The Reason Americans Are Almost A Trillion Dollars In Credit Card Debt!
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Ben Lou explains how the debt mediation program works in this segment from Debt Aid Consulting International. With Subtitles.
The National Credit Act formally introduced Debt Counsellors to assist over-indebted consumers. The goal of Debt Counselling is to develop a repayment plan, which is affordable to you as well as acceptable to all your Credit Providers.
Visit our website for more info: https://debtrescue.co.za/debt-counselling-process/
Suits is streaming now on Peacock: https://www.peacocktv.com?cid=20200101evergreensymyt198&utm_source=youtube&utm_medium=symphony_onlinevideo_brandawareness_descriptionlink&utm_campaign=20200101evergreen&utm_term=suits&utm_content=peacockbranddescriptionlink
?Rachel tries to collect on an old debt.
Season 03, Episode 14, Heartburn,
While Harvey and Mike have unpleasant work to do for one of their biggest clients, Louis faces a huge challenge.
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Show Synopsis: “Suits” delves into the fast-paced, high-stakes world of a top Manhattan corporate law firm where hotshot associate Harvey Specter (Gabriel Macht, “Love & Other Drugs”) makes a risky move by hiring Mike Ross (Patrick J. Adams, “Old School”) a brilliant but unmotivated college dropout, as his associate. As he becomes enmeshed in this unfamiliar world, Mike relies heavily on the firm’s best paralegal Rachel (Megan Markle, “Horrible Bosses”) and Harvey’s no-nonsense assistant Donna (Sarah Rafferty, “Brothers & Sisters”) to help him serve justice. With a photographic memory and the street smarts of a hustler, Mike proves to be a legal prodigy despite the absence of bonafide legal credentials.
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#SuitsOfficial #PeacockTV ?
Channel description:? Welcome to the official Suits YouTube channel: home to all the swagger, smarts and sexiness from Pearson Hardman – one of the top New York law firms that hire solely from Harvard law. Well, almost entirely.
When Mike Ross, a crazy genius whose found himself on a bad path, stumbles into an interview with Harvey Specter he quickly talks his way into a job. You know the rest….
If you want to relive the best moments of Harvey Specter and Jessica Pearson, the funniest Donna scenes, the will they won’t they romance of Mike Ross and Rachel…. or if you just want to get LIT UP subscribe to the Suits official YouTube channel.
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Mary Castillo from the Credit Counselling Society shares important information on identity fraud and theft, and how to identify and prevent scams. A viewing guide is available at SaskMoney.ca/Videos.
The Saskatoon Industry-Education Council (SIEC) is a bridge between Saskatchewan’s career opportunities and Saskatoon area youth. Through a partnership among business, secondary and post-secondary schools, unique hands-on career exploration events and programs are designed and delivered to students, helping them find a career that connects their passion and natural talents with current and future workforce needs.
ProChain Capital President David Tawil warns of ‘tensions’ between the willpower of the consumer and spending desire. #FOXBusiness
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Credit Counselling Canada and the Canadian Bankers Association have collaborated to provide Canadians with a simple way to assess their financial health and find help if they need it.
The Debt Money Quiz, a simple “Yes” or “No” questionnaire, asks users a series of questions about their finances. The assessment covers preparing and sticking to a budget, relying on credit for everyday expenses and making minimum payments on credit cards.
How to deal with the emotional stress of being under debt review | Debt counseling in South Africa
We are bookkeepers in Pretoria and we service clients across South Africa. Our focus is on preparing documents for business funding, tax preparation, and clean up of your business books, as well as monthly bookkeeping services.
To find out more about our bookkeeping services go to: https://profitandbooks.com/
I am Olivia Sambo, co-owner of Profits and Bookkeeping Services and Online Marketing Services. I am a qualified Bookkeeper who has studied with the Institute of Certified Bookkeepers, the ICB. My goal with every client is to understand their vision for their company so we can implement systems that will improve their cash flow, money management, and profitability.
Most clients come to me when they want their documents to be prepared for tax or when they want to apply for funding from a bank or a financial institution. In most cases, they’ve never had a bookkeeper, and all those years of neglecting their books take time and knowledge to untangle.
What skills do you need to be a bookkeeper?
You need to be someone who’s meticulous and pays attention to details because one digit in the wrong place can lead to the books not balancing. You need to be patient and focused to capture the information accurately because sometimes these numbers can be very overwhelming. You must be honest and have integrity because you deal with very confidential information about clients. You must honour the trust that your clients put in by safeguarding the trust and protecting their privacy.
As a bookkeeper, you must understand the accounting system and make sense of the debit and credit entries. You must also have a basic understanding of Mathematics.
What does a bookkeeper do?
Bookkeepers capture information from the source documents that a client provides. Different types of accounts then get created to reflect the assets, liabilities, income, expenses, and equity accounts. These accounts will be a reflection of the income and expenses of the business and will be used to prepare management reports for the management of the business or a financial institution.
What are source documents?
Source documents are any proof of the transactions that take place within a business. It could be invoices, receipts, debit notes, credit notes, till slips, etc. It shows the source of the transactions that are reflected on the bank statement. Source documents are also called supporting documents
Why are the source documents so important?
When you look at your bank statements you will mostly see POS purchases when you swipe your debit or credit card to buy goods. When a client pays you it will only show as a deposit.
The source documents will show exactly whether you’ve spent money on fuel, stationery, or printing. It will enable the bookkeeper to put the entry under the right category.
Why do you need a bookkeeper when you apply for funding?
The bank wants to see how well you manage your money, what is your income, what is are your expenses, what part of your business makes the most money, etc. Your bookkeeper will be able to prepare this information when you provide her with your bank statements and source documents. The banks and financial institutions want documents that will give them an overview of your business all in one place. A bookkeeper will know how to use your monthly bank statements to create the right accounts that are needed to prepare the financial reports for the bank. If you don’t have these reports prepared the bank will advise you to find a bookkeeper who can do that for you. If you are a business owner or self-employed the bank will not consider your application for funding without these reports because that is the proof of income they need to see if you qualify for the business loan.
For more information about we what we offer go to:
https://za.pinterest.com/profitsandbooks
https://www.linkedin.com/in/profitsandbooksbookkeepingservices
https://www.facebook.com/profitsandbooksbookkeeping/
https://twitter.com/profitsandbooks
https://anchor.fm/olivia-sambo
https://podcasts.apple.com/us/podcast/rose-tinted-glasses-with-olivia-sambo/id1522074736?uo=4
https://open.spotify.com/show/7JABIEU33PfULlam27sOyY
https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy8xOTUxMTA1OC9wb2RjYXN0L3Jzcw==
https://profitsandbooks.blogspot.com/
https://news.google.com/publications/CAAqBwgKMObWnAsw8uC0Aw?hl=en-ZA&gl=ZA&ceid=ZA%3Aen
https://g.page/r/CQEpG0p7PPdiEAE
To find out more about funding go to:
https//:www.Nedbank.co.za
https//:www.FNB.co.za
https//:www.Capitec.co.za
https//:www.Absa.co.za
https//:www.Standardbank.co.za
https//:www.Tymebank.co.za
https//:www.Bankzero.co.za
https//:www.Dti.co.za
https//:www.Nyda.co.za
https//:www.Investec.co.za
https//:www.Bidvest.co.za
https//:www.Sab.co.za
https//:www.Discoverybank.co.za
If you want to become a bookkeeper in South Africa go to:
www.icb.org.za
This Data Shows Where The Middle Class really is.. Add me on IG @ThisisJohnWilliams
? CashNow.Video ? Sign up for a FREE Consultation to Fix Your Credit. We successfully deleted over 30 items from two clients credit reports today (check my IG story).
??? ThisisJohnWilliams Show (second channel)???
https://www.youtube.com/c/johnwilliamsyoutube?sub_confirmation=1
Sources:
1. https://www.businessinsider.com/middle-class-wages-pandemic-real-estate-housing-inflation-recession-billionaires-2022-11
2. https://smartasset.com/investing/investment-calculator#UdFPyw3Ile
3. https://www.cnbc.com/2022/11/15/as-retail-credit-card-interest-rates-soar-know-this-before-you-apply.html
4. https://finance.yahoo.com/news/u-consumer-debt-jumps-credit-200234769.html
5. https://www.nbcnews.com/business/consumer/credit-card-interest-rates-hit-record-high-rcna56373
6. https://www.prnewswire.com/news-releases/auto-loan-interest-rates-skyrocketing-edmunds-experts-share-money-saving-car-shopping-tips-ahead-of-black-friday-weekend-301682594.html
We are witnessing the fall of the middle class. As the fed begins to raise interest rates and the costs to borrow money increases we will see more people and more families reliant on their credit cards. As this begins to happen, more people will begin to default on their payments pushing people into a period in which they will have to either sell their homes, cars or assets in order to make ends meet. We are witnessing the collapse of the middle class.
My suggestion here is to reduce your monthly expenses as it pertains to monthly interest rates that are being charged by lending institutions and instead invest that money into long term assets such as great stocks or perhaps real estate.
#realestate #housing #creditcard
Your responsibility when you are under debt review in South Africa | Bad debt counselors |
Many consumers who are under debt review get in more trouble when they go to a dishonest debt counselor who doesn’t pay the money to the creditors.
Please note that I am not a debt counselor or a lawyer. You must still go to a registered debt counselor in South Africa for the right advice.
We are bookkeepers in Pretoria and we service clients across South Africa. Our focus is on preparing documents for business funding, tax preparation, and clean up of your business books, as well as monthly bookkeeping services.
To find out more about our bookkeeping services go to: https://profitandbooks.com/
I am Olivia Sambo, co-owner of Profits and Bookkeeping Services and Online Marketing Services. I am a qualified Bookkeeper who has studied with the Institute of Certified Bookkeepers, the ICB. My goal with every client is to understand their vision for their company so we can implement systems that will improve their cash flow, money management, and profitability.
Most clients come to me when they want their documents to be prepared for tax or when they want to apply for funding from a bank or a financial institution. In most cases, they’ve never had a bookkeeper, and all those years of neglecting their books take time and knowledge to untangle.
What skills do you need to be a bookkeeper?
You need to be someone who’s meticulous and pays attention to details because one digit in the wrong place can lead to the books not balancing. You need to be patient and focused to capture the information accurately because sometimes these numbers can be very overwhelming. You must be honest and have integrity because you deal with very confidential information about clients. You must honour the trust that your clients put in by safeguarding the trust and protecting their privacy.
What does a bookkeeper do?
Bookkeepers capture information from the source documents that a client provides. Different types of accounts then get created to reflect the assets, liabilities, income, expenses, and equity accounts. These accounts will be a reflection of the income and expenses of the business and will be used to prepare management reports for the management of the business or a financial institution.
What are source documents?
Source documents are any proof of the transactions that take place within a business. It could be invoices, receipts, debit notes, credit notes, till slips, etc. It shows the source of the transactions that are reflected on the bank statement. Source documents are also called supporting documents
Why are the source documents so important?
When you look at your bank statements you will mostly see POS purchases when you swipe your debit or credit card to buy goods. When a client pays you it will only show as a deposit.
The source documents will show exactly whether you’ve spent money on fuel, stationery, or printing. It will enable the bookkeeper to put the entry under the right category.
Why do you need a bookkeeper when you apply for funding?
The bank wants to see how well you manage your money, what is your income, and your expenses. What part of your business makes the most money, etc. Your bookkeeper will be able to prepare this information when you provide her with your bank statements and source documents. A bookkeeper will know how to use your monthly bank statements to create the right accounts that are needed to prepare the financial reports for the bank. If you don’t have these reports prepared the bank will advise you to find a bookkeeper who can do that for you. If you are a business owner or self-employed the bank will not consider your application for funding without these reports because that is the proof of income they need to see if you qualify for the business loan.
For more information about we what we offer go to:
https://za.pinterest.com/profitsandbooks
https://www.linkedin.com/in/profitsandbooksbookkeepingservices
https://www.facebook.com/profitsandbooksbookkeeping/
https://twitter.com/profitsandbooks
https://anchor.fm/olivia-sambo
https://podcasts.apple.com/us/podcast/rose-tinted-glasses-with-olivia-sambo/id1522074736?uo=4
https://open.spotify.com/show/7JABIEU33PfULlam27sOyY
https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy8xOTUxMTA1OC9wb2RjYXN0L3Jzcw==
https://profitsandbooks.blogspot.com/
https://news.google.com/publications/CAAqBwgKMObWnAsw8uC0Aw?hl=en-ZA&gl=ZA&ceid=ZA%3Aen
https://g.page/r/CQEpG0p7PPdiEAE
To find out more about funding go to:
https//:www.Nedbank.co.za
https//:www.FNB.co.za
https//:www.Capitec.co.za
https//:www.Absa.co.za
https//:www.Standardbank.co.za
https//:www.Tymebank.co.za
https//:www.Bankzero.co.za
https//:www.Dti.co.za
https//:www.Nyda.co.za
https//:www.Investec.co.za
https//:www.Bidvest.co.za
https//:www.Sab.co.za
https//:www.Discoverybank.co.za
