The book reflects the experienced methods that the author used to get herself out of debt, improve her credit reports and increase credit score. It has detailed steps to follow along with actual letters that can be revised to fit your needs. Information on credit agencies, consumer rights and those that governs what a creditor/collection can or cannot do is included. It guides you on ways to handle your creditors and helps take the fear out of dealing with them. Those that are experiencing a lot of debt will find this book very helpful. It will guide you through removing your debt and ways to manage your finances. There is a section on bankruptcy as a last resort. Pick up a copy it is well worth the cost. Each section deals with a specific problem people have when they are in debt. One deals with the credit reporting agency; another with the documents you will need to begin your project. A short summary is given at the end of each section as a reminder of what you read. This book is small in size but full of valuable information that can be used over and over. It can be shared with other family members or friends. If you are having a problem with debt, wanting to know how to improve your credit report, ways to increase your credit score or ideas on managing your finances this is the book for you. It will help you to get out of debt and be well on your way to a debt-free life. What you will save in paying bills will more than pay the cost for this valuable book 10X over. You will want to have this book handy for years to come. You want to be debt-free, have a high credit score and able to purchase the things you want? Then get yourself a copy of “Your Self Help Guide to Debt & Credit Management.” It is now available to help others free themselves of those over bearing debts.

Too many doctors are carrying perpetual debt and giving away a large chunk of each paycheck as interest to the bank. The Doctors Guide to Eliminating Debt can show you how to pay off debt faster than you imagined—including your house.

Being in debt is not a default condition. Understand the real cost and that it’s not too late to change the course of your financial life. Being debt-free is empowering, liberating, and invigorating, but most doctors don’t realize they can do it without significant sacrifice.

If you are feeling trapped by your financial obligations, realize there is a way out. In this book, you’ll find what you need to know to:

–Choose the best path if you are drowning in debt
–Recognize biased financial advice
–Pay off student loans and your house—faster than you expected
–Balance spending, loan repayment, and investing
–Make compound interest work for you, instead of against you
–Retire sooner than you expected

This second book in The Doctors Guide series shows you how to establish control of your money—and ultimately your life.

Do you feel overwhelmed or confused trying to make sense of all the financial products and services out there? Are you worried that you’ll run out of money when you retire? Do you rely on others to make financial decisions for you? It’s My Money! will answer your questions about budgeting, saving, investing and managing your money. The guidelines in this book will set you on the path to financial independence and security. You’ll build that nest egg and watch it grow. You’ll know what you own and why you own it. Money doesn’t buy happiness, but it does give you options. When you’re in control of your money, you’re in control of your life!

Would You Like to Have Zero Debt?

Eight out of 10 Americans owe some form of debt. So there’s a good chance that you, or someone you know, would like to become debt free. From excessive credit card bills and mounting student loans to hefty car payments and big mortgages, debt can be crippling – and not just financially.

Debt takes a toll on you in many ways. It hurts your ability to save, invest and create a better life. It impacts your physical, mental and emotional health. Too much debt even spoils relationships, leading to arguments about money and divorce.

Whether you recently got into debt due to circumstances beyond your control, or your own poor choices have kept you in debt for as long as you can remember, know this: Debt does not have to remain a way of life. Regardless of your situation, you can get on the road to financial freedom – and you can do it yourself in the next 30 days!

If you want to dig yourself out of debt once and for all, you need an action plan. This book is your step-by-step, 30-day plan to jumpstart your finances. It’s simple. It’s easy to understand. And it works.

Zero Debt teaches you the exact strategies the author used to pay off $100,000 worth of credit card bills in just three years – without ever missing a single payment. If she can do it, so can you!

In this revised and completely updated version of Zero Debt, you’ll discover:

The best ways to pay off credit card debts (spoiler: it’s not what 99% of experts tell you) How to eliminate your student loans and reduce auto loans Spending and budgeting tips anyone can use – even shopaholics Insider secrets to negotiating with credit card companies and fixing your credit Your legal rights – and what bill collectors can and can not do under the law Recommendations for reputable debt management firms and credit counselors How to shore up your overall finances so you never go back into debt again

Wouldn’t you like to be free from financial worries? Don’t you want to rest at night knowing your bills are paid? You can have peace of mind when it comes to money matters. It all starts by eliminating excessive debt, and using time-tested strategies to save your hard-earned cash.

The Money Champ’s Guide to Getting a College Degree Debt Free gives you the blueprint on how to attend college without falling into substantial debt. Through sharing his personal story, tips and strategies, podcast interviews, and other resources, Nick Blair shows you the key to success. In this book, you will discover: • The proper way to prepare financially for college • How to find your area of interest before you graduate high school • Strategies on picking the right classes for your future • How to find and get the best and most advantageous scholarships and grants • Creative ways to generate more income while in college • Money and time-management principles and savings strategies • Real-life scenarios to think through and role play

Get out of debt and stay out with the help of Dave Ramsey, recently seen by millions of Today Show viewers. His practical regimen, first set forth by The Financial Peace Planner, which will be published by Penguin in January 1998. Loaded with inspirational insights that come from personal experience, this set of books is the most valuable purchase a debt-ridden reader can make.

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Credit Repair

The Ultimate Credit Repair Guide: Credit Repair Strategies To Increase Your Credit Score Forever!

They say money is what makes the world go round and those who have the money make the rules. For many people this may be true and with the availability of credit now so accessible to everyone it seems that the game has changed sometimes for the better but for others the worst. When we are in debt we live in a world of fear. We sit in our homes waiting for people to come knocking on our door demanding money. They call us at all hours of the night demanding that we pay them and even threaten us with fines and jail time. The truth is that when you have bad credit is does effect your life but it doesn’t have to ruin your life. When looking at the world around us we can see that debt is everywhere. Look at the United States itself. Trillions of dollars in debt and growing every year. With debt being such a problem people are constantly on the lookout for a quick solution to fixing their credit. The truth is that there is only one solution to fixing your debt. It may seem simple but it is the only way. Contained within this book is the answer to that question along with some tips and tricks that will help you get started right away. So if you are deep in debt $10.00 or $10,000 or more download this book. You will be shocked at this simple solution that no one does but everyone is able to do.

Getting Your FREE Bonus

Download this book, read it to the end and see “BONUS: Your FREE Gift” chapter after the conclusion.

Chicken Coop (FREE Bonus Included): Simple Start For Beginners. How To Raise Your Chickens Healthy And Happy

This book is about raising chickens the happier and the healthier way and is ideal for those who are beginning to raise chickens. There’s a chapter on the breeds of chicken, with both descriptions and pictures of both layers and broilers. A clear distinction has also been made between the heritage and the hybrid breeds, making it easier for to choose the breed you want to keep, whether for eggs or for meat.

There’s also a section that talks about the chicken coop, with reasons as well as benefits for making a DIY chicken coop instead of buying a ready-made one.

In this book, you will also learn how to feed your chickens, plus the various foods that you should and those that you should not give your chickens (if you want to get high egg and meat produce).

The author has also listed for you a step to step guide on how to clean a chicken coop and also how to take ultimate care of your chickens. To get you started, the author has included information on how you can raise your chickens the happier and healthier way by ensuring that you have enough space for them. There is also information on the important things to be included in the chicken coop and how to make them.

Heavy with the information you need about raising chickens, you can do yourself justice by getting the copy of this book before it is too late.

Download your E book “Chicken Coop: Simple Start For Beginners. How To Raise Your Chickens Healthy And Happy ” by scrolling up and clicking “Buy Now with 1-Click” button!

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Each one of us have at least two things in common. Money and dreams! What separates one person from another is when one person’s money or problems with money keeps them from their dreams. Those that are able to get control of their finances are the ones who are able to do what they love! If you have found yourself having more month than money or you are just trying to save more money then this is the book for you! Ja’Net speaks all over the country about the steps she took to pay off $50,000 of debt in 2 1/2 years and she shares those exact steps in this book! “Debt Sucks! Everyone’s Guide To Winning With Money So They Can Live Their Dreams!” will show you how to: Determine what your dreams and how to make those dreams reality. Create a “spending plan” that will allow you to still have fun while also getting out of debt! Build an “In Case You Are Breathing Fund” to have money for all emergencies. Turn your hobby into a business that makes you money! Find a better paying career in the “new economy.” AND SO MUCH MORE!

Have you ever listened to real debt collection calls from real debt collectors telling lies? I have a lot of them and here are three that show the lies and deceit. And I confront them on it. They are within this book. This book is about how to defend yourself, using transcripts from conversations I have had with debt collectors. It shows you the collection process, how the collector must proceed, and what to do if they do not. It shows how to hold conversations with them, what paperwork to file and even an example of how to respond to a lawsuit. Yes, you can do that yourself. What I want to do is show you the rules of the game and how they are applied. If you are aware and know the rules of the game, it is much easier to defend yourself.