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Do you feel overwhelmed or confused trying to make sense of all the financial products and services out there? Are you worried that you’ll run out of money when you retire? Do you rely on others to make financial decisions for you? It’s My Money! will answer your questions about budgeting, saving, investing and managing your money. The guidelines in this book will set you on the path to financial independence and security. You’ll build that nest egg and watch it grow. You’ll know what you own and why you own it. Money doesn’t buy happiness, but it does give you options. When you’re in control of your money, you’re in control of your life!

This is PART 1 of our informative video series on things you need to know about Debt Counselling or Debt Review as a relief measure to curb the scourge of over-indebtedness. In this video we define the terms “Over-indebted” and “Reckless credit or Reckless lending”.

Remember to watch our upcoming video series on Debt Counselling/Review to stay informed on how the process works as well as some of its pros and cons. We would like to hear from you.

Cheers!

Want to join an amazing group of financially like-minded people? Hop into my free Facebook group! https://www.facebook.com/groups/takingcontrolofyourincome/

Sometimes on paper debt consolidation looks like a good idea. Reduced payments and a lower interest rate?? Seems like a no-brainer!

Here is how MOST companies are able to accomplish this (and how it’s actually costing you money).

The numbers are in for the month of November.

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? In this video, we’re going to learn ten important lessons about debt relief. Leave your thoughts or questions in the comments below. Have fun!

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https://rkillen.ca/debt-counselling-toronto-an-alternative-debt-relief/ In this video we provide an overview of Credit and Debt Counselling In Toronto, Ontario

A lot of people are having a hard time paying their debt may it be credit card or any other debt.

Are you one of them? Are you also struggling to manage your debt for months or years? Are you one of the people who ignore the problem or wait out and let it accumulate or stubbornly hold on in fear of declaring bankruptcy.

To get the best solution, you should talk to a debt counsellor, but not all of them can explore the right solution for you. Debt counseling is a good alternative to bankruptcy wherein a lot of people do not want to consider bankruptcy as a solution to their problem.
At Richard Killen & Associates talking, with a Licensed Insolvency Trustee (LIT) will guide you through all the solutions that may be right for you so you can make the right decision for your situation.

Consulting with a trustee doesn’t mean you are filing bankruptcy instead they will review your situation and give you all your options to find the right solution to your debt problems which include credit and debt management, consolidation loan, informal proposal, consumer proposal and personal bankruptcy.

At Richard Killen & Associates we are offering debt and credit counselling for over 25 years and makes use of a combination of tools to help you get out of debt but not only that we also provide basic credit education about budgeting and money management skills to help you achieve your financial goals.

For more information contact Richard Killen & Associates at 1 (888) 545-5365 or visit our website at www.rkillen.ca

We have offices over the GTA. Visit https://rkillen.ca/debt-counselling-toronto-an-alternative-debt-relief/ for more information.

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Richard Killen and Associates have 10 locations across the Greater Toronto Area.

Richard Killen & Associates Ltd Scarborough West
2130 Lawrence Ave, E #402, Scarborough, ON M1R 3A6, Canada
Tel: +1 416-285-9511
https://rkillen.ca/consumer-proposals-bankruptcy-trustee-in-scarborough-west/

Richard Killen & Associates Ltd Scarborough East
2100 Ellesmere Road,
Suite #201D Scarborough, ON M1H 3B7, Canada
Tel: +1 416-644-1212
https://rkillen.ca/consumer-proposals-bankruptcy-trustee-in-scarborough-east/

Richard Killen & Associates Ltd Toronto on Danforth
2600 Danforth Avenue,
Toronto, ON M4C 1L3, Canada
Tel: +1 647-699-3916
https://rkillen.ca/consumer-proposals-bankruptcy-trustee-in-toronto/

Richard Killen & Associates Ltd Etobicoke
2150 Islington Ave #202,
Etobicoke, ON M9P 3V4, Canada
Tel: +1 647-932-5593
https://rkillen.ca/toronto-bankruptcy-trustee-consumer-proposal-administrator/

Richard Killen & Associates Ltd Richmond Hill
9140 Leslie Street
Richmond Hill, ON L4B 0A9, Canada
Tel: +1 905-513-0699
https://rkillen.ca/bankruptcy-trustee-in-north-york-thornhill-for-debt-relief/

Richard Killen & Associates Ltd Brampton
284 Queen St. East, Suite 224,
Brampton, ON L6V 1C2, Canada
Tel: +1 905-456-3311
https://rkillen.ca/consumer-proposals-and-bankruptcy-trustee-in-brampton/

Richard Killen & Associates Ltd Mississauga & Erin Mills
2155 Leanne Blvd #203,
Mississauga, ON L5K 2K8, Canada
Tel: +1 905-822-1151
https://rkillen.ca/erin-mills-oakville-mississauga-bankruptcy-trustee/

Richard Killen & Associates Ltd Mississauga and Cooksville
130 Dundas St E #304,
Mississauga, ON L5A 3V8, Canada
Tel: +1 289-724-1099
https://rkillen.ca/bankruptcy-trustee-in-cooksville-port-credit-mississauga/

Richard Killen & Associates Ltd. Georgetown & Brampton
348 Guelph St,
Georgetown, ON L7G 4B5, Canada
Tel: +1 647-492-2219
https://rkillen.ca/acton-halton-hills-georgetown-bankruptcy-trustee/

Richard Killen & Associates Ltd Pickering & Ajax
1410 Bayly Street, #6
Pickering, ON L1W 3R3
Tel: +1 905-420-6565
https://rkillen.ca/consumer-proposals-bankruptcy-trustee-in-pickering-ajax/

Richard Killen & Associates Oshawa & Whitby
146 Simcoe St N,
Oshawa, ON L1G 4S6, Canada
Tel: +1 289-312-8872
https://rkillen.ca/whitby-bowmanville-oshawa-trustee-in-bankruptcy

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Europe is suffering from a bipolar economic disorder; one symptom of which is a sovereign debt crisis. The media have divided the continent into two groups of nations: center and periphery, not by geography but by credit ratings on national debt. European Debt Crisis: The Sovereign Debt Crisis – A Memorandum from the Periphery is a critical investigation of the root causes of the crisis, and the often misguided policy choices made to ‘resolve’ it.

Nobel Laureate Joseph Stiglitz addresses how regional debt contagion in Europe compares with regional financial crises elsewhere, while former Argentine Minister for Economics Roberto Lavagna provides a poignant comparative analysis with his own country’s experience. Crucially and uniquely, Portuguese, Greek, and Irish economists provide hard-hitting case studies that offer the perspective of the European ‘periphery’.

A much-needed book offering a heterodox economic perspective on the causes, symptoms, and solutions of the biggest economic issue currently facing Europe.