Debt

Collected here, the Massey Lectures from legendary novelist Margaret Atwood investigate the highly topical subject of debt. She doesn’t talk about high finance or managing money; instead, she goes far deeper to explore debt as an ancient and central motif in religion, literature, and the structure of human societies. By looking at how debt has informed our thinking from preliterate times to the present day, from the stories we tell of revenge and sin to the way we order social relationships, Atwood argues that the idea of what we owe may well be built into the human imagination as one of its most dynamic metaphors. Her final lecture addresses the notion of a debt to nature and the need to find new ways of interacting with the natural world before it is too late.

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Are you limping towards the big three-oh one minimum payment at a time?

Are you “on your own” but still asking your parents for cash each birthday?

Do you crumple up your ATM receipts to avoid looking at the balance?

Are friends in the same income bracket beginning to pull ahead of you?

If you’re young, smart, and drowning in debt, Debt-Free by 30 offers a practical, step-by-step plan to help rescue you from the financial abyss. Written by two twentysomethings who found their way back from the horrors of overwhelming debt, this authoritative guide reveals the secrets of debt-free living:

*The Seven Debtly Sins-and how to avoid them at all costs
*Where Does All the Money Go?-taking your financial inventory
*Everything You Always Wanted to Know About Banking but Feared Being Bored out of Your Skull
*Beating Credit Cards at Their Own Game-how to save hundreds of dollars in interest in less than five minutes
Plus tips for

* Driving for less
* Keeping more of what you earn
* Life after debt
. . . and much, much more

Featuring financial IQ Quizzes, no-brainer savings advice, and painless ways to spend less, Debt-Free by 30 will put you back in control of your money-and your life.

The national bestseller by the author of Defending the Spirit.

In this powerful and controversial book, distinguished African-American political leader and thinker Randall Robinson argues for the restoration of the rich history that slavery and segregation severed. Drawing from research and personal experience, he shows that only by reclaiming their lost past and proud heritage can blacks lay the foundation for their future. And white Americans can make reparations for slavery and the century of racial discrimination that followed with monetary restitution, educational programs, and the kinds of equal opportunities that will ensure the social and economic success of all its citizens.

In a book that is both an unflinching indictment of past wrongs and an impassioned call to our nation to educate all Americans about the history of Africa and its people, Robinson makes a persuasive case for the debt white America owes blacks, and the debt blacks owe themselves.

Randall Robinson, the founder and president of TransAfrica (a lobbying organization dedicated to influencing U.S. policy toward Africa and the Caribbean), recounted his heroic struggle to fight and overcome racism in the magnificent Defending the Spirit. In his triumphant follow-up, The Debt, he goes further than any previous black public figure in calling for reparations to African-Americans for the present-day racism that stems from 246 years of slavery. Citing compensation that Jews and Japanese Americans have received, he writes, “No race, ethnic or religious group has suffered as much over so long a span as blacks have and do still, at the hands of those who benefited … from slavery and the century of legalized American racial hostility that followed it.” In making his case, Robinson utilizes facts and figures that highlight the disparity between African-Americans and whites. While fully recognizing the monumental odds of this movement’s success, Robinson feels that the push for reparations will also greatly benefit African-Americans in nonmaterial ways: “Even the making of a well-reasoned case for restitution will do wonders for the spirit of African-Americans,” he argues. “It will cause them to at long last understand the genesis of their history–before, during, and after slavery–into one story of themselves.” –Eugene Holley Jr.

Winner of the Whitbread Award for Best First Novel and a New York Times Notable Book, The Debt to Pleasure is a wickedly funny ode to food. Traveling from Portsmouth to the south of France, Tarquin Winot, the book’s snobbish narrator, instructs us in his philosophy on everything from the erotics of dislike to the psychology of the menu. Under the guise of completing a cookbook, Winot is in fact on a much more sinister mission that only gradually comes to light.

A gorgeous, dark, and sensuous book that is part cookbook, part novel, part eccentric philosophical treatise, reminiscent of perhaps the greatest of all books on food, Jean-Anthelme Brillat Savarin’s The Physiology of Taste. Join Tarquin Winot as he embarks on a journey of the senses, regaling us with his wickedly funny, poisonously opinionated meditations on everything from the erotics of dislike to the psychology of a menu, from the perverse history of the peach to the brutalization of the palate, from cheese as “the corpse of milk” to the binding action of blood.

This book can save you more than $100,000.

These days, most people assume you need to pay a boatload of money for a quality college education. As a result, students and their parents are willing to go into years of debt and potentially sabotage their entire financial futures just to get a fancy name on their diploma.

But Zac Bissonnette is walking proof that this assumption is not only false, but dangerous-a class con game designed to rip you off and doom your student to a post-graduation life of near poverty . From his unique double perspective-he’s a personal finance expert (at Daily Finance) AND a current senior at the University of Massachusetts-Zac figured out how to get an outstanding education at a public college, without bankrupting his parents or taking on massive loans.

Armed with his personal knowledge, the latest data, and smart analysis, Zac takes on the sacred cows of the higher education establishment. He reveals why a lot of the conventional wisdom about choosing and financing college is not only wrong but hazardous to you and your child’s financial future. You’ll discover, for instance, that:

* Student loans are NOT a necessary evil. Ordinary middle class families can- and must-find ways to avoid them, even without scholarships.

* College “rankings” are useless-designed to sell magazines and generate hype. If you trust one of the major guides when picking a college, you face a potential financial disaster.

* The elite graduate programs accept lots of people with non-elite bachelors degrees. So do America’s most selective employers. The name on a diploma ultimately won’t help your child have a more successful career or earn more money.

Zac can prove every one of those bold assertions – and more. No matter what your current financial situation, he has a simple message for parents: “RELAX! Your kid will be able to get a champagne education on a beer budget!”

Razio Yamata is one of Japan’s most influential industrialists, and part of a relatively small group of authority who wield tremendous authority in the Pacific Rim’s economic powerhouse.

He has devised a plan to cripple the American greatness, humble the US military, and elevate Japan to a position of dominance on the world stage.

Yamata’s motivation lies in his desire to pay off a Debt of Honor to his parents and to the country he feels is responsible for their deaths—America. All he needs is a catalyst to set his plan in motion.

When the faulty gas tank on one Tennessee family’s car leads to their fiery death, an opportunistic U. S. congressman uses the occasion to rush a new trade law through the system. The law is designed to squeeze Japan economically. Instead, it provides Yamata with the leverage he needs to put his plan into action.

As Yamata’s plan begins to unfold, it becomes clear to the world that someone is launching a fully-integrated operation against the United States. There’s only one man to find out who the culprit is—Jack Ryan, the new President’s National Security Advisor.Razio Yamata is one of Japan’s most influential industrialists, and part of a relatively small group of authority who wield tremendous authority in the Pacific Rim’s economic powerhouse. He has devised a plan to cripple the American greatness, humble the U.S. military, and elevate Japan to a position of dominance on the world stage. Yamata’s motivation lies in his desire to pay off a Debt of Honor to his parents and to the country he feels is responsible for their deaths: America. All he needs is a catalyst to set his plan in motion. When the faulty gas tank on one Tennessee family’s car leads to their fiery death, an opportunistic U.S. congressman uses the occasion to rush a new trade law through the system. The law is designed to squeeze Japan economically. Instead, it provides Yamata with the leverage he needs to put his plan into action. As Yamata’s plan begins to unfold, it becomes clear to the world that someone is launching a fully integrated operation against the United States. There’s only one man to find out who the culprit is: Jack Ryan, the new president’s National Security Advisor.

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A milestone of storytelling set in the world of The Sword of Truth, Debt of Bones is the story of young Abby’s struggle to win the aid of the wizard Zedd Zorander, the most important man alive.

Abby is trapped, not only between both sides of the war, but in a mortal conflict between two powerful men. For Zedd, who commands power most men can only imagine, granting Abby’s request would mean forsaking his sacred duty. With the storm of the final battle about to break, both Abby and Zedd are caught in a desperate fight to save the life of a child…but neither can escape the shadow of an ancient betrayal.

With time running out, their only choice may be a debt of bones. The world-for Zedd, for Abby, for everyone-will never again be the same.

Discover why millions of readers the world over have elevated Terry Goodkind to the ranks of legend.

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Our growing national debt has dropped out of the headlines recently—but that doesn’t mean that the problem has gone away. The national debt recently topped $17.5 trillion, and is projected to reach $27 trillion by 2024. Worse yet, if you include the unfunded liabilities of Social Security and Medicare, the U.S. real indebtedness exceeds $83 trillion. Despite these undeniable facts, politicians from both parties continue to avoid making the difficult decisions that must be made.

Social Security, Medicare, and Medicaid alone account for 48 percent of federal spending today, a portion that will only increase more rapidly with the newest entitlement program, Obamacare. The truth is that there is no way to address America’s debt problem without reforming entitlements.

Going for Broke provides a critical, in-depth analysis of these entitlement programs and lays out much needed solutions for real reform.

Are you overwhelmed by your debts? Feeling squeezed by the housing bust? Or simply want to get smarter about managing your money? If you’re ready to regain your financial freedom, you’ll find everything you need in this comprehensive guide. Solve Your Money Troubles shows you how to:

prioritize debts & create a budget
negotiate with creditors
stop harassment by debt collectors
deal with wage garnishment, car repossession, and foreclosure
reduce student loan payments
know what to expect if a creditor sues
rebuild your credit
decide if bankruptcy is the right option for you

To make the process easier, Solve Your Money Troubles includes sample letters to negotiate with creditors, as well as worksheets and charts to calculate your debts and expenses and help you create a repayment plan.

Featuring more than 225 user-friendly handouts and worksheets, this is an essential resource for clients learning dialectical behavior therapy (DBT) skills, and those who treat them. All of the handouts and worksheets discussed in Marsha M. Linehan’s DBT Skills Training Manual, Second Edition, are provided, together with brief introductions to each module written expressly for clients. Originally developed to treat borderline personality disorder, DBT has been demonstrated effective in treatment of a wide range of psychological and emotional problems. No single skills training program will include all of the handouts and worksheets in this book; clients get quick, easy access to the tools recommended to meet their particular needs. The 8 1/2″ x 11″ format and spiral binding facilitate photocopying. Purchasers also get access to a Web page where they can download and print additional copies of the handouts and worksheets.

Mental health professionals, see also the author’s DBT Skills Training Manual, Second Edition, which provides complete instructions for teaching the skills. Also available: Cognitive-Behavioral Treatment of Borderline Personality Disorder, the authoritative presentation of DBT, and instructive videos for clients–Crisis Survival Skills: Part One, Crisis Survival Skills: Part Two, From Suffering to Freedom, This One Moment, and Opposite Action (all featuring Linehan), and DBT at a Glance: An Introduction to Dialectical Behavior Therapy (featuring Shari Y. Manning and Tony DuBose).