Refer to this financial management guide to help you gain control of your personal finances from assessment to budgeting to home ownership. The tips included will be beneficial for everyone in your family regarding money and credit issues. You will learn the differences in needs versus wants, creating a manageable budget, saving for future expenditures, paying off debt, and housing related rights and responsibilities.

The easy way to avoid early pitfalls on the road to financial success

A little money and a little time is all that’s needed to lay a strong financial foundation for today and the future. And starting sooner rather than later is the smartest thing you can do when it comes to protecting your financial future.

If you’re in college or enjoying your twenties, Personal Finance in Your 20s For Dummies cuts to the chase, providing you with the targeted financial advice you need to establish a firm financial footing as you work your way through school and the post-graduation years.Advice on paying off student loans, managing debt, and creating a solid pathway to financial successInvesting strategies for young investorsOther titles by Tyson: Personal Finance For Dummies, Investing For Dummies, and Mutual Funds For Dummies

If you’re looking for sound, reliable advice on how to make smart financial choices in the real world, Personal Finance in Your 20s For Dummies has you covered.

Organize Your Finances Quickly & Easily

In this kit, we’ll guide you step-by-step through the process of creating and living with a personal budget. We’ll show you how analyze how you receive and spend your money and to set goals, both short and long-term. You’ll learn how to gain control of your personal cash flow. You’ll discover when you need to make adjustments to your budget and how to do it wisely. Most of all, this kit will show you that budgeting isn’t simply about adding limitations to your living but rather the foundation for living better by maximizing the resources you have.

This Personal Budget Kit provides you with step-by-step instructions, detailed information and all the budget worksheets and spreadsheets necessary to identify and understand your spending habits, reduce your expenses, set goals, prepare personal budgets, monitor your progress and take control over your finances.

Take Control of Your Finances!
• Reduce your spending painlessly and effortlessly
• Pay off your debts early
• Improve your credit rating
• Save & invest money
• Set & achieve financial goals
• Eliminate financial worries

The proven guide to taking control of your finances

The bestselling Personal Finance For Dummies has helped countless readers budget their funds successfully, rein in debt, and build a strong foundation for the future. Now, renowned financial counselor Eric Tyson combines his time-tested financial advice along with updates to his strategies that reflect changing economic conditions, giving you a better-than-ever guide to taking an honest look at your current financial health and setting realistic goals for the future.

Inside, you’ll find techniques for tracking expenditures, reducing spending, and getting out from under the burden of high-interest debt. Tyson explains the basics of investing in plain English, as well as the risks, returns, and options for popular investment strategies. He also covers ways to save for college and special events, tame your taxes, and financially survive the twists and turns that life delivers.The bestselling, tried-and-true guide to taking control of finances, now updated to cover current economic conditionsProvides concrete, actionable advice for anyone facing great financial hardshipHelps you avoid or get out of debt and budget funds more successfullyEric Tyson, MBA, is a nationally recognized personal finance counselor and the author of numerous For Dummies titles, including Home Buying For Dummies, Investing For Dummies, and Mutual Funds For Dummies, among others

There’s no need to stress over an uncertain economy — just read Personal Finance For Dummies and protect your financial future!