Hannah Langdon loves working with the dead. As an embalmer at the Max Grace Funeral Home in the inner city Sydney suburb of Balmain, she considers it an honor and a privilege to prepare someone for their final resting place. But lately, there have been a couple of her co-workers have been killed in horrible accidents. The fact that these people lived on the fringes of Sydney society and had no one to mourn them doesn’t ease Hannah’s turmoil. And then she reconnects with a man from her past, a man she’d rather forget and her life becomes a whole lot more turbulent. Doctor Jacob Black is now a highly respected emergency room doctor who works in the reputable Sydney Harbour Hospital, but she remembers him only as the eighteen-year-old drunk driver who killed her high school boyfriend. Now Jacob’s twin has gone missing and Hannah wants to know why. After all, the last time she saw him was at the Max Grace Funeral Home… What is happening to the people employed at the funeral home? Hannah can’t help but think she might be next…

Mobster and hitman Jack Winchester thought he had put his past behind him. When he returns to New York City and finds his friend murdered, and his sister kidnapped, Jack goes to war against the Sicilian Mafia.

The Patient, The Doctor and Bill Collector reveals the hidden truths behind the crushing wave of medical debt drowning more than 64 million Americans.

Authors Robert E. Goff and Jerry Ashton know the inside story on medical debt. Each offers more than 40 years of experience inside the healthcare and collections industries. They team up to deliver a scathing indictment of America’s healthcare system. In simple and forceful language, they detail how present approaches are rigged to fatten the wallets of big pharmaceutical companies, insurance monopolies, and hospitals. The medical debt collections industry also waits patiently for their turn at the trough.

Beyond simply pointing out the mistakes and the greed, the two authors came up with a simple yet powerful solution: Buy medical debt on the open market, and then abolish it! Their vehicle is RIP Medical Debt, a non-profit established in 2013 for the purpose of locating, buying and then forgiving this debt as a gift to those struggling with unpaid and unpayable bills. One collections industry executive described this debt retirement plan as a “Robin Hood” approach.

The Patient, The Doctor and The Bill Collector will help you keep yourself and your family from being swept away by the tsunami of medical debt endangering our future in America You will learn from industry insiders the shocking truths that the debt collections industry, hospitals and insurance companies do not want you to know.

If you are a patient or a patient’s family member, you will learn:

More than 64 million Americans already struggle to pay medical bills. More than 15 million people will deplete their savings to cover medical bills. Health insurance is no rescue, for 80 percent of those filing bankruptcy had insurance. The security blanket of health insurance is riddled with holes and surrounded by traps.

If you are a health practitioner, hospital or physicians group, you will learn:

Pharmaceutical costs and office visit fees cause patients to skip medication and care. If you believe healthcare reform will reduce your revenue losses, think again.

The United States is the only industrialized nation with a market-based healthcare insurance system. As a result, America is destined to be the only industrialized nation to bring about a widespread debt impoverishment of its citizens.

Whether you are a patent, a doctor or a bill collector, you need this book to survive!

ABOUT THE AUTHORS

Robert E. Goff is an acknowledged expert in healthcare delivery, organization and financing with a career spanning leadership positions as a hospital administrator, regulator, managed care executive, consultant, and association executive. He serves as Executive Director and CEO of University Physicians Network (UPN) in New York City. Robert also is a corporate director and sought-after advisor to healthcare technology and care delivery companies.

Jerry Ashton is a recognized veteran of the credit and collections industry. He’s long been an outspoken critic of industry excesses. Inspired by the Occupy Wall Street movement’s “Rolling Jubilee” campaign against medical debt, he came out of semi-retirement in 2014 to co-found RIP Medical Debt with the goal of removing one billion dollars in unpaid and unpayable personal medical bills from the backs of fellow Americans. Jerry blogs at The Huffington Post and tweets as @RIPMedicalDebt.

The authors maintain a resources website for book readers at NoMoreMedicalDebt.com.

What if you were gambling and racked up a huge debt? How would you pay it off? What if a gambling syndicate employed collectors who killed in order to gather the money you owed them? What would you do if they came after you? A discharged marine suffers from prophetic dreams about a debt collector killing people. After leaving a nightclub, he soon discovers these dreams are very real. However, destroying the crime organization from the inside is hard, never mind the fact that these scum murdered his father. His only support is a woman who tried to kill him. Digging into the syndicate, they discover an ugly truth that shatters his world.

Urban Fantasy with a Cyberpunk Twist
***Second Season of Debt Collector***              
Recommended: start with Season One. 
 
What’s your life worth on the open market?
In this gritty urban fantasy, debt collectors take your life energy and give it to someone more “worthy”… all while paying the price with black marks on their souls.
 
“Wraith is amazing and just as compelling as Lirium–once again I’m hooked!!” 
“I loved being back in this world! Wraith has captivated me.” 

Wraith is a shadow in the night, haunting the bedrooms of the rich “high potentials” who have stolen life energy from the desperate and dying. The justice and the sweet mercy hit that follow keep her from falling into her own personal abyss. Her secret nighttime work also keeps her on level for her real mission: carrying on her father’s legacy of attempting to bring an end to debt collection as a whole. But when a mysterious debt collector interrupts her in the act and discovers her secret, everything Wraith loves may be destroyed by the one thing she can never fix– the original sin of being a debt collector herself.

Contains mature content and themes.
 
OPTIONED FOR VIRTUAL REALITY  BY IMMERSIVE ENTERTAINMENT 
2014 Semi-Finalist in Science Fiction in the Kindle Book Awards

The nine episodes of Season Two of the Debt Collector serial are collectively 127k words or about 468 pages. 
 
It is recommended that you start with the first season, but each season is a complete story for that debt collector and can serve as an entry point to the series. There are five planned seasons in the Debt Collector series, the first four each from the perspective of a different debt collector with the fifth season bringing all four together. 

READING ORDER

Season One – Lirium – COMPLETE
Episodes 1-9: Delirium, Agony, Ecstasy, Broken, Driven, Fallen, Promise, Ruthless, Passion

Season Two – Wraith
10 – Wraith (10.20)
11 – Specter  (10.27)
12 – Menace (11.3)
13 – Temptation (11.10)
14 – Shattered (11.17)
15 – Penance (11.24)
16 – Judgment (12.1)
17 – Corruption (12.8)
18 – Atonement (12.15)
BOX SET (Vol 10-18) – (12.15)
 

Season One of the Debt Collector serial with all nine episodes.Save 30% by getting the full season! 
What’s your life worth on the open market? 
A debt collector can tell you precisely.

Lirium plays the part of the grim reaper well, with his dark trenchcoat, jackboots, and the black marks on his soul that every debt collector carries. He’s just in it for his cut, the ten percent of the life energy he collects before he transfers it on to the high potentials, the people who will make the world a better place with their brains, their work, and their lives. That hit of life energy, a bottle of vodka, and a visit from one of Madam Anastazja’s sex workers keep him alive, stable, and mostly sane… until he collects again. But when his recovery ritual is disrupted by a sex worker who isn’t what she seems, he has to choose between doing an illegal hit for a girl whose story has more holes than his soul or facing the bottle alone–a dark pit he’s not sure he’ll be able to climb out of again.

The nine episodes of the Debt Collector serial are collectively 125k words or about 500 pages. This dark and gritty future-noir is about a world where your life-worth is tabulated on the open market and going into debt risks a lot more than your credit rating. For more about the Debt Collector serial, see www(dot)DebtCollectorSeries(dot)com

Contains mature content and themes. 
For young-adult-appropriate thrills, see Susan’s bestselling Mindjack series. 
EPISODE LIST
1-Delirium 
2-Agony
3-Ecstasy4-Broken5-Driven6-Fallen 7-Promise8-Ruthless9-Passion