Martin Lewis offers financial advice to callers.

Advertising has evolved so it has probably become harder for your Debt Counselling Business to stand out but we have a solution for you.

http://www.websitevideos.ca/
Email: info@affordablewebsites.ca

We offer High-Quality Video Commercials including Whiteboard Animation. This is a fast and effective way to deliver your advertising message and it separates you from the competition.

Start getting more customers through Online Advertising. It’s about time you “Dominate Your Market!”

Contact us today to learn more.

#debt #money #wealth

Debt | Debt Consolidation | Money Tips

This episode will you grasp a better understanding of the term debt, while sharing a few money tips I will be explaining the difference between good and bad debt.

Social Media

Instagram: https://www.instagram.com/veryopulentnegus/
Facebook: https://www.facebook.com/jovan.dinnall
Twitter: https://twitter.com/jovandinnall
Snapchat: https://www.snapchat.com/app/jovandinnall
Linkedin: https://www.linkedin.com/in/jovan-dinnall-163231116/

Save when you shop!
https://www.ebates.com/r/BABYBR605?ee…

Make 5 quick bucks!
Dosh: https://link.dosh.cash/JOVAND2
Cash App: cash.me/app/NVNWJQW

How to make $150.
https://www.referyourchasecard.com/18…

How to make $100:
http://refer.amex.us/JOVANDOtsH?xl=cp15

Monopoly for Millennial
https://www.ebay.com/itm/233104581421

Rick and Morty Monopoly
https://www.ebay.com/itm/233076961542

Debt
Debt Consolidation
Money Tips
Debt Free TV
Debt Snowball
Debt Free
Debt Collector
Debt Snowball Method
Debtkickinmom
Debt Consolidation Good or Bad
Debt Consolidation Dave Ramsey
Debt Consolidation loan for bad credit
Debt Consolidation loans
Debt Consolidation vs bankruptcy
Money Tips For Young People
Money Tips Red Dead Redemption 2
Money Tips for broke people
Money Tips for teenagers
Money Tips for college students
Money Tips for 20 year olds

Recording the incremental steps to paying of our debts.

Debt Payoff Chart:
https://debtfreecharts.com/collections/free-charts/products/game-of-loans

http://mortgagemediationgroup.com/contact/
888-909-1030

If you or someone you know is facing a point where they can no longer afford their home or it no longer makes sense to keep that home AND you owe more than that home is worth, you need to speak with us. Whether you decide to stay in your home or look to leave your home, their are unique deficiency laws and tax effects in Arizona and California that you need to understand before you make a decision.

When a consumer (client) realizes that he/she is over indebted and that some arrangements have to be made to make sure all monthly repayments are met.
The consumer contacts a registered Debt Counselor who supplies a regulated form 16 and assists with the completion thereof. As soon as this form is completed the consumer will have formally applied for debt review in terms of the Act.
All requested documentation as on the application form is supplied by the consumer within 5 days of signing the form 16.
With the information and supporting documents supplied by the consumer the debt counselor now informs all the known creditors of the consumer that the said consumer has applied for debt review. This is done with the regulated form 17.1 as well as 17.2
A formal analysis is done by the Debt counselor to determine if the consumer is indeed over indebted. This is a very simple calculation once all information has been taken into account. A consumer can only apply for debt counseling if his/her monthly disbursable amount (Nett income minus living expenses) is LESS than the amount required to service all obligations. AS EXAMPLE ONLY. If the consumer only has R5000 to pay his/her debt after the living expenses have been accounted for, and the total monthly debt repayments are R6000 the application would be a success.
If the consumer is indeed over indebted according to the above method all creditors would be informed of this for their record.
The restructuring process can now begin. The Debt counselor will now restructure and renegotiate all credit agreements and present these proposed terms to all creditors. This new proposal will then restructure the consumer’s monthly commitments to be more affordable and ensure that all credit agreements get something every month.
. The new proposal will now be sent out to all the creditors after it has been approved by the consumer. Should all creditors agree to a consent order that new arrangement will be made an order of court. If there are some creditors who don’t agree to the restructuring a court date will be allocated for the matter to be heard. At this hearing the magistrate will have no choice to grant the order if the debt counselor acted in terms of the Act and subsequently restructured the debt accordingly.
All disbursements of contributions will be handled by a registered Payment Distribution Agency (PDA). The PDA is regulated and governed by the Act. As soon as a restructuring proposal is agreed on by the consumer payments of the distribution amount will be paid over from the consumer directly to the PDA. The PDA in turn will disburse with the funds as per the restructuring proposals.
The Fee structure:
Debt counselors are entitled to a maximum of R6000 plus VAT for single applications and R4000 plus VAT for a joint application.
The Act allows for the following payment of Debt counselor fees as well as Legal fees.
The first payment made by the PDA will pay the debt counselors fee
The second payment will pay the legal fees
The third payment will be the first payment that creditors receive. This is done so that consumers don’t have to pay any money that they might not have up front, and to make the process affordable.
When the payments are being made to the creditors by the PDA there will be some agreements that will be paid up before others. As soon as this happens the Debt counselor must restructure the payments again to make sure any creditor is not paid more than he must receive and to disburse the surplus equally between the other to ensure that the process runs smoothly. For this the Debt counselor is entitled to a 5% after care fee not exceeding R400.

i return to osrs

socials:
https://www.twitch.tv/gunschilli (watch me live)
https://www.twitter.com/gunschilli (read my poop)

Nintendo music used:
(pastebin coming soon)

Other Music used:

Bang Bang – Nancy Sinatra (cover by Alexa Melo)
https://www.youtube.com/watch?v=QYp5hUAo7XM
www.alexamelo.com

Rivals – Hallmore (psy trance song)

Shout out to my friends at Scuff Unit

Thank you to my Patrons:
Squeezy
Seven Kris
Manolo Ramos
Dan Branch
iTwiist TV
Kyle Stevenson
Corey A
Complextro
sktwisted
Vallun

I’m $546,000 In Debt!!
Get life-changing financial advice anytime, anywhere. Subscribe today: https://www.youtube.com/c/TheDaveRamseyShow?sub_confirmation=1

Get a FREE customized plan for your money. It only takes 3 minutes!
http://bit.ly/2YTMuQM

Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj

Ramsey Solutions YouTube Channels (Subscribe Now!)
• The Dave Ramsey Show (Highlights): https://www.youtube.com/c/TheDaveRamseyShow?sub_confirmation=1
• The Dave Ramsey Show (Live): https://www.youtube.com/thedaveramseyshowlive?sub_confirmation=1
• The Chris Hogan Show: https://www.youtube.com/user/ChrisHogan360?sub_confirmation=1
• The Rachel Cruze Show: https://www.youtube.com/user/RachelCruze?sub_confirmation=1
• The Ken Coleman Show: https://www.youtube.com/c/TheKenColemanShow?sub_confirmation=1
• Christy Wright: https://www.youtube.com/c/ChristyWright?sub_confirmation=1
• Anthony ONeal: https://www.youtube.com/user/aonealministries?sub_confirmation=1
• EntreLeadership: https://www.youtube.com/c/entreleadership?sub_confirmation=1

Welcome to The Dave Ramsey Show like you’ve never seen it before. On this channel, you will find all of the greatest highlights from The Dave Ramsey Show! The show also live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave’s producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you’ll see exclusive content from our Ramsey Personalities —as well as all kinds of other video pieces that we’ll unveil every day.

The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!

When Is It Smart To Consolidate Student Loan Debt?

Get a FREE customized plan for your money. It only takes 3 minutes!
http://bit.ly/2YTMuQM

Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj

Become a Channel Member today: https://www.youtube.com/channel/UC7eBNeDW1GQf2NJQ6G6gAxw/join

Welcome to The Dave Ramsey Show like you’ve never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave’s producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you’ll see exclusive content from people like Rachel Cruze, Chris Hogan, and Christy Wright —as well as all kinds of other video pieces that we’ll unveil every day.

The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!