Popular blogger Anna Newell Jones of AndThenWeSaved.com delivers this self-help manifesto that reveals how a “spending fast” will help you get on the road to living debt-free.

In 2009, young photographer Anna Newell Jones was rapidly suffocating under the weight of too much debt. An inveterate “spender,” she was in way over her head, to the tune of almost $24,000. She knew her debt was only going to get worse if she didn’t take action, but she didn’t know where to look for help. On a whim, Anna decided to go on a spending fast—an idea she heard in passing but knew little about. Creating her own method, she learned what worked and what didn’t and wrote about it on her blog, AndThenWeSaved.com. Amazingly, Anna was able to eliminate all $23,605.10 of her debt in only 15 months! She was interviewed in Forbes, Self, Glamour, Good Housekeeping, and the Chicago Tribune.

Anna’s journey inspired people and showed them that they too could change the way they dealt with their own money woes. The Spender’s Guide To Debt-Free Living takes readers through a detailed step-by-step plan on how to do a Spending Fast and get out of debt, including:

Creating a personalized Debt-Free Life Pledge. Understanding where your money is going when you’re in debt, and where it will come from to pay it off. Learning why putting money into a savings account before (or while) paying off debt may not be the best idea for you. Finding additional income sources and generating side gigs. Re-integrating spending into your life once you’re out of debt, so that you stay out of debt.

Filled with do-it-yourself ideas, insight from experts, and tons of motivational tips and real-life practical advice, The Spender’s Guide to Debt-Free Living proves that you don’t have to win the lottery or get a new job to change your life.

Overwhelmed with debt? There is hope and freedom for you no matter how big your problem. Skyrocketing debt has crippled and divided millions in this age of rampant credit, interest-only mortgages, and record loan defaults. The way out from under debt burdens is not a declaration of bankruptcy, but surrender to the Word of God. Becoming debt-free may seem an impossible dream for many, but it is actually an attainable goal according to Howard Dayton, president of Crown Financial Ministries. He overcame his own struggle with debt by applying God’s principles to managing his finances, principles he lays out in this practical, encouraging, never-give-up book.

Tells students how they can stay out of debt by taking simple and easy measures, while still having the time of their lives at college.

You will learn:
* How to get a great summer job and make it pay.
* How to negotiate with a bank-and win.
* How to find affordable student housing.
* How to eat, drink, and be merry on a budget.
* How to graduate without a $25,000 to $40,000 student debt.
* How to cut costs with your telephone bill, utilities, laundry, and more.

Students need the kind of straightforward, accessible advice that Murray Baker delivers in this down-to-earth money management guide. This book will make you more aware of the “little things” you can do to help you cut costs, such as finding out the movies or restaurants that offer student discounts.

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Are you limping towards the big three-oh one minimum payment at a time?

Are you “on your own” but still asking your parents for cash each birthday?

Do you crumple up your ATM receipts to avoid looking at the balance?

Are friends in the same income bracket beginning to pull ahead of you?

If you’re young, smart, and drowning in debt, Debt-Free by 30 offers a practical, step-by-step plan to help rescue you from the financial abyss. Written by two twentysomethings who found their way back from the horrors of overwhelming debt, this authoritative guide reveals the secrets of debt-free living:

*The Seven Debtly Sins-and how to avoid them at all costs
*Where Does All the Money Go?-taking your financial inventory
*Everything You Always Wanted to Know About Banking but Feared Being Bored out of Your Skull
*Beating Credit Cards at Their Own Game-how to save hundreds of dollars in interest in less than five minutes
Plus tips for

* Driving for less
* Keeping more of what you earn
* Life after debt
. . . and much, much more

Featuring financial IQ Quizzes, no-brainer savings advice, and painless ways to spend less, Debt-Free by 30 will put you back in control of your money-and your life.

This book can save you more than $100,000.

These days, most people assume you need to pay a boatload of money for a quality college education. As a result, students and their parents are willing to go into years of debt and potentially sabotage their entire financial futures just to get a fancy name on their diploma.

But Zac Bissonnette is walking proof that this assumption is not only false, but dangerous-a class con game designed to rip you off and doom your student to a post-graduation life of near poverty . From his unique double perspective-he’s a personal finance expert (at Daily Finance) AND a current senior at the University of Massachusetts-Zac figured out how to get an outstanding education at a public college, without bankrupting his parents or taking on massive loans.

Armed with his personal knowledge, the latest data, and smart analysis, Zac takes on the sacred cows of the higher education establishment. He reveals why a lot of the conventional wisdom about choosing and financing college is not only wrong but hazardous to you and your child’s financial future. You’ll discover, for instance, that:

* Student loans are NOT a necessary evil. Ordinary middle class families can- and must-find ways to avoid them, even without scholarships.

* College “rankings” are useless-designed to sell magazines and generate hype. If you trust one of the major guides when picking a college, you face a potential financial disaster.

* The elite graduate programs accept lots of people with non-elite bachelors degrees. So do America’s most selective employers. The name on a diploma ultimately won’t help your child have a more successful career or earn more money.

Zac can prove every one of those bold assertions – and more. No matter what your current financial situation, he has a simple message for parents: “RELAX! Your kid will be able to get a champagne education on a beer budget!”

Finally a book that will TEACH YOU step-by-step EXACTLY how to get OUT of DEBT FOREVER! **LIMITED TIME FREE BONUS: Your book includes a 100% FREE guide on how to make your first $1,000 a month ONLINE available for instant download!** Are you ready to get rid of your debt? Are you tired of feeling frustrated and trapped? Do you want to eliminate your debt FAST? If you’re ready to change your life, get rid of your debt, and achieve REAL financial freedom, then THIS WILL BE THE LAST BOOK YOU EVER BUY! I know… It’s hard… You may feel strangled by your debt… It’s fine! Debt-Free: 9 Step System to Get Out of Debt Fast and Have Financial Freedom will solve all your problems! So why is this book special? This book is NOT another piece of garbage book that just gives you generic money advice! This book is NOT a book that tells you to just pay your debt and it will go away with time! This book CONTAINS step-by-step, detailed instructions on how you can get rid of your debt FOREVER and achieve REAL financial freedom QUICKLY! There are too many garbage books out there that claim to help you get rid of your debt but just give you plain and simple money advice. THEY ARE ALL GARBAGE and DO NOT help you eliminate your debt… Trust me, I have read all of them in my days and NONE helped me. I had to learn through my own trial and error, making mistakes for years. And TODAY you have the extremely fortunate chance to get your hands on a book that is NOTHING like the others. But this sounds too good to be true! It’s absolutely not. It is 100% possible for you to throw away your debt FAST and FOREVER! All you have to do is read this book and TAKE ACTION. Follow through with all the steps, and before you know it you will be experiencing REAL financial freedom! It’s Finally Time to Take Action. Don’t put it off any longer. Do yourself a huge favor and join the thousands of people that have changed their lives with THIS SYSTEM that I have created… If you are ready to work for this – scroll up, get this book, and take the first steps to your new life TODAY! I am looking forward to seeing you on the inside, and further connecting with you by email, Twitter and my blog! PS: Don’t forget to grab the FREE guide where I teach you how to make $1,000 a month ONLINE! It is linked in the first few pages of the book 😉 Tags: debt free, get out of debt, get rid of debt, how to get out of debt, financial freedom

A clear presentation of simple and innovative ways to graduate college debt-free with a Bachelors, Masters, and even a PhD degree.

Are you ready for a plan that really works? Let Debt-Free & Wealthy change YOUR life With down to earth ideas and steps for living a Debt-Free life one dollar at a time. Regardless of age or income, whether you have debt or no debt, this book provides the financial answers that you have been looking for. Kelly Brantley knows what it is like to be swamped by debt – and how freeing it is to live debt-free. The plan she developed has helped thousands of people pay off millions in debt, and she shares it here. This book will: • Help you stop drowning in debt and start building wealth. • Show you how to pay off student loans and credit card debt. • Remind you of God’s love and guidance as you work your way through the challenges of money, relationships and life. Also, there are discussion questions in the back that can be used in a 6 week class, small group or bible study. Don’t delay – Put your financial plan together by ordering Debt-Free & Wealthy today!

We have all read headlines featuring a fortunate college-bound student who has received $100,000 or more in scholarship awards. Assuming that the scholarships were renewable annually, this amount could easily pay for four years of college at any American college or university. However, these success stories are the exception, not the rule. They are aberrations among the pool of millions of aspiring college students who submit scholarship applications to the hundreds of companies, foundations and non-profit groups that offer them. The reality is a much different, and sobering, picture. According to the 2014 edition of Peterson’s Scholarships, Grants and Prizes, nearly every student who earns a four-year degree graduates with student loan debt, which currently averages about $23,300. 101 Scholarship Applications: What It Takes to Obtain a Debt-Free College Education was written specifically to address the issue of college loan debt, and help students and their parents identify scholarship opportunities, as well as develop strategies for submitting applications and winning awards. This book’s author, Gwen Richardson, is a parent who spent nearly two years carefully researching scholarship sources for her teenage daughter, who entered college debt-free as a freshman. The highlight of this book is a comprehensive listing of more than 200 scholarship sources, including award amounts, eligibility requirements and direct web site links. All sources have been vetted and researched for accuracy.

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