Austin Kalajila Defining Debt Review or Debt Counselling in South Africa.

Known as Debt Review or Debt Counselling, debt relief measures like debt review offer debt relief to borrowers in South Africa who are over-indebted. To prevent consumers from being blacklisted, the National Credit Act (NCA) introduced this process in 2007.

An income-constrained South African can benefit greatly from the process if they are finding it difficult to make ends meet. Especially for those who cannot keep up with monthly debt payments after falling further into debt. Debt review is safer, cheaper, and more effective than consolidation loans, which tend to be short-term and can end up getting consumers deeper into debt.

Are you having difficulty paying your debts on time and in full? Does it take a lot of effort to pay for your basic needs? Then you need a debt review.

A debt counsellor can help you with the legal process if you are over-indebted. To get help with debt, you need a debt counselor registered with the National Credit Regulator (NCR). Get in touch and I will recommend a few for you.

??TIMESTAMP??
00:00 Introduction
00:03 The Austin Kalajila the good Debt Counsellor
00:14 Budget
00:19 Interest Rate
00:23 Couple in Debt Review
00:28 Why you should apply
00:51 Call now
01:02 Contact Information
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?Debt Consolidation in South Africa ?South Africans Overwhelmed by Debt?

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? About Austin Kalajila
I am a person who is positive about every aspect of life. There are many things I like to do, to see, and to experience. I like to read, I like to write; I like to think, I like to dream; I like to talk, I like to listen. I like to see the sunrise in the morning, I like to see the moonlight at night; I like to feel the music flowing on my face, I like to smell the wind coming from the ocean. I like to look at the clouds in the sky with a blank mind, I like to do thought experiments when I cannot sleep in the middle of the night. I like flowers in spring, rain in summer, leaves in autumn, and snow in winter. I like to sleep early, I like to get up late; I like to be alone, I like to be surrounded by people. I like country’s peace, I like metropolis noise; I like delicious food and comfortable shoes; I like good books and romantic movies. I like the land and nature, I like people. And, I like to laugh.

Channel Link: https://youtu.be/_AJjkoYvBCQ
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??Your Own Thoughts and Feelings determine your mental health.
??As my father’s daughter | I am proud to be my Father’s girl.
??Fight Against Child ABUSE, Emotional, and all forms of ABUSE
??A Special Dedication To All Mother’s. Mama I Am SORRY.

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Do you know stats are showing that there are currently 14 million EMPLOYED people in South Africa. But the amount of people using credit is almost 27 million people? That is nearly DOUBLE the amount of employed persons. Visit https://nationaldebtadvisors.co.za/ to find out more information

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A special thank you to my ex Baas John for all the knowledge and learning opportunity.

Link below as I promised: You can ask for Ms Unathi Mdingi
https://www.vantagedebtmanagement.co.za/

Remember; you do not need to impress anyone with a soft life that you cannot afford.

Why are our Registered Debt Counsellors the best?

Because The National Debt Review Center understands the high degree to which our clients depend on us to do what’s right for them and we believe that we are legally and morally bound to keep their needs first.

“Lucinda – The National Debt Review Center is simply the best debt review company in South Africa. You do not just deal with anyone, you immediately get assigned to a qualified and registered debt counsellor who will deal with your case. Their working hours are very flexible – you get in touch with your debt counsellor even after hours. Excellent customer service. Transparent – you know exactly what you in for from day 1 You guys are doing an amazing job, Keep it up!!!!.”

The National Debt Review Center (NDRC) is an organization of skilled and registered Debt Counsellors, professionals dedicated to developing specialized financial plans and offering sound financial solutions based on each person’s unique needs and objectives.

The National Debt Review Center (NDRC) has built strong partnerships with The National Credit Regulator (NCR), The National Consumer Tribunal (NCT), The DCM Group and The National Payment Distribution Agency (NPDA). This ensures that the debt counselling process takes place quickly and efficiently.

The National Debt Review Center (NDRC) entire team will be at your disposal and will go the extra mile to look after your interests, whether it is protecting your assets, answering your questions or dealing with your credit providers.

From the point of completing your free, no-obligation debt assessment, The National Debt Review Center will treat all your personal information with the utmost of confidentiality and not only do we provide help where needed, we also provide self-help tools for consumers to use when assessing their financial situation so that where possible and through proper budgeting and lifestyle changes, they can rehabilitate themselves.

Benefits of Debt Counselling or Debt Review.

All of your debt repayments will be consolidated into one reduced monthly repayment plan.
Your assets, including your home and car, will be protected from repossession.
You will no longer get calls from your creditors demanding payment.
There is no permanent record of having undergone debt counselling.
There is only one monthly repayment to be made.
Your budget will meet your basic needs first before provision is made for debts.
You will never pay more money than you can reasonably afford.
A debt counsellor will suggest ways of cutting costs and saving money.
Gives you Peace of Mind that your debt is being paid.
Help You Live Comfortably with all living expenses covered.
Help You Reach Your Goal of settling the debt.
It helps you Change your financial spending behavior.
You do not pay any money upfront.

Get in Touch
Visit us for or use the contact details below for a free consultation.

Main Branch – 72 Edward Road, Bo Oakdale, Cape Town, 7530
Email – info@ndrc.org.za
Tell – 087 822 1249
Cell – 072 770 3674
Fax – 086 577 7221

Mon – Fri, 8:00-21:00
Saturday, 9:00-16:00
Sunday, 9:00-15:00

Are you under debt review and looking for a way out? Or you’re over-indebted and looking for an alternative to debt review? Watch this video and learn more.

Connect with me on my socials

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Disclaimer:

I am a financial coach, if you are looking for financial advice please contact a financial adviser who’s registered.

Powerpoint presentation about the basics of debt counselling in South Africa.

In this video we discus how does debt consolidation work? We talk about the pros and cons of taking and one and what you need to be careful of. Hope you enjoy this video and please don’t forget to like, comment, subscribe and hit that notification button.

Thank you for watching

#finance #debt #consolidation #financialliteracy

The National Debt Mediation Association has warned over-indebted consumers who are under administration to be aware of unscrupulous administrators, who abuse the process by taking advantage of the lack of knowledge of consumers. Magauta Mphahlele from National Debt Mediation Association is in studio to give more information.

Theasen Pillay ( founder of TPA Debt Management) discusses the relevance of Debt Counseling, especially with the challenges that COVID19 brings to South African Families

Debt Counseling reduces a family’s account payments by 40% – 60%

Pay what you can Afford- Every Family Deserves to live their best lives

Debt Counseling Protects a family’s Assets

For a Free Assessment and a Credit Report contact 072 2828 132

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