So, is debt consolidation a good idea? The truth about debt consolidation comes out! There are many views on debt management: some believe that it is a good approach to get out of debt, but I have another take on that. Of course, in some particular situations, consolidating debt may actually be a good thing, since a higher interest rate can be devastating to somebody trying to get out of the debt pile. However, it’s important to know which situations could be compatible with debt consolidation approach, and in which situations it is better idea to adjust your spending habits and think of the way to increase income. Let’s analyze this and understand why I believe that debt consolidation is not the best way towards being debt free.

Twitter: @RockingFinance
Instagram: https://www.instagram.com/RockingFinance

This Video: https://youtu.be/Bz6rzyvVNc8
Channel: https://www.youtube.com/channel/UCgyZc8B9MwtUzsKlp6_e54g

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In this innovative legal history of economic life in the Western Indian Ocean, Bishara examines the transformations of Islamic law and Islamicate commercial practices during the emergence of modern capitalism in the region. In this time of expanding commercial activity, a mélange of Arab, Indian, Swahili and Baloch merchants, planters, jurists, judges, soldiers and seamen forged the frontiers of a shared world. The interlinked worlds of trade and politics that these actors created, the shared commercial grammars and institutions that they developed and the spatial and socio-economic mobilities they engaged in endured until at least the middle of the twentieth century. This major study examines the Indian Ocean from Oman to India and East Africa over an extended period of time, drawing together the histories of commerce, law and empire in a sophisticated, original and richly textured history of capitalism in the Islamic world.

Are you looking for debt solutions? Are you disorganized? Do you have trouble paying your bills? There is help. Youre not alone in this. We are a Canadian non-profit service, and we can help.

National Debt Mediation Association CEO, Magauta Mphahlele, discusses prescribed debt.

The Biden administration has announced that they are cancelling student debt for 300,000+ students, raising a question about student debt as a whole.

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Sources:
https://bit.ly/3j3A3zq (AP)
https://youtu.be/ylebMZGkhEs (previous video)
https://bit.ly/3syAogE (Mondaire Jones)

Experts, pundits, and politicians agree: public debt is hindering growth and increasing unemployment. Governments must reduce debt at all cost if they want to restore confidence and get back on a path to prosperity. Maurizio Lazzarato’s diagnosis, however, is completely different: under capitalism, debt is not primarily a question of budget and economic concerns but a political relation of subjection and enslavement. Debt has become infinite and unpayable. It disciplines populations, calls for structural reforms, justifies authoritarian crackdowns, and even legitimizes the suspension of democracy in favor of “technocratic governments” beholden to the interests of capital. The 2008 economic crisis only accelerated the establishment of a “new State capitalism,” which has carried out a massive confiscation of societies’ wealth through taxes. And who benefits? Finance capital. In a calamitous return to the situation before the two world wars, the entire process of accumulation is now governed by finance, which has absorbed sectors it once ignored, like higher education, and today is often identified with life itself. Faced with the current catastrophe and the disaster to come, Lazzarato contends, we must overcome capitalist valorization and reappropriate our existence, knowledge, and technology.

In Governing by Debt, Lazzarato confronts a wide range of thinkers — from Félix Guattari and Michel Foucault to David Graeber and Carl Schmitt — and draws on examples from the United States and Europe to argue that it is time that we unite in a collective refusal of this most dire status quo.

As America’s government hits the debt ceiling, US politics has become a multi-trillion dollar game of chicken. If neither side backs down, America could default on its debts for the first time in history, sparking global economic turmoil. What is the debt ceiling, and how can this crisis be resolved?

Sign up to The Economist’s daily newsletter: https://econ.st/3QAawvI

To read more of our covering on the US economy: https://econ.st/3pyttGT

There is no easy escape from America’s debt-ceiling mess: https://econ.st/3I3Cyh5

Investors brace for a painful crash into America’s debt-ceiling: https://econ.st/3VZueon

What is the debt ceiling?: https://econ.st/3pytIlh

America faces a debt nightmare: https://econ.st/3BkzDx0

Republicans are right that federal budgeting is a joke: https://econ.st/3HZ0Hp2

A perennial problem for South Africans, personal debt is skyrocketing – as a recent annual survey by a major financial institution has revealed. More than double the usual number of respondents said they had taken out personal loans this year. Some 58% of households are facing “overwhelming financial stress levels as they plunder their savings and take on more debt to meet expenses”. So what if the financial hole gets too deep? Carte Blanche investigates complaints by some debt review customers who say the hoops they had to jump through to get back into the black were just too traumatising.

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CREDIT COUNSELLING CANADA NON PROFIT

I review a credit counselling Canada site that has been very active in blogging about Canadian insolvency, bankruptcy and consumer proposal issues.
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Ira Smith Trustee & Receiver Inc. 167 Applewood Crescent #6, Concord, On L4K 4K7 (647) 799-3312

http://www.irasmithinc.com/blog/credit-counselling-canada/
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Credit Counselling Society – Bankruptcy Misconceptions and Options Canada | The Credit Counselling Society – Credit Counselling Society

Here are some of my other favorite youtubers and their videos!
Should I Use Bankruptcy or a Consumer Proposal in Canada?
What not to do before filing bankruptcy
Bankruptcy from Tax Debts
Personal Finance Q&A: How do I know when to declare bankruptcy?
Proven Biblical Money Principles – Dave Ramsey
Proper Use of LLCs for Real Estate
How to Start a Speech
Mark Cuban: How I Became a Billionaire
Should I File Bankruptcy Or Pay Off $80,000 In Debt?
Former CIA Officer Will Teach You How to Spot a Lie l Digiday
Bankruptcy – 3 Secrets to Rebuild Credit the Day After Discharge
Don’t Talk to Cops, Part 1
How We Help – Consumer Credit & Debt Counselling Canada | The Credit Counselling Society
Our Bankruptcy Story. What It Was Like to Go Bankrupt.
BANKRUPTCY IN ONTARIO CANADA SECRETS REVEALED
The Pros and Cons Of Bankruptcy
Consumer Proposals: What’s the Catch?
Bankruptcy in Canada Video 2: Provincial Exemption Limits and Asset Seizures
46% of Canadians on the brink of insolvency as rates rise: Survey
Sample retirement plan for 50 year old getting late start.
Total Debt Freedom
Epstein Epstein
Tax Audit Solutions
CBC News
Seacoast Church
Real Estate Asset Protection
Conor Neill
Bloomberg
The Dave Ramsey Show
Digiday
David Hetti
MP Anon
Credit Counselling Society
CreditDebtLife
Ira Smith
Hoyes Michalos
Hoyes Michalos
moneyandbusiness
BNN Bloomberg
Jazz Wealth Managers

Take a look at Credit Counselling Society stats and you’ll understand why I am a fan.

Video Url: https://www.youtube.com/watch?v=cqWIvnvHOX8
Video Title: Bankruptcy Misconceptions and Options Canada | The Credit Counselling Society
Username: Credit Counselling Society
Subscribers:
Views: 3,839 views

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Result of Credit Provider Short Term Category at the 2020 Online Debt Review Awards Show.

For more info: www.debtreviewawards.co.za