Debt can factor as a large component on a farming business’ balance sheet. When a farming business is unable to meet their obligations to their lender the farm debt mediation process begins. This webinar aims to arm you with information on the process and dispel some of the fears and myths around Farm Debt Mediation. Denis McMahon, Senior Lawyer, Farm and Rural Legal Service will discuss the following:

* What is debt mediation?
* What are your rights?
* What your lender can and can’t do
* Timeframes involved
* Levels of assistance – who can help/costs etc
* Changes proposed in the new Farm Business Debt Mediation Bill

You cannot open a new debt whilst under debt review because,

Jean Varden
The Debt Counselling Centre
032 586 3597
Jean@thedcc.co.za

You cannot open a new debt whilst under debt review because the reason you are under debt review its because you are over-indebted and if you open new debt you will not be able to afford to make those payments then you will be stressed and won’t be able to come out of debts. But after your debt have been paid up you will be able to open a new account and we will issue a clearance certificate.

The Video and Information is the property and copyright of its rightful owner.

Copyright under the Copyright Act 98 of 1978, the Companies Act, 2008 No 71 of 2008 and the Intellectual Property Act.

http://www.cipc.co.za

No allowance is made for “Fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, or research.

What are the advantages of debt counseling
debt counseling is a credit restructuring process instituted by the National Credit Act and is enforced by the NCR
We are registered debt counselors in Pretoria and give free debt counseling advice and information to all clients in
Our debt counseling services include providing you with as much possible information on the process so that you can make an educated decision as to the fact that debt counseling might be the answer to your credit problems
The debt counseling process include that you first of all complete the informal application form so that we can assess your current financial situation. When we determine that you are over indebted we can launch a formal debt counseling application
what is debt counseling:
Debt counseling allows registered debt counselors in Pretoria, like Help with Debt, to restructure your monthly debt repayments and reduce those payments by up to 60% without increasing your total debt amount
credit and debt counseling works for consumers that struggle to pay their loans but want to pay. We get a lot of consumers in Pretoria that tell us they make debt repayments and in the process don’t keep any money for living expenses
Our debt counseling services include negotiating with your creditors to reduce your monthly debt repayments on a formal restructuring process
debt consolidation counseling is another way of looking at debt review and debt counseling. You will only pay one amount into the Payment distribution agency (PDA) towards all your creditors. The PDA ensures that no one handles your money and this eliminates any malpractice in our industry
debt counseling fees are calculated according to your budget and prescribed by the NCR as well as the Act. You do not pay any upfront fees and your debt review application pays for itself.,
credit debt counseling will reduce your monthly debt repayments giving you a better future from day one
You can include credit card debt counseling, home loans, vehicle finance and any other credit agreement you have
debt review will prevent any further legal action against you and can prevent repossession of your vehicle and house
Contact Help with Debt today so that we can explain the debt review process to you in full.
Many consumers ask us how to get out of debt review. This is very simple. You can exit debt review at any time but need to be aware of the fact that you will not enjoy the protection the Act gives you once you exit debt review
loans for people on debt review is illegal. If you are under debt review, you cannot apply for any more credit as it will be declined because of your status.
Please contact us today for debt review and debt counseling applications in Pretoria

Christmas is in TWO MONTHS! Get our FREE guide and we’ll show you how to save $1,000 https://bit.ly/2CHz2tu

How about you see what coverage you need for your life stage and then shop it all at once? Do it here: https://goo.gl/kQGT5B

Our rental house got trashed! https://www.youtube.com/watch?v=m6ETbjLqIps

What is Credit Counselling? Lets take a look at that and compare debt settlement to credit counselling with a former non-profit credit counsellor.

Watch the video now and learn about credit counselling from a insider that formerly worked at a non-profit credit counsellor in the Toronto area

Debt consolidation is controversial but I’ve used it twice and it’s saved me thousands. https://www.youtube.com/watch?v=Io1JV53oOlA&index=4&list=PLjsZ3KrTlZozfKrkG8uKVUa_yoC6xUVvn

I was flat broke in 2009. I destroyed my credit score and owed over $15,000 in credit card debt and other loans. I knew what everyone said about debt consolidation loans. I knew the risks but I was paying hundreds a month in interest and I needed a way out.

By lowering my interest rate just 5% with a debt consolidation loan, I was able to immediately save $40 a month on payments. By putting that money back into my debt payoff plan, I was able to save thousands and pay off the consolidation loan years early.

I’m not alone. The average credit card debt is over $15,000 and Americans pay hundreds in just interest every month. Most debt experts will tell you to avoid consolidation loans but the fact is, they work.

I’ll walk you through the process of getting a debt consolidation loan on bad credit. I’ll reveal the risks and pitfalls to avoid before showing you how to get a better rate and some debt payoff strategies to get out from under the loan.

I’ll be using the PersonalLoans site in the video, a lender I’ve used twice before https://peerfinance101.com/personalloans

Here’s the list of debt consolidation sites I’ve used or have reviewed: https://peerfinance101.com/list-peer-to-peer-online-loans-sites/

Debt consolidation isn’t the best place to be but you can use it to your advantage. Know the risks. Know how to do it right and get your finances back on track.

– The risks of debt consolidation and how to avoid the traps
– Step by step to getting the best rate on your debt consolidation loan
– How to do debt consolidation right and pay off your debt early
– The hidden benefit to debt consolidation that nobody talks about

Don’t forget to click through to the debt payoff playlist above and follow the entire series. I may eventually turn this series into a paid course but you can watch it all free right now. I start out by revealing the debt payoff strategies that will work with any budget, even on low income, and finish by showing you how to get a perfect credit score.

SUBSCRIBE to create the financial future you deserve with videos on beating debt, making more money and making your money work for you. https://peerfinance101.com/FreeMoneyVideos

Joseph Hogue, CFA spent nearly a decade as an investment analyst for institutional firms and banks. He now helps people understand their financial lives through debt payoff strategies, investing and ways to save more money. He has appeared on Bloomberg and on sites like CNBC and Morningstar. He holds the Chartered Financial Analyst (CFA) designation and is a veteran of the Marine Corps.
#debt #loans #debtconsolidation

Alberta was once the economic envy of the country, now it’s seeing a business boom for credit counsellors.
»»» Subscribe to The National to watch more videos here: https://www.youtube.com/user/CBCTheNational?sub_confirmation=1

Voice Your Opinion & Connect With Us Online:

The National Updates on Facebook: https://www.facebook.com/thenational
The National Updates on Twitter: https://twitter.com/CBCTheNational
The National Updates on Google+: https://plus.google.com/+CBCTheNational

»»» »»» »»» »»» »»»
The National is CBC Television’s flagship news program. Airing seven days a week, the show delivers news, feature documentaries and analysis from some of Canada’s leading journalists.

?JENNIFER’S VIDEO ? https://youtu.be/9SoIYxCnaLo
?PLEASE GO SAY HI AND SUBSCRIBE TO HER!!!
?HER BOOKS?
?AT HOME W/ MADAME CHIC: https://amzn.to/2CKZfH8
?POLISH YOUR POISE: https://amzn.to/2NF3vbT
?LESSONS FROM MADAME CHIC: https://amzn.to/2yjhPSO

?JENNIFER’s DEBT FREE + WARDROBE E-COURSES: https://the-daily-connoisseur.teachable.com/

—————————————————————————————————-
In this video I share some extreme money saving tips that helped us to pay off debt and maintain a debt-free lifestyle that brings us so much freedom!

?Want to win with money and clutter? Get my FREE 10 DAY #debtfreeclutterfree cheat sheet ? http://bit.ly/F2FCHEATSHEET ?
?
?KETO MEAL PLAN GUIDE ? http://bit.ly/KETOMADEEASY
?MY EBOOKS ? http://bit.ly/F2FEBOOKS
?MY AMAZON FAVS ? http://bit.ly/MYAMAZONSTORE
?TEACH ESL ONLINE ? http://bit.ly/TeachESLnow

?????????????????????????????????????????????

? Let’s Get Social ? @FREETOFAMILY
? Business Inquires ? freetofamily@gmail.com

?????????????????????????????????????????????
?? ?EARN + SAVE ? ??

? GET $25 TO OPEN A SAVINGS ? https://captl1.co/2Je8oaM
? $10 IBOTTA BONUS ? http://bit.ly/GETIBOTTA (code: bshucjh)
? $10 EBATES BONUS ? http://bit.ly/GETEBATESNOW
? GET 2,000 POINTS w/FETCH REWARDS ? code: DU4KM
? $10 WALMART GROCERY PICKUP ? http://bit.ly/10FREEWALMART
? ECLOTH (clean w/ only water)? https://www.ecloth.com/#5b4425fae8b4a
? GET $40 CREDIT w/AIRBnB ? http://bit.ly/40FREEAIRBNB
?LIFE INSURANCE w/ NO DOCTORS ?http://bit.ly/AFFORDABLELIFE

????????????????????????????????????

? MY YOUTUBE GEAR ?
?Camera: http://amzn.to/2sd0hTj
?Tripod: http://amzn.to/2uiLwQu
?Small Tripod: http://amzn.to/2tnytfm
?MacBook Pro: http://amzn.to/2tUDWyG
?Lacie 1TB Hardrive: http://amzn.to/2wbWw1Z
?Mac Magic Mouse: http://amzn.to/2wbWpTQ

????????????????????????????????????
?WANT TO SEE MORE VIDEOS????
?IKEA “MARKETPLACE”?https://youtu.be/J8EAs5VwPqc
?KITCHEN RENO?https://www.youtube.com/watch?v=00RiEkqzVRI&t=126s
?FRUGAL HAUL?https://www.youtube.com/watch?v=ISMCHoSnNmE&t=5s
?KITCHEN TOUR?https://www.youtube.com/watch?v=WBb0OqMLZe0&t=2s
?LIVING ROOM?https://www.youtube.com/watch?v=hc6umRe-Km0&t=263s
?SAVE MONEY ON GROCERIES?https://www.youtube.com/watch?v=d3n_OgqwyGI&t=25s
?SAVE MONEY FREEZING FOOD? https://www.youtube.com/watch?v=KAXMA6TZLrA&t=1s
?FRUGAL HOUSEHOLD HACKS ?https://www.youtube.com/watch?v=7lHTIipFdzQ&t=1s
?COSTCO HAUL + TIPS?https://www.youtube.com/watch?v=sdSwuuIO_io&t=3s
?COSTCO HAUL + TIPS?https://www.youtube.com/watch?v=hYHmNPFVpa4

????????????????????????????????????
HEY YOU!!! Did ya know that you support our channel by watching, liking and subscribing! Some links may be affiliate and they do NOT cost you extra! Thank you for supporting F2F!!! Xoxo

This is the first of four short videos that explain key features of the Farm Debt Mediation Act 1994 (NSW). In NSW a lender has to offer confidential mediation before taking possession or other enforcement action for a farm mortgage. Farmers may ask for mediation at any time. This video explains the main steps in a mediation process, the benefits of mediating, and that farmers can seek help to prepare for mediation from Rural Financial Counsellors, accountants or lawyers. More information is available from the NSW Rural Assistance Authority’s website (https://www.raa.nsw.gov.au/) or a NSW Rural Financial Counsellor.