Professional Debt Mediation HARASSING YOU? Professional Debt Mediation DEBT COLLECTOR CALLS?
https://www.lemberglaw.com/professional-debt-mediation-pdm-collections-complaints-calls

If Professional Debt Mediation is harassing you, making unwanted calls to you, or treating you or your family unfairly, the Fair Debt Collection Practices Act and the Telephone Consumers Protection Act offer you protection against Professional Debt Mediation harassment. You may be able to recover up to $1000.00 for unwanted or harassing debt calls from Professional Debt Mediation.

Common debt collection law violation by Professional Debt Mediation could be:

* Professional Debt Mediation could be misleading you or saying something that’s not true
* Professional Debt Mediation could be collecting more than is owed
* Professional Debt Mediation could be calling you at work
* Professional Debt Mediation could be calling many times per day or week
* Professional Debt Mediation could be calling your friends or family
* Professional Debt Mediation making unwanted calls to you before 8:00 a.m. or after 9:00 p.m.
* Professional Debt Mediation could be calling you after you’ve asked them to stop
* Professional Debt Mediation could be informing other people of your debt
* Professional Debt Mediation could be using abusive language
* Professional Debt Mediation could be falsely threatening to garnish your wages or lien your property

You can recover money for debt harassment. When you sue a debt collection agency and win, you can recover up to $1,000 in damages, plus court costs and attorney fees. Lemberg Law has a wealth of experience and stellar reputation in collection agency laws, and can help you stop harassment from Professional Debt Mediation. If you’ve experienced Professional Debt Mediation harassment, call us now 855-301-5100.

Professional Debt Mediation Unwanted or Harassing Calls? Recover $500-$1500 per call!

If Professional Debt Mediation has been making unwanted robocalls to your cell phone without your permission, or after you told them to stop calling, you could be entitled to between $500 and $1500 in damages for each and every call. How do you know it’s a computer call? When you answer, you hear a pre-recorded voice, or maybe silence, delay, clicks, or music, before you’re connected to a real person. Do you have Professional Debt Mediation complaints? If so, you should know your rights under the Telephone Consumer Protection Act. If you’ve experienced Professional Debt Mediation harassment, call us now 855-301-5100.

The FDCPA protects you from Professional Debt Mediation harassment.

Consumer Law, Class Actions, Personal Injury & Overtime Pay Lawyers

Do you have Professional Debt Mediation complaints? If so, you should know your rights under the Fair Debt Collection Practices Act and Telephone Consumer Protection Act.

Professional Debt Mediation is headquartered in Jacksonville, FL. It was founded in 1998, and does primary, secondary, and older account collections. It collects on behalf of apartments, rental homes, homeowners associations, credit cards, payday loans, healthcare, telecom, small business, student loans.

In order to increase your chances of prevailing in a Professional Debt Mediation harassment case, keep records of all phone calls and correspondence, such as the dates and times of contact, with whom you spoke, and what the debt collector said.
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Attorney Advertising – This is Not Legal Advice
Sergei Lemberg, Esq. is the Connecticut Attorney responsible for this advertisement.
Consumers should not assume that they are entitled to any compensation as a result of bringing a claim. Any compensation and any results obtained would depend upon specific factual and legal circumstances of each case.

Debt management services offered by Accord Debt Solutions explained in a nutshell.

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For a free informational series (called “Seven Steps”) on what to do if the debt collectors sue you, go to https://yourlegallegup.com/pages/sued_for_debt_action_steps. It’s free and informative, and there’s no obligation. Along with the companion article at http://yourlegallegup.com/pages/Mediation, this video helps the pro se defendant prepare for mediation. warns of pitfalls that could cause you to lose your shirt in mediation and shows you how to come out ahead. Explains how the mediation process works, how the mediator will probably run the session and what he or she will say, and even what the debt collector’s lawyer is probably going to say. This video tells you exactly what to expect so you can prepare for some of the pressures you’re going to feel without being surprised by them. Don’t Lose Your Shirt in Mediation! http://youtu.be/fBcs7OrNfOU. Your Legal Leg Up is a website and business designed to help ordinary people defend themselves from debt collectors before or during a lawsuit. Many debt collectors rely on unethical and unfair collections methods that violate the Fair Debt Collection Practices Act (FDCPA), which is the first and best source of debtor rights, among other laws.

What makes everybody have a good chance against a debt collector is simply the way the debt collection business works. Junk debt buyers buy huge “tranches” or “portfolios” of debt — sometimes many millions of dollars of “nominal” debt at a time. “Nominal” debt means that is the amount that is theoretically owed, although the companies selling it, like the companies buying it, “discount” the value of debt depending on how long it has been in default (or based on other risk factors). Debt collectors buy huge amounts of the riskiest debt for pennies on the dollar.

Then they harass and dun the people who supposedly owe the money for a while, and then they file suit, often against dozens or hundreds of people at a time. Because the debt collectors are doing everything in “bulk,” they cannot really spend much time on individual cases. If you fight them, therefore, you have an excellent chance to make them go away — it’s simply too profitable for them to pursue the many who do not fight rather than the few who do.

If you hire a lawyer to fight for you, they are more likely to drop your case faster, but if you fight them intelligently even without a lawyer you will have an excellent chance to win the suit on your own. And this, again, is because every time you file a pleading, a motion, or discovery, or pursue any of your rights or potentials in the lawsuit, and every time you force the debt collector to appear in court, you are costing them money — money they hate to spend on you when there are so many others who won’t fight.

How Debt Mediation Gets You Out Of Debt

Debt mediation is a type of debt relief program that involves negotiating with your creditors and debt collectors. It may or may not involve a debt professional to help out. It is another term for debt settlement or debt negotiation and it is quite helpful for people who are facing lawsuits for defaulting on payments.

When you are in a financial crisis, one of the things that you will have difficulty with is paying off your creditors. So what can you do when you are left unable to keep up with your payments? That is quite simple: you aim for debt reduction. This is when debt mediation comes into play.

If you have begun to default on your payments because you are in a financial crisis, you make it worse by not doing anything. But, instead of leaving your debt and trying to ignore it, you will need to put aside some money to grow as your settlement fund. This is what you will use later on when you try to negotiate with the creditors.

As you go on defaulting on your payments, your creditors will start to call you to persuade you to pay your dues. When you reach 90 to 180 days without sending any payments, the creditor will pass on your account to a collections agency. If the collector is not successful in getting you to pay, the chances of you going to court will be higher than ever. But lawsuits are expensive and debt collectors and creditors usually try to avoid them if possible and that is why there is room to mediate.

You have the option to start negotiating with the collector with the settlement fund that you had been growing on the side. You will tell them that you have money but it is not enough to cover the whole balance. You will tell them that you are willing to pay this lump sum amount but they must agree to have the rest of your debt forgiven. This is risky but you can be assured that neither the creditor nor debt collector will be enthusiastic about going to court.

In some cases, you haven’t offered the settlement fund and the collector suddenly files the lawsuit against you. Do not panic because you have 30 days to send your response. There are also instances wherein the lawyer of your creditor/collector will open the settlement negotiations. Either way, you need to be convincing so your creditor will accept your settlement offer. Just do not promise to pay more than what you can really afford. Also, refrain from sending payments unless you have the signed document from the creditor/collector. This document must show that they will forgive the remainder of your debt as soon as you have paid the settlement amount. Now you know the basics of how debt mediation can help you get out of debt.

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