When former hitman, Jack Winchester agrees to help an old enemy solve a brutal case that has plagued the Florida Everglades, not even he could predict the terrifying outcome.From the gator-infested swamps of Florida to Miami’s glitz and glamour, Jack is about to come face to face with his worst fear.

An absolutely gripping thriller, packed with multiple jaw-dropping twists is guaranteed to keep you reading late into the night.

If you have a short time to spend reading and a few bucks to spend, this e-book will affect the rest of your life, since credit card debt can seriously ruin your life. The benefits in this book are straightforward – it’s easy to learn what you need to do to climb out of that pit of debt. You can feel positive about your financial situation instead of negative – and it feels great! This book will help you whether you owe $500 or $50,000 in credit card debt. If you have been max-ing out cards trying to get ahead, you’re no doubt ready to face that debt head-on and slay it. We offer straight-forward techniques like: • Which cards to pay off first • Requesting lower interest rates from your credit card issuers • Doubling the minimum payments to pay off a card as much as 10 years more quickly • Budgeting accurately for maximum effect • How to cut back on all your expenses to free up cash • How to live without using credit, if that’s your goal It was doubtless very easy to get into credit card debt and it’s a lot harder to get out. Just a peek at our innovative techniques will let you know how to get out of credit card debt more quickly. Our system doesn’t take a degree to learn or follow. The rules are simple and easy to follow. They will help you to think of future wealth instead of current debt. Try it now. What do you have to lose? Years and years of credit card debt!

In 2009, amid the global financial crisis, 21-year-old Shannon Young graduated from college with a degree in English and more than $80,000 in student debt. Less than five years later, she was completely debt-free. This is her story – a cautionary tale with a surprisingly hopeful outcome. Filled with practical advice and personal experience, Pay Off is an invaluable resource for anyone coming in to or out of student debt.

Thomas Bennet has died and left his wife and five daughters during the visit of his cousin Mr. Collins who has come to offer marriage as an olive branch to soothe the way when he inherits their home, Longbourn. A deathbed promise from the past saves the ladies and Elizabeth Bennet becomes better acquainted with the wealthy, handsome Mr. Darcy, the man who insulted  her at the assembly in Meryton. With the Bennets living at Somersal, a country estate that belongs to the Fitzwilliam family and is only a short distance from Pemberley, the home of Mr. Darcy, their mutual love of riding fosters a love neither Darcy nor Elizabeth can deny. After a terrible accident, Elizabeth believes she must race in the spring to secure her family’s future, much to Mr. Darcy’s dismay. His proposal, given to keep her from racing, is summarily refused as Elizabeth Bennet will not marry from necessity. 

I married the right brother. At least that’s what I tell myself at night, when I stare at the ceiling and listen to the rhythm of the grandfather clock down the hall. It never feels like the mere passage of time, but a countdown towards something inevitable. Bobby Lightly is selfish, irresponsible, and careless. I haven’t seen him since the day I married his brother. He slipped out during the wedding reception without a word. A year later, I heard Bobby was drafted to Korea. He never said goodbye. Never sent a letter. We had all come to terms with the fact that he was probably dead somewhere, either a victim of the war or its aftermath. That is, until in the midst of an unrelenting heatwave, he showed up at the doorstep of the house I lived in with his brother. Everyone thinks I’m cruel. Everyone thinks I should be easy on him. They think I don’t understand him. They all think I hate him. But what no one understands is that it was Bobby who broke my heart. And I think he’s back to do it again.

The book reflects the experienced methods that the author used to get herself out of debt, improve her credit reports and increase credit score. It has detailed steps to follow along with actual letters that can be revised to fit your needs. Information on credit agencies, consumer rights and those that governs what a creditor/collection can or cannot do is included. It guides you on ways to handle your creditors and helps take the fear out of dealing with them. Those that are experiencing a lot of debt will find this book very helpful. It will guide you through removing your debt and ways to manage your finances. There is a section on bankruptcy as a last resort. Pick up a copy it is well worth the cost. Each section deals with a specific problem people have when they are in debt. One deals with the credit reporting agency; another with the documents you will need to begin your project. A short summary is given at the end of each section as a reminder of what you read. This book is small in size but full of valuable information that can be used over and over. It can be shared with other family members or friends. If you are having a problem with debt, wanting to know how to improve your credit report, ways to increase your credit score or ideas on managing your finances this is the book for you. It will help you to get out of debt and be well on your way to a debt-free life. What you will save in paying bills will more than pay the cost for this valuable book 10X over. You will want to have this book handy for years to come. You want to be debt-free, have a high credit score and able to purchase the things you want? Then get yourself a copy of “Your Self Help Guide to Debt & Credit Management.” It is now available to help others free themselves of those over bearing debts.

The unwilling Ricci wife… 

Angelina’s world is shattered when Lorenzo Ricci walks through the door of her engagement party and demands she call off the wedding—because she’s still married to him! She left the formidable Italian to save her heart, but now, with her family business at stake, Angelina must consider his terms… 

In need of an heir, Lorenzo will use any means to reclaim his wayward wife and return her to their marriage bed. He’ll make her debts disappear if she repays him…in desire! The chemistry may be alive and well between them, but can they survive their tempestuous reunion unscathed?

In January 1865, President Abraham Lincoln approved Executive Order, Special Field Orders Number 15. It was an order carried out by the military to divide 400,000 acres of land or confiscated plantations into forty-acre parcels and give them to the heads of the former slave family. I am sure we have all heard of “40 acres and a mule.” In April of 1865, President Lincoln was assassinated (only three months later). Vice President Andrew Johnson was sworn in and did not honor that executive order. Special Field Orders Number 15 was reparations for the recently freed slaves America had held in servitude and subjugation for over 200 years. This book spells out the justification, the ability to pay, and an actual plan to execute reparations for the children of American slaves.

Coming soon! A Debt Paid in the Marriage Bed by Jennifer Hayward will be available Feb 21, 2017.