more than the year before. Much of the increase is pegged to Trump’s recent legislations. Moreover, the Congressional Budget Office expects the federal deficit to eclipse 1 trillion USD in 2020, which would generate about 9,5 trillion USD in debt over the coming decade. Yet, as substantial as this sounds, the United States is neither at risk of default nor can it continue to spend with impunity.

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Decisions by Kevin MacLeod (incompetech.com)
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A detailed overview of being sued by a debt collector (debt buyer) in small claims or district court

Consumer Protection Attorney John G. Watts answers your questions about what happens when you are sued by a debt collector in district or small claims court in Alabama.

We talk about the following:

**Collection court lawsuit (complaint)
**Being served
**Advertisement letters from bankruptcy lawyers and non lawyer “mediation firm” of Ferry & Nicholas
**Time limits to answer a small claims and district court lawsuit
**How to file an answer
**When you get a trial date notice
**What to do BEFORE you go to trial
**What happens in trial
**What happens after trial if you win or lose
**Why you may have the right to sue the debt collector for false credit reporting and other violations of the law after you beat the collector in the collection trial

We hope you enjoy this video and feel free to share or comment below thanks!

John G. Watts
205-879-2447
Watts & Herring, LLC
Birmingham and Madison Alabama offices (Serving clients in all parts of Alabama)

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No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers.

Do you need a little debt counselling?

Viditrainer Interviews – Episode 7

Have you ever fallen on hard times and just needed a bit of help to get out of debt? Karen Gerrits talks to Deon Terblanche about debt counselling and the role of debt counsellors in South Africa. She gives some practical advice and takes you step-by-step through a typical debt counselling process.

Hey Guys!

In today’s video, I am setting up my 2019 #DebtSnowball in my 2019 Budget Happy Planner. I’m excited that we have paid off over $25,000 in credit card debt but since then I’ve gotten pretty relaxed. it’s time to get the ball rolling again!

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| OTHER VIDEOS |

BUDGET WITH ME PLAYLIST:
https://www.youtube.com/playlist?list=PLOllMwG3zaAeI34RlDtQRjZ0WM7anKBTx

MONEY PLAYLIST:
https://www.youtube.com/playlist?list=PLOllMwG3zaAcovAcTO8YqYAzudyPFl4Dq

PLAN WITH ME PLAYLIST:
https://www.youtube.com/playlist?list=PLOllMwG3zaAehmpOLOU4Gtj_T3W2X-g1P

ORGANIZE WITH ME PLAYLIST:
https://www.youtube.com/playlist?list=PLOllMwG3zaAcujP30e_JfrpjECuWUIpXx

FAITH PLAN WITH ME PLAYLIST:
https://www.youtube.com/playlist?list=PLOllMwG3zaAcjK8IAQ_4UFt7vt3SZzvQF

READING PLAN WITH ME PLAYLIST:
https://www.youtube.com/playlist?list=PLOllMwG3zaAf4_Gxd1ixah-TrzSZCF_Uj

| C O N N E C T W I T H M E |
Instagram – https://www.instagram.com/theorganizedmoney

| I N Q U I R I E S |
alaina@theorganizedmoney.com

*Some affiliate links are used, which means I may receive a commission should you decide to click that link and make a purchase. My content is 100% not influenced by brands, PR products received, usage of affiliate links, or brand partners

Money worries infect the lives of many people all over the world because, almost everywhere, you need money to simply survive. This guided meditation may show you how to bring peace, clarity and hope to your financial stress.

Music by Rick Clarke
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We are also on Spotify, Tidal and most other audio streaming services.

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We write and create high quality Guided Meditations videos that are freely viewable on YouTube as well as on Spotify, Tidal and most other audio streaming services. We have been creating these meditations since 2009.

The meditations were created with one purpose: simply to help people. Every meditation is produced with genuine care and love for those people who use them, because we too, have needed the kind of help our meditations are trying to offer others.

Our ethos is to be as all-inclusive and as neutral as possible. We have no religious or other affiliations and try to keep most of our meditations suitable for everyone. We always welcome comments, feedback & suggestions and actively engage with our subscribers via our Facebook page.
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Download Audio MP3 version of this meditation here: http://www.cdbaby.com/cd/thehonestguys43
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Check out some of the other videos on this channel (over 230+ and counting!)
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Check out the complete THG playlists here :
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Samples of some of our playlists :

GUIDED MEDITATIONS
Feeling tired or stressed? Sit back, relax and let the gentle guiding voice take you into a profound and deep state of relaxation.
https://www.youtube.com/playlist?list=PL9A333FE227FF8599

EPIC POWER-MEDITATIONS
Epic power meditations are a new form of meditation/visualizations using the amazing skills of some outstanding composers and musicians.
https://www.youtube.com/playlist?list=PLuaZRqnBYUg7r5qYAu9i1BY8Pa7DOQaHJ

MIDDLE EARTH MEDITATIONS
Escape the hustle and bustle of everyday life with these guided retreats into Middle Earth. Each story averages around 18 minutes and is designed as a powerful and effective respite for the mind, from the stresses and strains of daily life. Each story is unique, with narration, music and ambient sound effects brought vividly to life within your own mind.
https://www.youtube.com/playlist?list=PLuaZRqnBYUg5tCwrkcJd0wcbvkoaH8k6_

RELAXATION MUSIC & MEDITATION TOOLS
These videos are designed to be played in the background, to help with study, sleep and relaxation.
https://www.youtube.com/playlist?list=PLuaZRqnBYUg6Ls_phXXf9SuAu0ZE3bDzV
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100%

The facts are that more that 65% of South Africans have unsecured debt. Things like credit cards, clothing accounts, personal loans and over drafts.

More than half of South African’s with debt are over-indebted or behind on payments towards their debts. (can also say defaulted)

Being over-indebted is when you are not able to pay all your debts every month with the income you have. If you are worried every month that you won’t be able to pay all your accounts.

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