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You’re Wrong… Paying Debt Off Early Works (4 Reasons):
Conventional wisdom suggests that paying off debt early at the expense of some of your investment money in the short term is a bad trade unless the debt you’re carrying is high interest debt like credit cards. The thinking is why would anyone want to pay off debts with 5% or 6% interest rates when they could instead invest that extra payment money into the markets and earn 7%-10%. And, to be fair, there are certainly instances where that logic makes a lot of sense. I know the title of the video is pretty black and white, but that’s mainly because in my experience the discussion surrounding this topic presents it as a very clear cut decision and I feel that there’s a bit more nuance to it that often gets lost in translation. Today I’m going to be going over 4 reasons why I feel that, in certain situations, paying off even lower interest debts can be the better approach, even if it means giving up some investment returns in the short-term.

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Credit counselling helps one in improving the financial life by giving basic teaching that would be an efficient pay off debts. Debt negotiations serve as a helping hand in creating a budget that works best for you.

The National Credit regulator has welcomed the latest judgment handed down by the National Consumer Tribunal against MSR Financial solutions. The investigation revealed that the entity was acting in a manner that contravened the National Credit Act. The Tribunal imposed an administrative fine on the company for offering debt counseling services without the necessary approval.

For more news, visit sabcnews.com and also #SABCNews on all Social Media platforms.

Do you want to visit the largest debt counselling organisation in South Africa? Then come to Credit Matters. |Our head office is located in Cape Town near the fountains. See the video for exact location. http://www.creditmatters.co.za

How to Open a Debt Consolidation Business. Part of the series: Personal Finance & Money Managing. Opening a debt consolidation business requires the appropriate training as a liability specialist, registration with the appropriate reporting agencies and ample advertising to build up a clientele. Star a debt management company from the ground up with money advice from a registered financial consultant in this free video on personal finance.

Debt Review Awards 2022

The 9th annual Debt Review Awards were held on the 30th of September 2022 in Cape Town, South Africa.

Re-watch the Awards Show portion: Speeches, documentary, presentations and the Awards ceremony including the Top 5 Debt Counsellor announcements and highest rated in various categories.

This video is a cut of just the Awards portion of the event. For the Pre-Show legal and insurance chats: check our other videos on the channel.

#top10debtcounsellors2022
#top5debtcounsellors2022
#goldenpiggybank
#debtreviewawards2022
#schalkbezuidenhout

Thanks to everyone who made the awards possible this year.

For all the results and more information head to www.debtreviewawards.co.za

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???? Hey lovelies! ???? In today’s video, I will be sharing my January debt update + a savings challenge update!! Thank you so much for liking, subscribing and sharing my videos!!!

MY BUDGET SHOP ???? https://www.rochelleadamson.com/shop

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???? Hey budget family! I’m Rochelle, a traveler who loves to budget & budgeter who loves to travel currently living in Honolulu, Hawaii. I’m a wife to the man of my dreams, Micah for the last 16 years ???? and a Mom to my BFF 10 year old dtr Eva ???? we are on Baby Step 2 of our version of Dave Ramsey’s plan, working to pay off our consumer debt. We are mortgage FREE!

DISCLAIMER: This video and description contains affiliate links, which means that if you click on one of the product links, I’ll receive a small commission from qualifying purchases. This helps support the channel and allows us to continue to make videos like this. There is no additional charge to you. Thank you for the support! I am NOT a financial expert. All the advice I provide is based off my own personal experience and are for informational and educational purposes only. Consult with a professional before attempting anything seen or done in my videos.

#januarydebtupdate #debtupdate #rochelleadamsonbudgets

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This is video two in a four part series that explains farm debt mediation in NSW. This video focuses on how to prepare for the mediation. It explains the benefits of preparing well, and the information and assistance that is available. It also explains the role of the mediator, the effect of a satisfactory mediation, the statutory cooling off period for each mediation agreement, and appeal mechanisms.

http://www.alabamaconsumer.com/2014/09/5-options-sued-debt-collector-alabama/
This is the video discussing the second option — fighting the lawsuit on your own — when you have been sued by a debt collector or debt buyer in Alabama.

The five options you have are:

1. Bankruptcy
2. Fight the case on your own
3. Settle the case on your own
4. Hire a lawyer to fight the case
5. Hire a lawyer to settle the case

Each option has advantages and disadvantages (particularly bankruptcy which we rarely recommend).

When looking at fighting the case on your own (also called being “pro se”), the main advantage is there is no lawyer fee.

The main disadvantage is you don’t have a lawyer.

Typically if you have been sued in Circuit Court you don’t want to choose this option as the level of complexity can be too much to handle on your own.

But if you are sued in District or Small Claims court, and you are willing to spend time instead of spending money, then this may be a good choice for you.

We’ll be glad to help you think through your options.

If you have questions about your options when sued in Alabama, please feel free to get in touch with us by calling us at 205-879-2447 or contacting us through our website AlabamaConsumer.com.

John G. Watts
Watts & Herring, LLC
Birmingham, Alabama

No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers.

Martin Lewis offers financial advice to callers.