Now in this video im going to break down all the pros and cons and especially answer these questions that I know you’re having. Are debt Consolidation a good thing, or are they a bad thing.

Questions I’m going to answer
– Low Monthly Payment
– Low apr
– I only owe one person

Well I’ve gotten letters for Student loan refinancing, credit cards and even Auto loans ( I don’t even own a car)
However:
– I owe 12-13k in credit card debt and pay no interest, and I pay no interest
– I get offers every week to refinance and pay a low minimum payment, lower apr, and one person.
– Oh, don’t forget about the low rates offered of 4-12%, which sounds a lot better than 25-35 with a credit card.

Do Debt Consolidation Loan actually work | Pay Off Debt

Pros: according to the Companies ( Do Math) and Compared to a Credit Card
Low Monthly Payment
Story: Instead of paying only the minimum on credit cards and finishing in 5-13 years
– You refinance your loan and be done between 12-60 months ( which sounds a lot better than 13 years)
– You can also prepay the debt and be down sooner
Lower Apr
One Bill
Story: Stuck paying 6 credit cards and the balance seems like it doesn’t go down

Cons
Low Monthly Payments: Its longer and usually they’ll win more
Lower Apr: It’s lower, but it’s on a higher balance
One Bill: they make the profits and cut out the credit cards and hope you do it all over again

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$269,000 In Debt. Should I File Bankruptcy?

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Deep hypnosis suggestions for re-programming your unconscious mind towards greater wealth, personal prosperity, and expression of your own innate worth and values.

Do not listen to this recording whilst driving or operating machinery.

This recording is in no way a replacement for any prescribed medication; nor is it intended to contraindicate or supersede any medically diagnosed conditions. Results may vary from person to person and guarantees of any specific results are neither made nor given.

All hypnosis is self hypnosis. The power for positive change resides within your own mind. If you choose to accept the suggestions presented in this session, you can rest comfortably knowing that you are the one safely in control of your own positive results.

Peace & Enjoy

P.S. Please LINK & SHARE this video with those who you think might benefit from positive hypnosis and guided meditation. Thank you.

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Debt Reduction vs Debt Counselling companies:
Sue Davey is a credit counsellor with the Family Counselling Centre of Brant, a full service not-for-profit agency that celebrated its 100th anniversary in 2014. As a full service agency the Family Counselling Centre of Brant can help people with money problems, but can also help with the causes of those problems, and can provide counselling for addiction, family and other issues.

Holiday spending expert Patty Morrissey offers six tips consumers can follow for a debt-free holiday.

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I would NEVER pay for the SCAM and hustle of mediation.
If both parties CAN settle on something, I wanna do it WITHOUT paying a total stranger to sit down and WATCH US negotiate. Who made these “all knowing” mediators God anyways? It’s another way to extort money. If we CAN’T settle then it’s EVEN MORE of a waste of money and time. I’ll do it IF the mother wants to pay for all of. Otherwise, send me a settlement offer and I’ll counter.

You know how women wanna take a guy with them when buying a car? That’s because women get fooled by a power suit and tie. They get mesmerized by someone with a law degree or in a position of authority. If you say, “Let’s settle on 50/50” and she says “screw off”…but then her lawyer or a mediator says you should settle on 50/50, then she’ll say, “sounds good” to the SAME offer. But, she doesn’t hear it coming from YOU cuz she hates you but respects that guy with a law degree titled “mediator” or “attorney”. They’re led by their emotional perception of reality. So, dads give in and FOLLOW HER emotional leading down the path of mediation. I call BS and say we CAN MEDIATE on our own or between me and your lawyer. If he’s a lawyer he doesn’t NEED a mediator’s help right? It’s all a scam.

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Dissolve Your Debt Review – Does it’s a Scam?

Are you in debt and you want to learn how to get out of it quickly, easily, and completely? Jonathan Hawley can show you what you can do through Dissolve Your Debt. This information-packed manual reveals a secret government program that you can use to get out of debt.

With Dissolve Your Debt, you will get 75 pages of step-by-step information on what you need to do to get out of debt. You will discover that just by writing certain words on your bills in a particular way and then mailing them to a specific government address, you can totally eliminate your debt. Handling your debts this way is guaranteed by the government and is part of public law, so you don’t need to worry about doing something illegal.

The protocol/program that you will discover in Dissolve Your Debt worked for a lot of people. And the author is positive that it will work for you too regardless of the debt that you have – may it be mortgage, car loan, property tax, credit card, income tax, utility bill, etc. The manual will provide you with easy-to-follow instructions so can apply the protocol with ease. Aside from important addresses, this manual also includes case studies, success stories, bonus sections (‘There Are Two Of You,’ and ‘Easy Contract Basics’), and other helpful information and tools.

Dissolve Your Debt will arm with the know-how so you can completely be debt-free without spending a lot of money. Paying for the postage fee could be just what you need to do. This powerful manual can help you reclaim your financial health and change your life forever.

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Debt counselors are warning against lavish spending on Black Friday.
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