Lower all your monthly installments and pay what you can afford after covering all your living expenses.

To get your story animated, write to us: featuretruestory@gmail.com

if you are an animator, designer or voice artist and you’d like to contribute, you can also write to us at this address.

Education loans are meant to make life easier and more comfortable. But, for me, it backfired. It did the complete opposite of making life easier for me. It just sucked me into a black hole of debt and despair.
My name is Alexandra Blair and this is the story of how I incurred student loan amounting to $1M.
I was the eldest of three siblings raised in an affluent suburb west of Los Angeles. My father, who didn’t finish college, owned a small construction business. My mother, a college graduate, worked mostly as a secretary. I found my true calling while I was still a teenager. Being insecure over my crooked teeth and an irregular jaw line, paved a way towards orthodontics for me.
After high school, I completed my undergraduate degree at a reputed worldwide university in the United States. I paid for my college tuition with money from my parents and by waiting tables at the small, cozy café near the school’s campus.
My parents had helped in paying the college tuition for all of us, that is, for both of my younger siblings too. But, Graduate school wasn’t part of the deal because they were unable to afford it being middle class and all.
I met and married my husband while at the undergraduate school, and graduated debt-free from there. I picked the USC dental school for my higher studies because of its prestige and because I wanted to live closer to my parents. My husband had no problem with it and he was exploring the opportunities in his own start-up business.
The dental school’s financial-aid director estimated that the basic four-year program would require $400,000 to $450,000 in student debt, including interest. My husband and I concluded that dental school was a good investment, given the salary I expected to earn.
I was like, we could make this work. There are certain things that are okay to go into debt for: a house, an education, a car.
So, we packed up for California in the same spirit. I got a job at USC as an administrative assistant, which provided a tuition discount. Our calculations were partly based on low interest rates that the federal government had set for students at the time. In the 2004-2005 school year, the rate for college and graduate students was 2.77%.
The following school year, which was my first year at USC, rates jumped to 4.75% for my loans. Those turned out to be the cheapest of the 50 loans I needed to finance my education. Unlike consumer loans for cars or homes, college students typically take out multiple loans each year—often at different interest rates, depending on what is available.

Ben Paris from Debt Mediators appears on Channel Nine’s “The Today Show” to discuss debt.

THN Debt Counsellors is a national debt counselling company, with branches in Giyani, Polokwane, Mpumalanga, Johannesburg & Eastern Cape. Our well trained & specialized Registered Debt Counsellors, who are also accredited and empowered by law (National Credit Act 34 of 2005 (Implemented on 01 July 2007)) are available all across our branches to aid all the consumers who cannot afford to meet their monthly financial obligations.

Why Debt Consolidation Doesn’t Work!
Get life-changing financial advice anytime, anywhere. Subscribe today: https://www.youtube.com/c/TheDaveRamseyShow?sub_confirmation=1

Get a FREE customized plan for your money. It only takes 3 minutes!
http://bit.ly/2YTMuQM

Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj

Ramsey Solutions YouTube Channels (Subscribe Now!)
• The Dave Ramsey Show (Highlights): https://www.youtube.com/c/TheDaveRamseyShow?sub_confirmation=1
• The Dave Ramsey Show (Live): https://www.youtube.com/thedaveramseyshowlive?sub_confirmation=1
• The Chris Hogan Show: https://www.youtube.com/user/ChrisHogan360?sub_confirmation=1
• The Rachel Cruze Show: https://www.youtube.com/user/RachelCruze?sub_confirmation=1
• The Ken Coleman Show: https://www.youtube.com/c/TheKenColemanShow?sub_confirmation=1
• Christy Wright: https://www.youtube.com/c/ChristyWright?sub_confirmation=1
• Anthony ONeal: https://www.youtube.com/user/aonealministries?sub_confirmation=1
• EntreLeadership: https://www.youtube.com/c/entreleadership?sub_confirmation=1

Welcome to The Dave Ramsey Show like you’ve never seen it before. On this channel, you will find all of the greatest highlights from The Dave Ramsey Show! The show also live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave’s producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you’ll see exclusive content from our Ramsey Personalities —as well as all kinds of other video pieces that we’ll unveil every day.

The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!

My Husband Hid $140,000 Of Debt From Me!
Get life-changing financial advice anytime, anywhere. Subscribe today: https://www.youtube.com/c/TheDaveRamseyShow?sub_confirmation=1

Get a FREE customized plan for your money. It only takes 3 minutes!
http://bit.ly/2YTMuQM

Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj

Ramsey Solutions YouTube Channels (Subscribe Now!)
• The Dave Ramsey Show (Highlights): https://www.youtube.com/c/TheDaveRamseyShow?sub_confirmation=1
• The Dave Ramsey Show (Live): https://www.youtube.com/thedaveramseyshowlive?sub_confirmation=1
• The Chris Hogan Show: https://www.youtube.com/user/ChrisHogan360?sub_confirmation=1
• The Rachel Cruze Show: https://www.youtube.com/user/RachelCruze?sub_confirmation=1
• The Ken Coleman Show: https://www.youtube.com/c/TheKenColemanShow?sub_confirmation=1
• Christy Wright: https://www.youtube.com/c/ChristyWright?sub_confirmation=1
• Anthony ONeal: https://www.youtube.com/user/aonealministries?sub_confirmation=1
• EntreLeadership: https://www.youtube.com/c/entreleadership?sub_confirmation=1

Welcome to The Dave Ramsey Show like you’ve never seen it before. On this channel, you will find all of the greatest highlights from The Dave Ramsey Show! The show also live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave’s producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you’ll see exclusive content from our Ramsey Personalities —as well as all kinds of other video pieces that we’ll unveil every day.

The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!

Visit us online – https://www.debtreview-sa.co.za/

WHAT IS DEBT REVIEW?

Debt Review is a process in terms of the National Credit Act for over indebted consumers. The purpose of the act is to protect the over indebted consumer against Credit providers. During the debt review process the debt counsellor will draw up an income and expense document and thus determine how to compile a debt repayment plan.

This is an example and the featured offer may no longer be valid

Filling in my debt trackers and listing the 8 payments I made towards my student loans while enjoying a hot bowl of soup.

Martin Lewis offers financial advice to callers.