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Welcome to Sunday International Live Service with Emmanuel Makandiwa.
Devan Murugan speaks with Stanlib’s Chief Economist Kevin Lings and unpacks South Africa’s sovereign debt crisis. Courtesy of #DStv403
We use our extensive knowledge in financial wellness to find solutions for over-indebted and/ people who seek assistance in financial insurance & loans to create an easier, less stressful approach to handling their finances.
Pioneer Group strives to provide financial wellness to people who want to live life free of debt and money problems.
We have been assisting individuals to take control of their debt since April 2011.
Pioneer Group subsidiary company, Pioneer Debt Solutions, is one of the country’s fastest growing debt review companies.
Pioneer Group also provides various other offerings such as insurance, loans and education.
Follow our page to see more from us!
Debt consolidation refers to the act of taking out a new loan to pay off other liabilities and consumer debts. Multiple debts are combined into a single, larger debt, such as a loan, usually with more favorable payoff terms—a lower interest rate, lower monthly payment, or both. Debt consolidation can be used as a tool to deal with student loan debt, credit card debt, and other liabilities.
How Credit Counselling Can Help You Get Out of Debt?
Debt Relief Specialists: https://thenpn.com/at/69620
Often, people who seek out credit counseling are in over their heads with debt. However, they needn’t be unable to make their payments. Early intervention can help them rectify any mistakes they’ve made. The counselor will assess your finances without judging you. A credit counselor is trained to create a safe environment where you can be completely honest about your financial situation. During your meeting with the credit counselor, you can discuss your debt situation and ask any questions that you may have.
During your first meeting, your credit counselor will review your finances and make recommendations. Then, they’ll explain each recommendation and why it may be the best option for your circumstances. After that, you can ask as many questions as you want. This process can help you get control of your finances and get back on the road to financial freedom. In addition to reviewing your finances, your counselor will teach you the basic concepts of sound money management, which will help you prevent yourself from getting into debt in the future.
Once you’ve decided to seek credit counseling, you will need to decide which option is right for you. While some people are reluctant to accept the advice of a counselor, many people find it helpful. The first step towards a debt-free life is to ask for higher spending limits on your credit cards. You should also avoid consolidating debt and adding to your existing debt. After a successful consultation, you will be on your way to becoming a debt-free person.
Once you’ve decided on credit counseling, you’ll be given strategies to keep on track of your expenses. The counselor will teach you how to set a budget and stick to it. A credit counselor can also teach you strategies for paying off your debts. For example, you can use the snowball method, in which you prioritize the smallest debts first and work your way up to the largest. If you can’t keep up with your payments, you may want to consolidate and extend your debt.
In the end, credit counseling can help you understand your options and get out of debt. Once you’ve sorted out your finances, a credit counselor can recommend the most effective solution for you. Understanding your current financial situation is essential to decide which type of debt relief will be best for you. You need to be aware of the signs that you’ve mismanaged your money and that you need help. If you can’t meet your payments on time, then credit counseling is the best option for you.
There are many ways to pay off debt. However, if you can’t pay off your debt, a credit counselor can help you come up with a plan to pay off your debts. In addition to negotiating with your creditors, the counselor will negotiate on your behalf with lenders to reduce interest rates and other fees. In addition to working on your budget, a credit counselor can help you find the best debt relief options for your specific situation.
There has been a lot of comment in the press lately about high debt levels in South Africa and bad debt. This can easily create the false perception that all usage of loans and other debt is bad.
Actually though, debt used in a responsible manner is the way most major purchases and business deals are made possible. The problem is not debt, using debt incorrectly is the problem.
Contact Us Today! SMS “DEBT” to 35688 or visit our site from your smartphone or tablet and send us your questions:
http://www.thedebtcentre.mobi/
Contact Us Now to discuss your loan requirements. The loan experts in our Debt Centre will then use their knowledge, experience and contacts to find you the best loan deal available in South Africa.
