Master The Property Game will teach you how to easily and effortlessly secure financial independence through investing in property. Read this book and you will discover how to: 1. Buy properties without using any of your own money 2. Find property bargains 3. Replace your income with 2-3 properties 4. Achieve financial freedom in a year time 5. Train your mindset to succeed in business 6. Systemise your property business so it runs on auto pilot

The Ultimate Debt-Free Guide for All People Improper money management is the reason why a lot of people are in debt. People use up all their money even before they cater for the most important needs and when the need comes up, they are left with no choice but to borrow some money. Another reason is the desire to own something that is beyond your financial ability. When this happens, you accumulate so many debts without realizing it and in the end, you gather that it is not easy to pay off your debts. There is always a way out. The key to attaining financial freedom is paying all your debts and ensuring that you are not getting into debts again Why You need this book? To Learn Why Debt Accumulation is Easy To learn Why Debt Payment is Hard To Understand the Benefits of Debt Payments To Learn How to Work On Your Debt To Improve Your Finances To Become more Happy To Attain Financial Security To Liberate Yourself From Life Failures Here Is a Preview of What You’ll Learn… Life in Debt Why People Accumulate Debt Debt RepaymentsIts Importance Budgeting to Pay Off Debts How To Plan For Your Income Saving To Avoid Debts Dealing with Credit Card Debts Wealth Management Planning For Retirement Important Money Tips Much Much More!

Communication strategies, financial crisis management, negotiation techniques, and litigation and bankruptcy tactics told through the stories of a loan workout and financial restructuring consultant. How do you protect yourself, or your clients, or your family and friends from aggressive creditors, lawsuits, and bureaucracy? When do you need protection from the advice of your own advisors and friends? Debt & Circuses is a true story of seven years of loan workouts, lawsuits, and bankruptcies during the Great Recession (2009-2015) and beyond. Debt & Circuses explains real-world negotiation strategy and courtroom tactics through the true stories of finance and accounting advisors, lawyers, and courageous entrepreneurs who followed the counter-intuitive, asymmetrical, and risky advice of a few creative consultants. Debt & Circuses demonstrates, through first-hand experiences, effective methods of: Preparing the mind (and your assets) for conflict. Coping with emotional pressure tactics. Responding to unreasonable demands constructively. Understanding why victory or defeat in court can be irrelevant. Preventing the two things that produce an unfavorable outcome. Negotiating with inferior bargaining power. Going on offense against an opponent with unlimited resources. Capitalizing on bureaucratic failures. Avoiding the big mistake made by all companies in financial distress. Clay Westbrook is an attorney and consultant who spent six years involved with over 100 loan workout cases, dozens of lawsuits and business bankruptcies, and $100s of millions of bad debts. He advises clients on business breakups, litigation and bankruptcy strategy, and negotiating with taxing authorities and governmental entities. He saw many spectacular wins in unlikely circumstances, learned valuable lessons from a few disappointing losses, and drew inspiration to tell the story from one woman’s experiences with debt collectors that destroyed her family and her future. “‘The mortgage company told us that we weren’t allowed to file for bankruptcy. They said it wasn’t an option,’ Maria explained. She didn’t realize what this meant. The mortgage company didn’t just lie to them; they violated state and federal laws in doing so. We might have had a case, or at least an issue to run with, which is usually enough. But it was too late.” The consultants quickly learn that to save their clients, they have to forget about “doing the right thing,”forget about the legal merits of the case, and forget about logic. The solutions come from psychology and math, human nature, and realizing neither side understands (nor cares) what the other side is saying. “After witnessing it firsthand many times, accomplishing the impossible takes specific knowledge, character, and action. As simple as it sounds, you rarely see all three when the cards are down. If they don’t have all three, they lose.” Achieving success against long odds is more than “when to stop paying,” or “if the bank files a lawsuit,cut your settlement offer,” or remembering to stash the Ferrari at a covered garage in Reno if the bank gets a judgment. Debt & Circuses shows: How to know and have the confidence to trust your instincts under pressure. How human nature affects the strategies and results conflicts are never “just business” and are always personal. Ways to identify and avoid traps lawyers, advisors, and others miss. The one principle that explains the entire process. Through the experiences of business owners and advisors, and the entertaining, if not ridiculous,stranger-than- fiction situations in which these people found themselves, Debt & Circuses provides essential knowledge and skills for surviving financial distress, and serving clients whose future depends upon your advice. “You are not alone. Don’t be frightened, and don’t feel hopeless. We will never, ever give up.”

Popular blogger Anna Newell Jones of AndThenWeSaved.com delivers this self-help manifesto that reveals how a “spending fast” will help you get on the road to living debt-free.

In 2009, young photographer Anna Newell Jones was rapidly suffocating under the weight of too much debt. An inveterate “spender,” she was in way over her head, to the tune of almost $24,000. She knew her debt was only going to get worse if she didn’t take action, but she didn’t know where to look for help. On a whim, Anna decided to go on a spending fast—an idea she heard in passing but knew little about. Creating her own method, she learned what worked and what didn’t and wrote about it on her blog, AndThenWeSaved.com. Amazingly, Anna was able to eliminate all $23,605.10 of her debt in only 15 months! She was interviewed in Forbes, Self, Glamour, Good Housekeeping, and the Chicago Tribune.

Anna’s journey inspired people and showed them that they too could change the way they dealt with their own money woes. The Spender’s Guide To Debt-Free Living takes readers through a detailed step-by-step plan on how to do a Spending Fast and get out of debt, including:

Creating a personalized Debt-Free Life Pledge. Understanding where your money is going when you’re in debt, and where it will come from to pay it off. Learning why putting money into a savings account before (or while) paying off debt may not be the best idea for you. Finding additional income sources and generating side gigs. Re-integrating spending into your life once you’re out of debt, so that you stay out of debt.

Filled with do-it-yourself ideas, insight from experts, and tons of motivational tips and real-life practical advice, The Spender’s Guide to Debt-Free Living proves that you don’t have to win the lottery or get a new job to change your life.

Although banking and sovereign debt crises are not unusual, the crisis that has unfolded across the world since 2007 has been unique in both its scale and scope. It has also been unusual in being both triggered by, and mainly affecting, developed economies. Starting with the US subprime mortgage crisis, and the recession in 2007-2009, the problem soon erupted into financial crisis in Europe. A few of these countries came to the brink of bankruptcy, and were rescued by the EU and the IMF on the condition they adopt austerity measures. The detrimental social effects of the crisis in both the US and Europe are still emerging.

Although there have been several studies published on the US crisis in particular, there has so far been an absence of an accessible comparative overview of both crises. This insightful text aims to fill this gap, offering a critical overview of causes, policy responses, effects and future implications. Starting with the historical context and mutation of the crisis, the book explores the policies, regulations, and governance reforms that have been implemented to cope with the US subprime mortgage crises. A parallel analysis considers the causes of the European sovereign debt crisis and the responses of the European Union (EU), examining why the EU is as yet unable to resolve the crisis. This book is supported with eResources that include essay questions and class discussion questions in order to assist students in their understanding.

This uniquely comprehensive and readable overview will be of interest and relevance to those studying financial crises, financial governance, international economics and international political economy.

Although banking and sovereign debt crises are not unusual, the crisis that has unfolded across the world since 2007 has been unique in both its scale and scope. It has also been unusual in being both triggered by, and mainly affecting, developed economies. Starting with the US subprime mortgage crisis, and the recession in 2007-2009, the problem soon erupted into financial crisis in Europe. A few of these countries came to the brink of bankruptcy, and were rescued by the EU and the IMF on the condition they adopt austerity measures. The detrimental social effects of the crisis in both the US and Europe are still emerging.

Although there have been several studies published on the US crisis in particular, there has so far been an absence of an accessible comparative overview of both crises. This insightful text aims to fill this gap, offering a critical overview of causes, policy responses, effects and future implications. Starting with the historical context and mutation of the crisis, the book explores the policies, regulations, and governance reforms that have been implemented to cope with the US subprime mortgage crises. A parallel analysis considers the causes of the European sovereign debt crisis and the responses of the European Union (EU), examining why the EU is as yet unable to resolve the crisis. This book is supported with eResources that include essay questions and class discussion questions in order to assist students in their understanding.

This uniquely comprehensive and readable overview will be of interest and relevance to those studying financial crises, financial governance, international economics and international political economy.

In a nation whose debt has outgrown the size of its entire economy, the greatest threat comes not from any foreign force but from Washington politicians who refuse to relinquish the intoxicating power to borrow and spend. Senator Tom Coburn reveals the fascinating, maddening story of how we got to this point of fiscal crisis-and how we can escape.

Long before America’s recent economic downturn, beltway politicians knew the U.S. was going bankrupt. Yet even after several so-called “change” elections, the government has continued its wasteful ways in the face of imminent danger. With passion and clarity, Coburn explains why Washington resists change so fiercely and offers controversial yet commonsense solutions to secure the nation’s future.

At a time when millions of Americans are speculating about what is broken in Washington, The Debt Bomb is a candid, thoughtful, non-partisan expose of the real problems inside our government. Coburn challenges the conventional wisdom that blames lobbyists, gridlock, and obstructionism, and places the responsibility squarely where it belongs: on members of Congress in both parties who won’t let go of the perks of power to serve the true interests of the nation-unless enough citizens take bold steps to demand action.

“Democracy never lasts long. It soon wastes, exhausts, and murders itself. There was never a democracy yet that did not commit suicide.” -John Adams

Throughout a distinguished career as a business owner, physician, and U.S. senator, Tom Coburn has watched his beloved republic careen down a suicidal path. Today, the nation stands on the precipice of financial ruin, a disaster far more dangerous to our safety than any terrorist threats we face. Yet Coburn believes there is still hope-if enough Americans are willing to shake the corridors of Washington and demand action.

With an insider’s keen eye and a caregiver’s deft touch, Coburn diagnoses the mess that career politicians have made of things while misusing their sacred charge to govern.
Coburn’s incisive analysis:
Reveals the root causes of America’s escalating financial crisis Exposes Washington’s destructive appetite for wasteful spending, power grabs, backroom deals, and quick non-fixes Rises above partisanship to implicate elected officials of all stripes in steering the nation off course Lays out a commonsense guide to restoring order Concludes with a clarion call and sound advice for Americans who would dedicate themselves to defusing the debt bomb Above all, Coburn believes the United States can continue as a beacon of opportunity for future generations-but how we act today will determine whether we deliver the nation to our children and grandchildren fully alive, on life support, or without a pulse.

AMIDST THE WRECKAGE OF FINANCIAL RUIN, PEOPLE ARE LEFT PUZZLING ABOUT HOW IT HAPPENED. WHERE DID ALL THE PROBLEMS BEGIN?

For the answer, Jack Cashill, a journalist as shrewd as he is seasoned, looks past the headlines and deep into pages of history and comes back with the goods. From Plato to payday loans, from Aristotle to AIG, from Shakespeare to the Salomon Brothers, from the Medici to Bernie Madoff?in Popes and Bankers Jack Cashill unfurls a fascinating story of credit and debt, usury and “the sordid love of gain.”

With a dizzying cast of characters, including church officials, gutter loan sharks, and even the Knights Templar, Cashill traces the creative tension between “pious restraint” and “economic ambition” through the annals of human history and illuminates both the dark corners of our past and the dusty corners of our billfolds. 

Product Features

• Used Book in Good Condition

In need of a Money Makeover?

Let America’s most popular cheapskate show you how to go from financial chaos to freedom and security–painlessly and in less time than you ever imagined.

Mary Hunt has helped thousands live a debt-free life with her popular newsletter, “The Cheapskate Monthly.” In The Complete Cheapskate, Mary puts all the very best money advice she has in one place. Becoming a classy, dignified cheapskate is not all that difficult, and Mary shows how with her user-friendly principles of saving, restraint, and living debt-free.

This book will teach you how to:
– Create–and stick to–a monthly spending plan
– Live well off 80% of your income
– Climb out–and stay out–of debt’s hole
– Stretch every dollar to its absolute maximum
– Manage savings and investments
– Lower bills on clothes, food, and gifts without lowering living standards
– Live within a financial plan that includes a margin for fun and spontaneity

With hundreds of tips on cutting expenses, The Complete Cheapskate is the indispensable guide for people ready to regain control of their finances, relieve the stress money has created, and prepare for their future.

The Great American Recession resulted in the loss of eight million jobs between 2007 and 2009. More than four million homes were lost to foreclosures. Is it a coincidence that the United States witnessed a dramatic rise in household debt in the years before the recession?that the total amount of debt for American households doubled between 2000 and 2007 to $14 trillion? Definitely not. Armed with clear and powerful evidence, Atif Mian and Amir Sufi reveal in House of Debt how the Great Recession and Great Depression, as well as the current economic malaise in Europe, were caused by a large run-up in household debt followed by a significantly large drop in household spending.

Though the banking crisis captured the public’s attention, Mian and Sufi argue strongly with actual data that current policy is too heavily biased toward protecting banks and creditors. Increasing the flow of credit, they show, is disastrously counterproductive when the fundamental problem is too much debt. As their research shows, excessive household debt leads to foreclosures, causing individuals to spend less and save more. Less spending means less demand for goods, followed by declines in production and huge job losses. How do we end such a cycle? With a direct attack on debt, say Mian and Sufi.  More aggressive debt forgiveness after the crash helps, but as they illustrate, we can be rid of painful bubble-and-bust episodes only if the financial system moves away from its reliance on inflexible debt contracts. As an example, they propose new mortgage contracts that are built on the principle of risk-sharing, a concept that would have prevented the housing bubble from emerging in the first place.

Thoroughly grounded in compelling economic evidence, House of Debt offers convincing answers to some of the most important questions facing the modern economy today: Why do severe recessions happen? Could we have prevented the Great Recession and its consequences? And what actions are needed to prevent such crises going forward?