A person who files for bankruptcy must take two courses before receiving a bankruptcy discharge. Before you can file for Chapter 7 or Chapter 13 bankruptcy, you must #consult with a nonprofit #credit-counseling agency to see whether you can feasibly handle your debt load outside of bankruptcy, without adding to what you owe. These courses can be done online so you don’t have to physically go to a location to complete these.

Not completing this course BEFORE filing is one of the most frequent errors I see when consumers try to file their cases themselves. This course has to be done BEFORE you file your case and the certificate is good for 180-days. Once you complete the course the company will email you a copy of your certificate which must be filed with your case. If you fail to complete this class BEFORE you file your case then your case will be dismissed and you will have to start over.

Your bankruptcy jurisdiction must approve the particular course that you take. You can find an approved provider by visiting the U.S. Trustee’s website at this link: https://www.uscourts.gov/services-forms/bankruptcy/credit-counseling-and-debtor-education-courses

Here are some common questions we hear about filing bankruptcy: ????
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Review some our recent case results????
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QUESTIONS ABOUT BANKRUPTCY? ????????Check out the links below ????????

???? SCHEDULE A FREE PHONE/VIDEO CONFIDENTIAL CONSULTATION WITH A GEORGIA BANKRUPTCY LAWYER:
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Saedi Law Group are experienced Atlanta #bankruptcy #lawyers who have been helping Georgians file for bankruptcy for over 20 years.

??We have filed thousands of bankruptcy cases here in Georgia and are in court every day fighting for our client’s rights against creditors.

If you are currently struggling with overwhelming debt, or feel your financial situation will be severely stressed in the coming weeks, now is the best time to start looking at all options available to you.

Saedi Law Group offers a free, no obligation consultation with an experienced attorney (not a paralegal) who will review your specific situation and advise you about your options for moving forward.

Our team is passionate about our work and we take it very seriously. It is a privilege to help clients and their families in times like these.

Bankruptcy was created for this purpose.

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When choosing a credit counselor, be wary of agencies that use aggressive tactics and always get written disclosures. Find a credit counseling agency that is a member of the AICCCA with tips from a certified public accountant and credit counselor in this free video on debt management.

Expert: Jerrie Guthrey
Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992.
Filmmaker: Jack Guthrey

As the name suggests, credit counseling services help you manage your debts through effective budgeting and financial planning. Evidently, these services help individuals improve or maintain their credit scores by avoiding defaulting on loans.

If you need financial debt help in Alberta, credit counseling services can come to your rescue, helping you pay off your debts within the specified tenure. Here are a few benefits of credit counseling services, which can help you maintain your credit score.

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Credit counseling is an effective way to manage debt and improve your credit score. These five tips will help you make the most of the counseling process. #creditcounselingtips #personalfinancetips #financialplanning #moneymatters #debtfree

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Even Chads have debt problems ????????

This is an explanation of the differences between a debt management plan administered by a credit counselling agency and a consumer proposal administered by a Licensed Insolvency Trustee.

Take the first required bankruptcy course at https://ccadvising.com

SCAM ALERT: Consumer Credit Counseling. Find out the truth about Consumer Credit Counseling. Where does it rank our or scam matter?
1. A legitimate service that is useful and adds value.
2. A legitimate service that may be useful, but doesn’t add value.
3. A legitimate service that is barely useful or adds value.
4. A legitimate service on paper only, but provides no utility or use. (mini-scam).
5. A criminal enterprise

Matt Berkus is a Colorado licensed bankruptcy and student loan relief attorney with 20 years of experience. I offer free phone consultations to residents of Colorado for the purpose of bankruptcy. Click on my websites for additional information and for the phone number to call and schedule.

My Websites.
HTTP://mattberkus.com
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HTTP://personaltouchbankruptcy.c?om

You should consult with a lawyer in your state or district. Laws can vary from state to state. This video presents general legal information. This information is not specific legal advice tailored to your particular situation.

Dealing with debt. It can feel like it will take a lifetime to pay off credit cards. The money move you should consider to become debt-free.

American Consumer Credit Counseling, Inc is a nonprofit credit counseling agency that helps consumers pay off their debt through a debt management program. To learn more, visit https://www.consumercredit.com or call 866-206-5450.