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In this powerful karma cleanse angel message you will experience a powerful energy healing, vibration shift and cleanse of your karmic cords, attachments and ties.
Channeled by Melanie Beckler with Archangel Metatron, Archangel Michael, Archangel Azrael, and Archangel Uriel…
As you relax and listen you will lovingly and gently be guided through a powerful karmic cleansing technique.
Quiet your mind, relax and listen to lift in the energy healing light of the angels as you experience cord cutting, spirit release, releasing attachments and negativity, energy healing and cleansing your karma.
Cleansing karmic attachments and releasing all that no longer serves you will help you to raise your vibration, tap into your spiritual power and step into living with more joy love and positivity in your life.
Listen another psychic healing meditation channeled by Melanie Beckler here: https://www.youtube.com/watch?v=UnRR6AfCNqk
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Feel free to share this Karmic Cleansing meditation using this link:
https://www.youtube.com/watch?v=39kXZPGpjak
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The National Credit Amendment Bill aims to provide relief to low-income earners, by erasing part or all of their debt.
For more on this, we’re joined by Norton Rose Fulbright Attorney’s Riccardo Petersen.
Courtesy #Dstv403
Debt consolidation? Huh, what is that? In this episode, learn what debt consolidation is and the types of debts that can be consolidated. Also, find out what it means when you take up debt consolidation and what are the requirements to qualify for a debt consolidation plan.
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The United Way through many non-profits in our city is helping teach low income women how to become financially stable.
How good does debt consolidation sound? Take all your credit cards and combine them together with one easy lower interest payment. Here are some things you should know that might change your perspective on it.
Debt consolidation does not help you pay down large amounts of debt and it doesn’t get you out of debt quickly. It’s a refinanced loan that extends your payment. That means you will be in debt longer. Our view is if you’re in debt, you should be working to get out of debt as quickly as possible!
They market low-interest rates, but that doesn’t always mean it will be lower. A lot of companies market an introductory promotion of a lower rate to get people in and then raise the rate over time.
This is a big one. You are only consolidating your debt. You are not eliminating it. It’s really easy for us to view debt consolidation as the first step to us getting out of debt, but the problem is… usually nothing changes after you consolidate. You have the same buying and spending behaviors.
To eliminate debt, you don’t need to consolidate, you need a plan to start paying off your debt quickly!!!
It starts with taking control of your money. Getting eyes on where it’s going. You have to start with a budget, so you can start allocating money from areas of spending to now going towards paying down debt.
If you have multiple cards, there are two ways to attack it. First, stop using the cards. Start using cash for your expenses so the amounts don’t increase on your cards while you are trying to pay them down.
Here’s where two strategies come in: If you’re looking strictly at the numbers, you should pay all the minimum payments except for the card with the highest interest rate. Put every dollar & energy towards paying that card off first. Once paid off, put everything plus the new amount saved by eliminating a card towards the second-highest interest and continue to do this until they are all paid off.
What studies have shown is people have a higher success rate when they follow this plan, but instead of paying the highest interest rate first, you pay the lowest amount owed regardless of the interest rate. It’s encouraging and motivating to see change and the card with the lowest amount is the easiest to pay off. Going from 4 cards to 3 builds your confidence because you’re seeing it working! It’s shown that more people making to paying off all their debt with this strategy even though they might be paying a little more in interest.
Remember, it’s not a consolidation problem, it’s a behavioral one and it will only be fixed by taking control over your money!
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CREDIT COUNSELLING CANADA NON PROFIT
I review a credit counselling Canada site that has been very active in blogging about Canadian insolvency, bankruptcy and consumer proposal issues.
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Credit Counselling Society – Bankruptcy Misconceptions and Options Canada | The Credit Counselling Society – Credit Counselling Society
Here are some of my other favorite youtubers and their videos!
Should I Use Bankruptcy or a Consumer Proposal in Canada?
What not to do before filing bankruptcy
Bankruptcy from Tax Debts
Personal Finance Q&A: How do I know when to declare bankruptcy?
Proven Biblical Money Principles – Dave Ramsey
Proper Use of LLCs for Real Estate
How to Start a Speech
Mark Cuban: How I Became a Billionaire
Should I File Bankruptcy Or Pay Off $80,000 In Debt?
Former CIA Officer Will Teach You How to Spot a Lie l Digiday
Bankruptcy – 3 Secrets to Rebuild Credit the Day After Discharge
Don’t Talk to Cops, Part 1
How We Help – Consumer Credit & Debt Counselling Canada | The Credit Counselling Society
Our Bankruptcy Story. What It Was Like to Go Bankrupt.
BANKRUPTCY IN ONTARIO CANADA SECRETS REVEALED
The Pros and Cons Of Bankruptcy
Consumer Proposals: What’s the Catch?
Bankruptcy in Canada Video 2: Provincial Exemption Limits and Asset Seizures
46% of Canadians on the brink of insolvency as rates rise: Survey
Sample retirement plan for 50 year old getting late start.
Total Debt Freedom
Epstein Epstein
Tax Audit Solutions
CBC News
Seacoast Church
Real Estate Asset Protection
Conor Neill
Bloomberg
The Dave Ramsey Show
Digiday
David Hetti
MP Anon
Credit Counselling Society
CreditDebtLife
Ira Smith
Hoyes Michalos
Hoyes Michalos
moneyandbusiness
BNN Bloomberg
Jazz Wealth Managers
Take a look at Credit Counselling Society stats and you’ll understand why I am a fan.
Video Url: https://www.youtube.com/watch?v=cqWIvnvHOX8
Video Title: Bankruptcy Misconceptions and Options Canada | The Credit Counselling Society
Username: Credit Counselling Society
Subscribers:
Views: 3,839 views
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CREDIT COUNSELLING CANADA: VERY BUSY WITH BANKRUPTCY ONLINE CHATTER
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$163,000 In Student Loan Debt Only Making $29,000!
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Welcome to The Dave Ramsey Show like you’ve never seen it before. On this channel, you will find all of the greatest highlights from The Dave Ramsey Show! The show also live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave’s producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you’ll see exclusive content from our Ramsey Personalities —as well as all kinds of other video pieces that we’ll unveil every day.
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Here’s my review of Star Wars: The Clone Wars Season 7, Episode 7, Dangerous Debt.
Plot Summary:
Prisoners of the Pykes! Ahsoka Tano has teamed up with the Martez sisters, who live in the underworld of the city-planet Coruscant. Struggling to make ends meet, Rafa Martez scored a job running a spice shipment from the planet Kessel. Tempers flared when Ahsoka realized the spice was being sold to the Pykes, a powerful crime syndicate. As Ahsoka and Rafa argue, Trace Martez dumped the spice, hoping to end the dispute. With no shipment to deliver, the three attempted to deceive the Pykes and failed. We now find them imprisoned deep within a fortress on the planet Oba Diah….
Official Description:
Taken prisoner by the Pykes, Ahsoka and the Martez sisters attempt to escape.
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