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Debt Review is a process in terms of the National Credit Act for over indebted consumers. The purpose of the act is to protect the over indebted consumer against Credit providers. The first step in the process is to get the help from a debt counsellor and we do recommend that you do work with a company that has a NCR number and thus is registered with the NCR.

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Many South Africans find themselves facing the issue of debt. And having to face the music by tackling the money they owe could see some need debt counselling. Paul Slot, president of the Debt counsellors association joins CNBC Africa for more.