According to my Credit Score, I owe around $12,723, and I plan on paying off in less than 6 months, although I could pay it off in one payment.

And that’s why in this video im going to give you guys my plan to how I owe 12,723, and I pay 0 interest and the different ways to get rid of this debt without paying interest.

Im going to answer these questions.
The fastest way to pay it off?
How to pay no interest?
And if you should just default?

How to pay off credit card debt fast | Less than 6 Months

One Rule: Once you’re done, stay out of credit card debt. Use the card with rewards and points and pay them off in full, and that way, you win, and the credit card company doesn’t make 30% by charging you interest.

1. Audit: this how we know how much we owe and to who and at what price.
– List Credit Cards, Interest rate and amount
– ( call in your credit if you don’t know the APR or go to the App)
Example:
Apple rewards Card: 27.49% and I owe $5,014.53 (it’s 0% because of promo)
Discover it Card: 16% and I owe $310 (it’s 0% because of promo also)
Chase Unlimited Card: 26.49% and I owe $1999.62 ( 0% because of promo)

What to Do and which one to pay Off and How? Avalanche Method saves us Money
Step 1: Organize the Card in order of high APR
Step 2: Pay More money towards that card and the minimum on the others
Step 3: repeat

Tip: I pay 560 on average a week towards my cards; you can start 100 bucks or an extra 60; the key is to step by step lower the balance.

2. How to Avoid Paying Interest
Tip: transfer the balance to another card with a promotional Period
How: its Call a balance transfer
Story:
– I needed cash, so I would take cash advances and do deals with them
– Now once I had to pay interest, I would transfer the balance to a card that gave me 12-21 months to pay it off interest-free
– Why? You have to pay 3% to transfer the balance, but that’s a lot better than 27%
Instructions:
– Get a balance transfer card
– Transfer the balance
– Pay your cards in full before the time runs out
Video on the best Cards: https://www.youtube.com/watch?v=X3kNqHWezKU

3. Should you Default ( I’ll make an entire video on this later on)
Story: I remember I got my first credit card, and I spent 3k and maxed it out, and then 1-2 months later, I lost my job.
– I thought about, and some people recommended I stop paying but just like you I came to videos and books to find solutions
– In the end, if I would have stopped paying I would have been financially screwed over
– Plus theirs a lot more benefits to solving problems you get yourself into, than defaulting and banks know that and respect that.

* PRO TIP*
INFORMATION IS EVERYTHING

?Merch?
https://teespring.com/stores/tommybryson

?2 FREE AUDIOBOOKS?
https://amzn.to/2Enayo8¬¬¬

?ACORN FREE $5?
Link: https://acorns.com/invite/38EYSU

?FREE KINDLE UNLIMITED? (traditional reading)
Link: https://amzn.to/2VGbxt9

????DISCORD PRIVATE GROUP???? ( Limited – Comment if Full)
https://discord.gg/JVsXZ6h

My Camera Gear: https://kit.com/tommybryson/video-recording-gear

? Help Us Reach 50,000 Subscribers: https://goo.gl/0wvm6w

Social Media~

Facebook: https://www.facebook.com/tommybryson.yt
Twitter: https://twitter.com/TommyBrysonVlog
Instagram: https://www.instagram.com/tommybryson
Snapchat: tommy28fly

Octogen Director Paul Slot looks at how to make the best of debt review.

Iemas Financial Services takes a look at the difference between debt review and debt consolidation. We offer debt consolidation loans to our members and also provide free financial wellness workshops at all our participating employer groups to assist employees in managing their finances more responsibly.

Visit Official Site : http://bit.ly/Dissolve-Your-Debt-Official

Dissolve Your Debt Review – Does it’s a Scam?

Are you in debt and you want to learn how to get out of it quickly, easily, and completely? Jonathan Hawley can show you what you can do through Dissolve Your Debt. This information-packed manual reveals a secret government program that you can use to get out of debt.

With Dissolve Your Debt, you will get 75 pages of step-by-step information on what you need to do to get out of debt. You will discover that just by writing certain words on your bills in a particular way and then mailing them to a specific government address, you can totally eliminate your debt. Handling your debts this way is guaranteed by the government and is part of public law, so you don’t need to worry about doing something illegal.

The protocol/program that you will discover in Dissolve Your Debt worked for a lot of people. And the author is positive that it will work for you too regardless of the debt that you have – may it be mortgage, car loan, property tax, credit card, income tax, utility bill, etc. The manual will provide you with easy-to-follow instructions so can apply the protocol with ease. Aside from important addresses, this manual also includes case studies, success stories, bonus sections (‘There Are Two Of You,’ and ‘Easy Contract Basics’), and other helpful information and tools.

Dissolve Your Debt will arm with the know-how so you can completely be debt-free without spending a lot of money. Paying for the postage fee could be just what you need to do. This powerful manual can help you reclaim your financial health and change your life forever.

Visit Official Site : http://bit.ly/Dissolve-Your-Debt-Official

#DissolveYourDebt
#DissolveYourDebtReview
#DissolveYourDebtScam

Debt Review protects your critical assets legally with a court order.

If you are under debt review, but still battling with your repayments then it is time to see your debt counsellor, says DCM group marketing director Anjela da Silva. Read full story: http://www.fin24.com/Debt/Multimedia/Under-debt-review-but-falling-behind-20140606

Listen to Natalie and how she went from sleepless nights because of debt, to debt free.

A consumer can apply for debt review if they are unable to meet their debt commitments. However, in some cases, a consumer’s finances may improve and they wish to exit. Whether or not you are able to exit will be determined by where you are in the process. Financial journalist Maya Fisher-French explains the process. Courtesy DStv403.