In this best-selling budgeting bible, you’ll get the motivation and know-how for building up a big stash of emergency cash, getting out of debt, making sure you never run out of money, and avoiding the 11 worst budget traps (that will ruin your financial plans if you let them!)

Find out the most important things that you can do to take control of your money and pay off debt. Get the tools and the knowledge you need to finally get ahead. You’ll learn a complete budget system that works for beginners and takes only 15 minutes per week to maintain.

This is a straightforward budget planning method that will completely transform your finances, and eliminate your money worries once and for all.

If you are looking for a common-sense approach to personal finance and money management, then Personal Finance For Beginners In 30 Minutes, Vol. 1 is for you! In just a half-hour, you’ll pick up practical tips and even a few tricks that will help you control spending, reduce debt, and take a smarter approach to managing your financial resources.

Personal Finance For Beginners In 30 Minutes, Vol. 1 does not feature heavy-duty financial jargon or gimmicky “easy money” schemes. Instead, the guide uses common sense, easy-to-understand language, and lots of examples to show you how to cut expenses and save more money for the things that really matter in life. Topics include:

Aligning spending with priorities Income, assets, and equity Flexible vs. fixed expenses Limiting luxury spending and online shopping How to shave thousands off of telecommunications and utility bills Cutting car costs Refinancing explained Dealing with credit card debt Online banking and alternative payment systems Using software to track expenses and budgets

The ultimate goals of Personal Finance For Beginners In 30 Minutes, Vol. 1 are to help you understand your finances, cut costs, and make sensible decisions about spending which are aligned with your life priorities. Some of the tips can help you start saving hundreds or even thousands of dollars on everything from cable TV to credit cards.