A person who files for bankruptcy must take two courses before receiving a bankruptcy discharge. Before you can file for Chapter 7 or Chapter 13 bankruptcy, you must #consult with a nonprofit #credit-counseling agency to see whether you can feasibly handle your debt load outside of bankruptcy, without adding to what you owe. These courses can be done online so you don’t have to physically go to a location to complete these.

Not completing this course BEFORE filing is one of the most frequent errors I see when consumers try to file their cases themselves. This course has to be done BEFORE you file your case and the certificate is good for 180-days. Once you complete the course the company will email you a copy of your certificate which must be filed with your case. If you fail to complete this class BEFORE you file your case then your case will be dismissed and you will have to start over.

Your bankruptcy jurisdiction must approve the particular course that you take. You can find an approved provider by visiting the U.S. Trustee’s website at this link: https://www.uscourts.gov/services-forms/bankruptcy/credit-counseling-and-debtor-education-courses

Here are some common questions we hear about filing bankruptcy: ????
?https://georgiabankruptcylawgroup.com/filing-bankruptcy-georgia-common-questions/?

Review some our recent case results????
?https://georgiabankruptcylawgroup.com/award-winning-atlanta-bankruptcy-attorneys/?

????For more information about Chapter 13 and Chapter 7 bankruptcy:
https://georgiabankruptcylawgroup.com/what-is-chapter-13-bankruptcy/

QUESTIONS ABOUT BANKRUPTCY? ????????Check out the links below ????????

???? SCHEDULE A FREE PHONE/VIDEO CONFIDENTIAL CONSULTATION WITH A GEORGIA BANKRUPTCY LAWYER:
https://georgiabankruptcylawgroup.com/schedule-free-consultation-with-atlanta-bankruptcy-attorney/

????FREE GUIDE TO DEALING WITH DEBT IN GEORGIA:
https://georgiabankruptcylawgroup.com/schedule-free-consultation-with-atlanta-bankruptcy-attorney/

???? FREE GUIDE TO EVICTIONS IN GEORGIA:
https://georgiabankruptcylawgroup.com/guide-to-evictions-in-georgia/

???? FREE GUIDE TO FORECLOSURE IN GEORGIA:
https://georgiabankruptcylawgroup.com/guide-to-foreclosure-in-georgia/

????????TOP GEORGIA BANKRUPTCY LAWYERS????????

Saedi Law Group are experienced Atlanta #bankruptcy #lawyers who have been helping Georgians file for bankruptcy for over 20 years.

??We have filed thousands of bankruptcy cases here in Georgia and are in court every day fighting for our client’s rights against creditors.

If you are currently struggling with overwhelming debt, or feel your financial situation will be severely stressed in the coming weeks, now is the best time to start looking at all options available to you.

Saedi Law Group offers a free, no obligation consultation with an experienced attorney (not a paralegal) who will review your specific situation and advise you about your options for moving forward.

Our team is passionate about our work and we take it very seriously. It is a privilege to help clients and their families in times like these.

Bankruptcy was created for this purpose.

????Please contact us today at (404) 919-7296 or info@saedilawgroup.com to learn about what you can do to protect your future.

#bankruptcy #lawyer #attorney #Georgia #Atlanta #chapter13 #chapter7

#atlantabankruptcy #bankruptcy #lawyer #attorney #familylaw #bankruptcyhelp #Georgia #lawgirlboss #creditcounseling #course

Credit counseling is an effective way to manage debt and improve your credit score. These five tips will help you make the most of the counseling process. #creditcounselingtips #personalfinancetips #financialplanning #moneymatters #debtfree

Let’s connect on social media:
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Facebook – https://www.facebook.com/profile.php?id=100090861110046
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My Products:

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Please note that the links included in this description may include affiliate or referral links. Purchasing through these links may result in a small commission to me at no additional cost to you. Thank you for your support!

Take the first required bankruptcy course at https://ccadvising.com

SCAM ALERT: Consumer Credit Counseling. Find out the truth about Consumer Credit Counseling. Where does it rank our or scam matter?
1. A legitimate service that is useful and adds value.
2. A legitimate service that may be useful, but doesn’t add value.
3. A legitimate service that is barely useful or adds value.
4. A legitimate service on paper only, but provides no utility or use. (mini-scam).
5. A criminal enterprise

Matt Berkus is a Colorado licensed bankruptcy and student loan relief attorney with 20 years of experience. I offer free phone consultations to residents of Colorado for the purpose of bankruptcy. Click on my websites for additional information and for the phone number to call and schedule.

My Websites.
HTTP://mattberkus.com
HTTP://mattberkus.com/contact.html???
HTTP://personaltouchbankruptcy.c?om

You should consult with a lawyer in your state or district. Laws can vary from state to state. This video presents general legal information. This information is not specific legal advice tailored to your particular situation.

Dealing with debt. It can feel like it will take a lifetime to pay off credit cards. The money move you should consider to become debt-free.

How to deal with the emotional stress of being under debt review | Debt counseling in South Africa

We are bookkeepers in Pretoria and we service clients across South Africa. Our focus is on preparing documents for business funding, tax preparation, and clean up of your business books, as well as monthly bookkeeping services.

To find out more about our bookkeeping services go to: https://profitandbooks.com/

I am Olivia Sambo, co-owner of Profits and Bookkeeping Services and Online Marketing Services. I am a qualified Bookkeeper who has studied with the Institute of Certified Bookkeepers, the ICB. My goal with every client is to understand their vision for their company so we can implement systems that will improve their cash flow, money management, and profitability.

Most clients come to me when they want their documents to be prepared for tax or when they want to apply for funding from a bank or a financial institution. In most cases, they’ve never had a bookkeeper, and all those years of neglecting their books take time and knowledge to untangle.

What skills do you need to be a bookkeeper?

You need to be someone who’s meticulous and pays attention to details because one digit in the wrong place can lead to the books not balancing. You need to be patient and focused to capture the information accurately because sometimes these numbers can be very overwhelming. You must be honest and have integrity because you deal with very confidential information about clients. You must honour the trust that your clients put in by safeguarding the trust and protecting their privacy.
As a bookkeeper, you must understand the accounting system and make sense of the debit and credit entries. You must also have a basic understanding of Mathematics.

What does a bookkeeper do?

Bookkeepers capture information from the source documents that a client provides. Different types of accounts then get created to reflect the assets, liabilities, income, expenses, and equity accounts. These accounts will be a reflection of the income and expenses of the business and will be used to prepare management reports for the management of the business or a financial institution.

What are source documents?

Source documents are any proof of the transactions that take place within a business. It could be invoices, receipts, debit notes, credit notes, till slips, etc. It shows the source of the transactions that are reflected on the bank statement. Source documents are also called supporting documents

Why are the source documents so important?

When you look at your bank statements you will mostly see POS purchases when you swipe your debit or credit card to buy goods. When a client pays you it will only show as a deposit.
The source documents will show exactly whether you’ve spent money on fuel, stationery, or printing. It will enable the bookkeeper to put the entry under the right category.

Why do you need a bookkeeper when you apply for funding?

The bank wants to see how well you manage your money, what is your income, what is are your expenses, what part of your business makes the most money, etc. Your bookkeeper will be able to prepare this information when you provide her with your bank statements and source documents. The banks and financial institutions want documents that will give them an overview of your business all in one place. A bookkeeper will know how to use your monthly bank statements to create the right accounts that are needed to prepare the financial reports for the bank. If you don’t have these reports prepared the bank will advise you to find a bookkeeper who can do that for you. If you are a business owner or self-employed the bank will not consider your application for funding without these reports because that is the proof of income they need to see if you qualify for the business loan.

For more information about we what we offer go to:
https://za.pinterest.com/profitsandbooks
https://www.linkedin.com/in/profitsandbooksbookkeepingservices
https://www.facebook.com/profitsandbooksbookkeeping/
https://twitter.com/profitsandbooks
https://anchor.fm/olivia-sambo
https://podcasts.apple.com/us/podcast/rose-tinted-glasses-with-olivia-sambo/id1522074736?uo=4
https://open.spotify.com/show/7JABIEU33PfULlam27sOyY
https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy8xOTUxMTA1OC9wb2RjYXN0L3Jzcw==
https://profitsandbooks.blogspot.com/
https://news.google.com/publications/CAAqBwgKMObWnAsw8uC0Aw?hl=en-ZA&gl=ZA&ceid=ZA%3Aen
https://g.page/r/CQEpG0p7PPdiEAE

To find out more about funding go to:
https//:www.Nedbank.co.za
https//:www.FNB.co.za
https//:www.Capitec.co.za
https//:www.Absa.co.za
https//:www.Standardbank.co.za
https//:www.Tymebank.co.za
https//:www.Bankzero.co.za
https//:www.Dti.co.za
https//:www.Nyda.co.za
https//:www.Investec.co.za
https//:www.Bidvest.co.za
https//:www.Sab.co.za
https//:www.Discoverybank.co.za

If you want to become a bookkeeper in South Africa go to:
www.icb.org.za

How to survive the debt review process | Debt counseling in South Africa.

We are bookkeepers in Pretoria and we service clients across South Africa. Our focus is on preparing documents for business funding, tax preparation, and clean up of your business books, as well as monthly bookkeeping services.

To find out more about our bookkeeping services go to: https://profitandbooks.com/

I am Olivia Sambo, co-owner of Profits and Bookkeeping Services and Online Marketing Services. I am a qualified Bookkeeper who has studied with the Institute of Certified Bookkeepers, the ICB. My goal with every client is to understand their vision for their company so we can implement systems that will improve their cash flow, money management, and profitability.

Most clients come to me when they want their documents to be prepared for tax or when they want to apply for funding from a bank or a financial institution. In most cases, they’ve never had a bookkeeper, and all those years of neglecting their books take time and knowledge to untangle.

What skills do you need to be a bookkeeper?

You need to be someone who’s meticulous and pays attention to details because one digit in the wrong place can lead to the books not balancing. You need to be patient and focused to capture the information accurately because sometimes these numbers can be very overwhelming. You must be honest and have integrity because you deal with very confidential information about clients. You must honour the trust that your clients put in by safeguarding the trust and protecting their privacy.
As a bookkeeper, you must understand the accounting system and make sense of the debit and credit entries. You must also have a basic understanding of Mathematics.

What does a bookkeeper do?

Bookkeepers capture information from the source documents that a client provides. Different types of accounts then get created to reflect the assets, liabilities, income, expenses, and equity accounts. These accounts will be a reflection of the income and expenses of the business and will be used to prepare management reports for the management of the business or a financial institution.

What are source documents?

Source documents are any proof of the transactions that take place within a business. It could be invoices, receipts, debit notes, credit notes, till slips, etc. It shows the source of the transactions that are reflected on the bank statement. Source documents are also called supporting documents

Why are the source documents so important?

When you look at your bank statements you will mostly see POS purchases when you swipe your debit or credit card to buy goods. When a client pays you it will only show as a deposit.
The source documents will show exactly whether you’ve spent money on fuel, stationery, or printing. It will enable the bookkeeper to put the entry under the right category.

Why do you need a bookkeeper when you apply for funding?

The bank wants to see how well you manage your money, what is your income, what is are your expenses, what part of your business makes the most money, etc. Your bookkeeper will be able to prepare this information when you provide her with your bank statements and source documents. The banks and financial institutions want documents that will give them an overview of your business all in one place. A bookkeeper will know how to use your monthly bank statements to create the right accounts that are needed to prepare the financial reports for the bank. If you don’t have these reports prepared the bank will advise you to find a bookkeeper who can do that for you. If you are a business owner or self-employed the bank will not consider your application for funding without these reports because that is the proof of income they need to see if you qualify for the business loan.

For more information about we what we offer go to:
https://za.pinterest.com/profitsandbooks
https://www.linkedin.com/in/profitsandbooksbookkeepingservices
https://www.facebook.com/profitsandbooksbookkeeping/
https://twitter.com/profitsandbooks
https://anchor.fm/olivia-sambo
https://podcasts.apple.com/us/podcast/rose-tinted-glasses-with-olivia-sambo/id1522074736?uo=4
https://open.spotify.com/show/7JABIEU33PfULlam27sOyY
https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy8xOTUxMTA1OC9wb2RjYXN0L3Jzcw==
https://profitsandbooks.blogspot.com/
https://news.google.com/publications/CAAqBwgKMObWnAsw8uC0Aw?hl=en-ZA&gl=ZA&ceid=ZA%3Aen
https://g.page/r/CQEpG0p7PPdiEAE

To find out more about funding go to:
https//:www.Nedbank.co.za
https//:www.FNB.co.za
https//:www.Capitec.co.za
https//:www.Absa.co.za
https//:www.Standardbank.co.za
https//:www.Tymebank.co.za
https//:www.Bankzero.co.za
https//:www.Dti.co.za
https//:www.Nyda.co.za
https//:www.Investec.co.za
https//:www.Bidvest.co.za
https//:www.Sab.co.za
https//:www.Discoverybank.co.za

If you want to become a bookkeeper in South Africa go to:
www.icb.org.za

Credit Counselling and Your Finances
Are you struggling to make the minimum payments on your credit cards? Is debt causing you stress and anxiety? If you feel like your credit card debt will never end or want to better manage your money, Credit Counselling can help put an end to your stress and financial burdens.

Here at Blanchard & Company Ltd., we believe that everyone deserves financial freedom because debt does not define you.

Talk to Brian: 403-348-5880
Write us: brian@repairdebt.ca

Debt review, also known as debt counseling, is a process that was introduced by The National Credit Act or (NCA) to help people who are over-indebted to get out of debt. Watch the video to learn more.

Link to my online store: https://talkingmoneywithnozi.com/collections/all

Check if your debt counselor is registered here: https://www.ncr.org.za/register_of_registrants/registered_dc.php

debt counseling – once a help with debt debt counselor has accepted your application he or she will inform all your creditors and every registered credit bureau that you have applied for debt counseling. watch: how debt counselling works, and what you save.
how to choose a credit counseling service. Many financial planners offer debt counseling services that resemble the debt management programs offered by many for-profit and nonprofit credit counselors