Most people are cautious about any advice they receive concerning their finances. But what if that advice were to come from the Holy Spirit, the third person of the Trinity? In The Holy Spirit, Your Financial Advisor, Dr. Creflo Dollar investigates what the Bible has to say about the role of the Holy Spirit in the area of making and keeping money and discovers some surprising truths.

In this book, readers will discover that the Holy Spirit will help them . . .

Know what God’s word says about the person and work of the Holy Spirit Hear and obey the guidance provided by the Holy Spirit Access supernatural power to manage money Apply practical knowledge to take control of finances Tap into the wisdom of total life prosperity Change a poverty mindset Discover God’s system of seedtime and harvest Practice true success Practical application questions and activities at the end of each chapter provide the reader with further helpful strategies for obtaining financial freedom.

Earn An Accredited College Degree Without Student Loans!

Not a day goes by that reports of the ever-increasing costs of higher education are making the news. In order to earn that coveted credential we have to take on a mountain of debt to pay for it, right? And in the society we now live in if you don’t have that coveted credential, it can be very difficult to get started in a good-paying career. What’s a person to do?

Good news…You don’t have to take on a mountain of debt to earn an accredited college degree. In fact, it’s even possible to earn a college degree for free if you know how the system works. And there are many ways to earn inexpensive college credits that colleges and universities don’t want you to know about. Why do they want this information kept secret? Simple…because they are raking in the cash from your tuition money and they don’t want the gravy train to stop.

Earn A Debt-Free College Degree! is a book that explodes the myth that earning a college degree requires a lot of money (and a big student loan that takes years to pay off). The book shows you how to earn an accredited bachelor’s degree for anywhere from free to no more than $15,000(and half this amount for associate’s degrees).

The best part about the strategies the book presents is that they do not rely on scholarships. That’s the major difference between this book and all the other books on the market that claim they can help you lower your tuition bills. Nearly all of those books talk about scholarships. These books make it sound like businesses and organizations have scholarship money just lying around and they are just looking for someone to give it to. It all sounds oh so easy, doesn’t it? There’s just one problem with this…thousands of other students have read those same books and they are all applying for the same scholarships you are. It takes many hours of work to search scholarship databases, fill out all those applications, and write essays. And then it becomes a waiting game to see if a scholarship committee picks you out of hundreds of applicants. You don’t have to worry about such an uncertain way to pay for college. There is a better way.

Earn A Debt-Free College Degree! presents simple strategies that nearly anyone can implement. You don’t have to be a stellar student with amazing grades, either. Your previous academic achievements won’t matter.

Here are just a few things you’ll discover in the book:

– Learn how to obtain textbooks for pennies on the dollar

– Discover more than a dozen colleges and universities in the U.S. that don’t charge tuition to any students who are accepted (and five of these don’t charge room and board, either)

– Find out how you can earn college credit that is accepted by nearly 1,900 college and universities in the United States by taking and passing one single multiple-choice exam. Most schools will accept up to 30 credit hours into a degree program from this type of credit. And it gets even better. It’s possible to earn 30 credit hours with this strategy for under $1,000.

– Discover how you can earn a four-year degree in only three years or even two years in some cases.

– Learn how you can turn previously completed training courses through your job, volunteer organization, and others into usable college credit. Most colleges and universities accept this type of credit but too few know about it.

– Discover the amazing educational benefits available for military personnel (either full-time, Guard, or reserves personnel). Learn how you can go from zero college credits all the way to a doctorate on the government’s tab.

– And many others.

We’ve become accustomed to the idea that earning a college degree is something that is very expensive. It’s time to destroy that myth. Let this book show you the way.

Product Features

• Used Book in Good Condition

Anyone suffering under the crushing weight of debt knows how impossible it can seem to find a way out. It’s overwhelming – and the more complicated the proposed solution, the harder it is to stick with it. That’s why “The Debt-Free Spending Plan” is simple. It doesn’t require sifting through chapters of high-minded financial advice or digging up your past spending history. It assumes you need help right now, and gives it to you. You will learn to: downsize expenses without feeling deprived; allocate money as it comes in and put together an easy-to-manage bill-paying plan; adjust for inevitable overspending; and, pay off debt without gouging expenses and (believe it or not) start saving. The plan is clear, easy, and takes just five minutes a day-and it doesn’t matter if you make $14,000 or $14 million. With straightforward daily spending strategies and effortless expense tracking tools, you will soon find yourself on the road to financial freedom-all before the next billing cycle.

In considering the tough challenges that families face today, one issue keeps coming to the surface all too often—finances. Statistics show that financial issues are consistently one of the top reasons listed for divorce in this nation. Determined at the outset of their marriage to turn those grim statistics around, one young couple heard biblical teaching on finances, took it to heart, and patterned their lives after what God has to say about handling money. Meet Michelle and Trevor Thomas as they tell their story of how God led them out from under a mountain of debt into financial freedom. In Debt-Free Living in a Debt-Filled World, they will tell you candidly how they paid off their debt, built their home without a mortgage, and have lived the last 14 years debt free, raising four children on a teacher’s salary. Be encouraged in your own journey by what you read in theses pages. Whatever your situation may be, know that God has a plan for freedom for you, too. Financial freedom is within reach, so trust The Provider each step of the way. As families begin to dig out of debt and save for future needs, marriages are strengthened, children feel more secure, and communities become better places to live. God’s ways really are best. So, sit back and enjoy. You will laugh, you might cry, but you will surely be encouraged.

This book can save you more than $100,000.

These days, most people assume you need to pay a boatload of money for a quality college education. As a result, students and their parents are willing to go into years of debt and potentially sabotage their entire financial futures just to get a fancy name on their diploma.

But Zac Bissonnette is walking proof that this assumption is not only false, but dangerous-a class con game designed to rip you off and doom your student to a post-graduation life of near poverty . From his unique double perspective-he’s a personal finance expert (at Daily Finance) AND a current senior at the University of Massachusetts-Zac figured out how to get an outstanding education at a public college, without bankrupting his parents or taking on massive loans.

Armed with his personal knowledge, the latest data, and smart analysis, Zac takes on the sacred cows of the higher education establishment. He reveals why a lot of the conventional wisdom about choosing and financing college is not only wrong but hazardous to you and your child’s financial future. You’ll discover, for instance, that:

* Student loans are NOT a necessary evil. Ordinary middle class families can- and must-find ways to avoid them, even without scholarships.

* College “rankings” are useless-designed to sell magazines and generate hype. If you trust one of the major guides when picking a college, you face a potential financial disaster.

* The elite graduate programs accept lots of people with non-elite bachelors degrees. So do America’s most selective employers. The name on a diploma ultimately won’t help your child have a more successful career or earn more money.

Zac can prove every one of those bold assertions – and more. No matter what your current financial situation, he has a simple message for parents: “RELAX! Your kid will be able to get a champagne education on a beer budget!”
This book can save you more than $100,000.

These days, most people assume you need to pay a boatload of money for a quality college education. As a result, students and their parents are willing to go into years of debt and potentially sabotage their entire financial futures just to get a fancy name on their diploma.

But Zac Bissonnette is walking proof that this assumption is not only false, but dangerous-a class con game designed to rip you off and doom your student to a post-graduation life of near poverty . From his unique double perspective-he’s a personal finance expert (at Daily Finance) AND a current senior at the University of Massachusetts-Zac figured out how to get an outstanding education at a public college, without bankrupting his parents or taking on massive loans.

Armed with his personal knowledge, the latest data, and smart analysis, Zac takes on the sacred cows of the higher education establishment. He reveals why a lot of the conventional wisdom about choosing and financing college is not only wrong but hazardous to you and your child’s financial future. You’ll discover, for instance, that:

* Student loans are NOT a necessary evil. Ordinary middle class families can- and must-find ways to avoid them, even without scholarships.

* College “rankings” are useless-designed to sell magazines and generate hype. If you trust one of the major guides when picking a college, you face a potential financial disaster.

* The elite graduate programs accept lots of people with non-elite bachelors degrees. So do America’s most selective employers. The name on a diploma ultimately won’t help your child have a more successful career or earn more money.

Zac can prove every one of those bold assertions – and more. No matter what your current financial situation, he has a simple message for parents: “RELAX! Your kid will be able to get a champagne education on a beer budget!”

So much has changed…and yet, so much is exactly the same. Debt-Free Living has sold more than 300,000 copies in the two decades since Larry Burkett first laid down the challenge to live debt-free lives. And now, on the heels of the debt-fueled debacle that was 2008-2009, we need this message now more than ever.

With people’s credit, mortgages, car payments, salaries, commissions, and bills fluctuating daily, Debt-Free Living has never looked more attractive. This bestselling book has been updated and revised to reflect today’s realities alongside timeless biblical truth. Learn about the origin of most financial troubles and break out of the debt cycle. Debt-Free Living is a necessary resource to battle the ever-present temptation and trappings of more and more debt that keep weighing you down.

Tired of getting to the end of the money before you get to the end of the month? Wish you were in control?

If you’re afraid to open your bills, if you’ve never added up how much you owe, if you can’t even imagine being debt-free, it’s time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what’s really important. Debt-Free Forever is Gail’s step-by-step guide, and she’ll show you how to:

figure out how much you’ve actually been spendingcalculate how much you owe—and what it’s costing youbuild a budget that worksmaximize your debt repayments so you can be free of consumer debt in 3 years or lessprepare for a rainy day so it doesn’t mean a major setbackset goals for your new, debt-free life

Make no mistake: Getting out of debt isn’t easy. But in Debt-Free Forever, Gail gives you a clear strategy and the steps needed to implement it. So if you’re finished with excuses, overdue notices, and maxed-out credit cards, pick up this book, follow Gail’s plan, and start becoming debt-free forever.

Tired of getting to the end of the money before you get to the end of the month? Wish you were in control?

If you’re afraid to open your bills, if you’ve never added up how much you owe, if you can’t even imagine being debt-free, it’s time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what’s really important. Debt-Free Forever is Gail’s step-by-step guide, and she’ll show you how to:

figure out how much you’ve actually been spendingcalculate how much you owe—and what it’s costing youbuild a budget that worksmaximize your debt repayments so you can be free of consumer debt in 3 years or lessprepare for a rainy day so it doesn’t mean a major setbackset goals for your new, debt-free life

Make no mistake: Getting out of debt isn’t easy. But in Debt-Free Forever, Gail gives you a clear strategy and the steps needed to implement it. So if you’re finished with excuses, overdue notices, and maxed-out credit cards, pick up this book, follow Gail’s plan, and start becoming debt-free forever.