Money does not grow on trees. However, the truth is that our modern banking system creates money far faster than trees can grow. When President Richard Nixon took the U.S. dollar off the gold standard in 1971, the Pandora’s box of debts had opened, not just in U.S, but also in the world. The result is a level of prosperity the world had never seen. However, the process had changed the nature of our economy. Now, our dollar is experiencing a crisis. The global economy is in severe imbalance. Our children inherit trillions of dollar of debt. Is this the legacy we will pass on to the future generations? Are there ways to restore our global prosperity?

Is it still worth it for low-income students to attend college, given the debt incurred? This book provides a new framework for evaluating the financial aid system in America, positing that aid must not only allow access to higher education, but also help students succeed in college and facilitate their financial health post-college.

• Reveals the inadequacy of the scope of the current educational and economic policy debates, including moves to funnel low-income children toward two-year degrees, structure alternative debt repayment schedules, and constrain increases in college tuition

• Answers the question: “Does the student who goes to college and graduates but has outstanding student debt achieve similar financial outcomes to the student who graduates from college without student debt?”

• Examines an important subject of interest to educators, students, and general readers that is related to the larger topics of education, economics, social problems, social policy, public policy, debt, and asset building

• Provides empirical evidence and theoretical support for a fundamental shift in U.S. financial aid policy, from debt dependence to asset empowerment, including an explanation of how institutional facilitation makes Children’s Savings Accounts potentially potent levers for children’s educational attainment and economic well-being, before, during, and after college

DISCOVER HOW TO GET OUT OF DEBT, CREATE A BUDGET, SAVE MONEY, MAKE MONEY ALL WHILE BUILDING REAL WEALTH!

LEARN HOW JACK GRAY HIT BOTTOM FINANCIALLY BUT TURNED IT ALL AROUND AND GAINED MORE WEALTH THEN HE EVER DREAMED!

Here Is A Sneak Peak…(Attn: FREE BONUS INSIDE – 20 Principles of Financial Abundance!)

Learn How to Achieve Financial Peace of Mind…Discover How to No Longer Paycheck to Paycheck…The REAL Importance of Saving and Budgeting…Use these TOP Money Management software programs… The TOP Mistakes in Budgeting… Use these Tip on How to Repair your Credit… Discover these Money Making Tips… BONUS INCLUDED 20 Principles of Financial Abundance!And Much, much more! Are you Struggling with Debt and Saving Money? Do you find that at the end of the month, there is more month than money? Does your family need and want more out of life than you can financially afford? If you answered YES to any of these questions. This book was written for you. DON’R FORGET YOUR FREE BONUS INSIDE – 20 Principles of Financial Abundance! Want FREE BOOKS? Go here: http://yourcashmanagement.com/ “Jack Gray is a successful and ambitious entrepreneur with a MBA in Business. After hitting rock bottom financially he had to create a new way back to REAL WEATH and he did within a few months. He now spends his time sharing the tools and strategies he created to live his financial dreams.” Jack Gray, Author, Entrepreneur, Consultant.

Neoliberalism as a wealth redistribution imperative has made property ownership impossible or unprofitable for much of society. Whether in the form of mortgages or rent, we are consigned to living in conditions of perpetual debt.

Real Estates: Life Without Debt explores the moral, political and economic ramifications of property and ownership in neoliberal debt economies, and asks what role the architect might play in addressing widening social and spatial inequality in the built environment.

Essays by:
Pier Vittorio Aureli, Neil Brenner, Mark Campbell, Mario Carpo, Keller Easterling, Ross Exo Adams, Peer Illner, Sam Jacob, Roberta Marcaccio, Jack Self, Brett Steele, Urban-Think Tank, Wouter Vanstiphout, Eyal Weizman, Finn Williams

Let’s get real ladies! Whether voluntarily or involuntarily, managing money is a reality that we all (especially as women) will face at some point in life; we might as well do it right! This book will be your go-to guide for years to come. Know why? Because whether you’re a busy wife, single mother, young professional, a tad more seasoned gal or somewhere in between, it tackles the fears, struggles and questions hundreds of women have asked Patrice over her last decade of helping women get out of debt, rebuild their credit and define their passions. And it’s all done in her down-to-earth, practical and sassy (when necessary) tone. The book’s sections are smartly built around the format of Patrice’s highly acclaimed women’s coaching program, The Mindset + Money Master Class and represent her entire philosophy about personal finance success. After all, it’s what got the Money Maven out of her own $18,000 of credit card debt! Readers are led through practical money lessons and exercises that will help them create wealthy habits, earn more money using their gifts, manage their money wisely and get comfortable having uncomfortable conversations around money.

You might be thinking everything’s okay: the stock market is on the rise, jobs are growing, the worst of it is over.

You’d be wrong.

In The Real Crash, New York Times bestselling author Peter D. Schiff argues that America is enjoying a government-inflated bubble, one that reality will explode . . . with disastrous consequences for the economy and for each of us. Schiff demonstrates how the infusion of billions of dollars of stimulus money has only dug a deeper hole: the United States government simply spends too much and does not collect enough money to pay its debts, and in the end, Americans from all walks of life will face a crushing consequence.

We’re in hock to China, we can’t afford the homes we own, and the entire premise of our currency—backed by the full faith and credit of the United States—is false. Our system is broken, Schiff says, and there are only two paths forward.  The one we’re on now leads to a currency and sovereign debt crisis that will utterly destroy our economy and impoverish the vast majority of our citizens.  

However, if we change course, the road ahead will be a bit rockier at first, but the final destination will be far more appealing.  If we want to avoid complete collapse, we must drastically reduce government spending—eliminate entire agencies, end costly foreign military escapades and focus only on national defense—and stop student loan or mortgage interest deductions, as well as drug wars and bank-and-business bailouts. We must also do what no politician or pundit has proposed: America should declare bankruptcy, restructure its debts, and reform our system from the ground up.

Persuasively argued and provocative, The Real Crash explains how we got into this mess, how we might get out of it, and what happens if we don’t. And, with wisdom born from having predicted the Crash of 2008, Peter Schiff explains how to protect yourself, your family, your money, and your country against what he predicts.