Credit Counselling

Our credit counseling course, (also required to file bankruptcy), is available at https://ccadvising.com

Easily compare debt settlement, bankruptcy and debt management plans for what it will cost you, how long it takes, and how long it hurts your access to credit.

I have a heavy-hitting resource you can read through here:
http://consumerrecoverynetwork.com/credit-report-score-rating-debt-relief-programs/

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Michael Bovee started CRN in 2004 with a mission to provide people in need with detailed credit and debt help. The DebtBytes Channel is an extension of the CRN blog, and is dedicated to finding the debt relief option or strategy that works best for you.

There are a lot of misconceptions about what the Debt Repayment Scheme (DRS) is. For one, it is NOT a scheme that you can simply “apply” for when you cannot pay your creditors. It is “pre-bankruptcy scheme which is administered by the Official Assignee (OA) under the Bankruptcy Act (Chapter 20)”.

To put it simply, when you are sued for bankruptcy (or self-file to be a bankrupt), the OA checks your eligibility and assesses your suitability before placing you on the Scheme.

Language: English
Presented by Credit Counselling Singapore.

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Visit Credit Counselling Singapore – https://www.ccs.org.sg

Information on the Debt Repayment Scheme – https://io.mlaw.gov.sg/debt-repayment-scheme/about-debt-repayment-scheme/

Take our Online Debt Management Course – https://www.ccs.org.sg/get-help/odmc/

Address a Debt Problem – https://www.ccs.org.sg/debt-management/

Arrange for Financial Counselling – https://www.ccs.org.sg/get-help/appointment-documents/

Download Counselling Request Package – https://www.ccs.org.sg/sdm_downloads/crf/

This service helps you identify the best solution for your needs: https://www.consolidatedcredit.ca/credit-counselling/

Getting out of debt on your own isn’t easy. There are so many solutions you can use and they deliver very different results depending on your financial situation. What worked for your neighbor may not work for you because you have a different amount of debt, a different credit score, and a different budget. But there’s a free service that can help you identify the best solution for your needs. This video explains how it works.

For more information visit our website:
https://www.consolidatedcredit.ca

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https://www.g.page/richard-killen-toronto This 2-minute video offers a quick overview of debt counselling in Toronto and bordering areas regarding what debt counselling is plus your alternatives to debt counselling in the GTA.

Credit and Debt Counselling in Toronto and the GTA.
Lots of individuals have a hard time repaying their credit debt, whether it’s charge card or almost any additional type of debt.

Are you one of them?

Are you likewise struggling taking care of your debts for several weeks or perhaps quite a few years?

Are you one of the men and women who also ignore the problem or delay and allow it to build up, or maybe stubbornly hang on in dread of filing for bankruptcy?

One way to find the very best option could well be obtaining guidance through a financial debt professional, but not all of them can offer you all the alternatives that may be the most beneficial option for you.

Personal debt counselling is a good alternative to personal bankruptcy, wherein quite a lot of men and women who usually do not desire personal bankruptcy as a solution to their debt troubles.

Talking with a Licensed Insolvency Trustee will direct you through every one of the choices which might be appropriate for you, in order to make the most beneficial choice for your circumstance.

Consulting a trustee doesn’t suggest you are filing for bankruptcy, instead they’ll review your circumstances and give you all your options to find the most suitable choice to your debt problems, such as credit and debt management, a consolidation loan, a consumer proposal and bankruptcy.

Richard Killen and Associates have been offering debt and credit counselling for over 25 years. We utilize a combination of tools to help you get out of debt but not simply that, we provide basic credit education with regards to budgeting and money management skills to help you to reach your financial goals.

“This Could Be The Most Stress Relieving Phone call You’ll Ever Make!”

Call +1 647-699-3916

We have offices over the GTA. Visit https://rkillen.ca/debt-counselling-toronto-an-alternative-debt-relief/ for more information.

Richard Killen & Associates Ltd Toronto on Danforth
2600 Danforth Avenue,
Toronto, ON M4C 1L3, Canada
Tel: +1 647-699-3916

Toronto Danforth Licensed Insolvency Trustees

Follow us on Social Media:
https://www.instagram.com/killen_trustee/
https://twitter.com/Killen_Trustee
https://www.facebook.com/rkillenassociates
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https://www.linkedin.com/in/richard-killen-020aaaba/

Follow our Podcast at https://rkillen.ca/podcasts/

What can you do when you realise that the minimum payments required on all your credit card accounts have become too much to bear? Watch this video to find out how YOU can take the first step to address a growing debt problem.

Language: Mandarin
Presented by Credit Counselling Singapore.

________________________________
Visit Credit Counselling Singapore – https://www.ccs.org.sg

Take our Online Debt Management Course – https://www.ccs.org.sg/get-help/odmc/

Address a Debt Problem – https://www.ccs.org.sg/debt-management/

Arrange for Financial Counselling – https://www.ccs.org.sg/get-help/appointment-documents/

Download Counselling Request Package – https://www.ccs.org.sg/sdm_downloads/crf/

https://www.g.page/richard-killen-brampton This 2-minute video provides you with an overview of debt counselling found in Brampton and neighbouring areas regarding what personal debt counselling is plus your alternative options to debt counselling in the Greater Toronto Area.

Debt Counselling in Brampton.
So many men and women are experiencing trouble repaying their financial debt, whether it’s a charge card or most other debts.

Are you among them?

Are you also finding it difficult coping with your own personal debts for a few months or quite a few years?

Are you among the list of people today who also ignore the issue or delay and let it pile up, or maybe stubbornly hang on in fear of filing for bankruptcy?

The best way to acquire the most effective option could well be getting guidance through a personal debt professional, although not debt counsellors can offer all the alternatives that may be the most beneficial option for you.

Personal debt counselling is a good option to personal bankruptcy, where lots of men and women who do not desire personal bankruptcy as a fix to their debt troubles.

Speaking with a Licensed Insolvency Trustee will help you through all the choices that could be appropriate for you, so you can make the most suitable choice for your situation.

Consulting with a trustee doesn’t signify you are filing personal bankruptcy, instead, they will review your situation and give you all your options to obtain the suitable remedy to your debt worries, that include credit and debt management, a consolidation loan, a consumer proposal and individual bankruptcy.

Richard Killen and Associates have been providing debt and credit counselling for more than 25 years. We make use of a combination of tools to ensure you get out of debt however not simply that, we provide basic credit education about budgeting and money management skills that will help you to reach your financial goals.

“This Could Be The Most Stress Relieving Phone call You’ll Ever Make!”

Call +1 905-456-3311

We have offices over the GTA. Visit https://rkillen.ca/debt-counselling-toronto-an-alternative-debt-relief/ for more information.

Richard Killen & Associates Ltd Brampton
284 Queen St. East, Suite 224,
Brampton, ON L6V 1C2, Canada
Tel: +1 905-456-3311

Brampton Licensed Insolvency Trustee

Follow us on Social Media:
https://www.instagram.com/killen_trustee/
https://twitter.com/Killen_Trustee
https://www.facebook.com/rkillenassociates
https://www.linkedin.com/company/richard-killen-&-associates/
https://www.linkedin.com/in/richard-killen-020aaaba/

Follow our Podcast at https://rkillen.ca/podcasts/

Credit Cards are convenient, such as being able to purchase a large ticket item without forking out a lump sum of cash. So, for a $5,000 vacation that was charged to your card, you could pay $150 when the bill arrives –the minimum amount payable if you can’t settle in full. What happens when the outstanding amount has ballooned to $50,000? You are still expected to make at least the minimum payment, which is now $1,500. That’s when some borrowers realise that even making the minimum payment has become increasingly difficult.

Language: English
Presented by Credit Counselling Singapore.

________________________________
Visit Credit Counselling Singapore – https://www.ccs.org.sg

Take our Online Debt Management Course – https://www.ccs.org.sg/get-help/odmc/

Address a Debt Problem – https://www.ccs.org.sg/debt-management/

Arrange for Financial Counselling – https://www.ccs.org.sg/get-help/appointment-documents/

Download Counselling Request Package – https://www.ccs.org.sg/sdm_downloads/crf/

Video for Canadadebtrelief.ca – Know your rights. Video by 500Bucks.ca ( 500bucksDOTca) voice by Lisa Morales. Get out of debt today with Canada Debt Relief, we have 25+ Years experience in helping people like you with your debts. Stop harassing creditor phone calls today with Canada Debt Relief. This is NOT bankruptcy.

Debt Consolidation Plan (DCP) is a debt refinancing program which offers the borrower the option to consolidate all unsecured debts (such as credit card debts and some types of unsecured loans) across different banks into a single term loan with one bank. Certain types of unsecured debts are excluded and you must meet the eligibility criteria before banks consider your application.

Language: English
Presented by Credit Counselling Singapore.

________________________________
Visit Credit Counselling Singapore – https://www.ccs.org.sg

Take our Online Debt Management Course – https://www.ccs.org.sg/get-help/odmc/

Address a Debt Problem – https://www.ccs.org.sg/debt-management/

Arrange for Financial Counselling – https://www.ccs.org.sg/get-help/appointment-documents/

Download Counselling Request Package – https://www.ccs.org.sg/sdm_downloads/crf/