Karmic chains keep us bound to events, and patterns, and energies, that root us in the past. Dedicated efforts at releasing the past remain incomplete because of this enchainment. To move into the NOW and to be the creator of our own destiny, we must attain liberation from karmic burdens that weigh down our spirit. Please feel free to share this link with others.

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In this core Financial Peace University lesson, Dave shows you how to become debt free as he walks you through the necessary steps and details of dumping debt with the Debt Snowball method.