STORYTIME ON MY DEBT JOURNEY: How I got into it and how I got myself out of it. I talk a lot on here about luxury fashion and lifestyle including brands we all love here – from Chanel to Dior. But with such things comes the need to be able to pay for them. Social media has so many amazing positives, but it also encourages us all to put our best face forward! To show the fruits of our labor and not the labor itself! Debt is a real cause for concern and SO often it’s a taboo subject, one that no one wants to admit to or talk about. My debt started when I enrolled in university. Combination of me being very immature and inexperienced in terms of managing a budget that needed to cover rent/food/books…. AND, the need to still hold-down a social life at university, which meant joining peers when everyone went out in the evenings, to the cinema, shopping etc.
I didn’t tell anyone about my debt because I was frightened, I didn’t want a lecture (I already knew I was a fool for getting myself into it!) and I was embarrassed. Debt affects most of us at some point in our lives; whether it’s credit cards or a mortgage – but the debt spiral can be a hole that is near impossible to get out of. In this I tell you how my debt started with me wanting a packet of free coloring pencils (don’t ask), it then got so big that my salary wouldn’t cover the minimum payments. BUT, I dug my way out of it!! I want to share with you how I did that and let you know, you’re not alone and there is light at the end of the tunnel!

MY DEBT & MONEY VIDEOS: http://bit.ly/2u2nLMv

/////MY CRYSTALIZED CUSTOM iPHONE: http://bit.ly/2FKg0AA
Please check out my friend Saima’s website & Instagram, she can do amazing things with crystals!! 😀
http://bit.ly/2FKg0AA

———// WHAT I WORE //——–

PINK TWEED JACKET
From Sister Jane in 2017: https://amzn.to/2Gw8FIs
Similar (not the same colour but the cut is pretty exact!): http://bit.ly/2InVfeb

KNIT TOP
http://bit.ly/2EdtKS8

LIPSTICK “Just Nothing”
http://bit.ly/2I2Ml5z

LASHES (Designed for subtle day wear, up to 3 months wear)
http://bit.ly/1N1V4B0

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POPULAR VIDEOS

Designer handbag collection: https://youtu.be/bySHx0vJyQY

My Chanel Collection: https://youtu.be/VnZ7i6JAAt8

My Paris Luxury Shopping Unboxing: https://youtu.be/3zvStODnnxI

Collecting My New Bentley vlog: https://youtu.be/JehydMK_zU4

Luxury Lifestyle videos: http://bit.ly/2wVt4gZ

Luxe Fashion Shopping Blogger Lookbooks: http://bit.ly/2ukSClU

Porsche 911 video: https://youtu.be/fZfztCkA1kY

Money, Wealth, Business, Motivation & Positivity: http://bit.ly/2u2nLMv

Supercar Lifestyle videos (Lamborghini, Porsche, Ferrari, Bentley):

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B L O G : http://www.sophieshohet.com

///Where I had Lipo Laser & Fractional laser done: http://bit.ly/2i3Tr1o

///Where I have my hair done: http://bit.ly/2upYMD0

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I N S T A G R A M : http://www.instagram.com/sophieshohet

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S N A P C H A T : Sophie5271

D E P O P : SophieShohet (Search under the “People” filter or else you won’t find me!)

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Mail me ! ?

PO Box 107
Surrey
GU25 9BL
UK

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// DISCLAIMER
This is not a sponsored video.

Some links to products are affiliate, I try and link to the exact item where possible but if it’s sold out, I will link to the closest similar item.

Thank you to my lovely subscribers for watching and for your support, it is valued and appreciated more than you can imagine.

The unwilling Ricci wife… 

Angelina’s world is shattered when Lorenzo Ricci walks through the door of her engagement party and demands she call off the wedding—because she’s still married to him! She left the formidable Italian to save her heart, but now, with her family business at stake, Angelina must consider his terms… 

In need of an heir, Lorenzo will use any means to reclaim his wayward wife and return her to their marriage bed. He’ll make her debts disappear if she repays him…in desire! The chemistry may be alive and well between them, but can they survive their tempestuous reunion unscathed?

Coming soon! A Debt Paid in the Marriage Bed by Jennifer Hayward will be available Feb 21, 2017.

Senator Richards is a dirty senator; he’s borrowed money from the Italian mob and is unable to pay them back. Calix has wanted the Senator’s daughter, Anya, since he first saw her when she was 18. He tried ignoring his attraction to her and the unusual pull she had, with her being so young. But here he was four years later and still wanting her.

Anya hates all self-important men. Any man who has anything in common with her father is not a man she wants to know or be near. So when Calix walks up to her at one of her father’s banquets inviting her to dinner, she rudely blows him off.

Calix, having waited years for Anya, is pissed when Anya rejects him and snubs him. So with her father owing his uncle a lot of money, a bargain was struck where everyone except Anya can get what they want. But when bargains are made and people are betrayed, the ends may justify the means. But can Calix and Anya survive the end?

Warning: This book is a dark romance meant for mature listeners due to sexual content.

“We’ve got gypsies!” Old Grimsy, Marsden-Lacey’s cantankerous town gossip, warns the patrons of The Traveller’s Inn one golden autumn afternoon. Soon, the quaint Yorkshire village is playing host to a family of exotic Romanis, three colorful narrowboats, and a rough bunch of Russian mafiosos who’ll stop at nothing to get their hands on a royal treasure lost to time. Martha Littleword and Helen Ryes find themselves up two their necks in chasing mobsters, running from Russians, inciting ghostly visitations and wreaking havoc in their love lives. Chief Johns has his work cut out for him keeping the villagers from rioting, corralling two adventure loving Southern girls and investigating the frightful deaths of two innocent women who knew too much. For good measure, Martha and Helen will throw in some sassiness, mix well with laughter, and add three heaping helpings of love from two cats and one fearless canine hero, Amos. It’s mystery and high jinks that only two Southern women, can pull off with fun, flair and the occasional bowl of jambalaya served cajun style.

This book can save you more than $100,000.

These days, most people assume you need to pay a boatload of money for a quality college education. As a result, students and their parents are willing to go into years of debt and potentially sabotage their entire financial futures just to get a fancy name on their diploma.

But Zac Bissonnette is walking proof that this assumption is not only false, but dangerous-a class con game designed to rip you off and doom your student to a post-graduation life of near poverty . From his unique double perspective-he’s a personal finance expert (at Daily Finance) AND a current senior at the University of Massachusetts-Zac figured out how to get an outstanding education at a public college, without bankrupting his parents or taking on massive loans.

Armed with his personal knowledge, the latest data, and smart analysis, Zac takes on the sacred cows of the higher education establishment. He reveals why a lot of the conventional wisdom about choosing and financing college is not only wrong but hazardous to you and your child’s financial future. You’ll discover, for instance, that:

* Student loans are NOT a necessary evil. Ordinary middle class families can- and must-find ways to avoid them, even without scholarships.

* College “rankings” are useless-designed to sell magazines and generate hype. If you trust one of the major guides when picking a college, you face a potential financial disaster.

* The elite graduate programs accept lots of people with non-elite bachelors degrees. So do America’s most selective employers. The name on a diploma ultimately won’t help your child have a more successful career or earn more money.

Zac can prove every one of those bold assertions – and more. No matter what your current financial situation, he has a simple message for parents: “RELAX! Your kid will be able to get a champagne education on a beer budget!”

“What am I to him? A contract? A convenient solution?” 

Laura Townsend’s plan to reclaim her family’s merchandise backfires when she creeps into moneylender Philip Rathbone’s house and threatens him with a pistol, only to find him reclining naked in his bath! 

The last thing she expects is to see this guarded widower on her doorstep a couple of days later armed with a very surprising proposal. A marriage of convenience may be Laura’s chance to reclaim her future, but she won’t settle for anything less than true passion. Can she hope to find it in Philip’s arms? 

“Lee’s novel hits the sweet spot.” —RT Book Reviews on Engagement of Convenience

Berlin detective Jan Tommen expected to wake up with a hangover—not a murder charge. But a well-known judge has been brutally killed and hard evidence places Jan at the crime scene. When disturbing gaps in Jan’s memory make finding an alibi impossible, the case against him looks open and shut.

Faced with life on the inside, Jan flees police custody to take refuge with an old friend deeply enmeshed in the capital’s seedy underworld. Hampered by a citywide manhunt, Jan soon finds that investigating leads while eluding capture isn’t easy. Before long, he’s relying on a team of misfits for help, including an icy blonde medical examiner and a brilliant but reclusive computer whiz.

When a lucky break leads Jan to connect the murders to a heinous trafficking ring, the team risks it all to find answers. Meanwhile, the body count continues to rise and the police department starts to close in. Desperate to prove his innocence, Jan must identify the true killer—before his time finally runs out.

Give your business a successful credit and collections plan with this easy and clear guide

Over 100,000 businesses have slow or non-paying customers. Yet very few actually have a workable plan for claiming the missing revenue that results. This book gives you a complete solution and tool set to ensure your business maximizes its collections while maintaining an effective, profitable credit plan.

You’ll discover how to set up an efficient in-house credit policy that not only lets you collect more debts, but also boost sales, increase cash flow, and grow profits. Step-by-step credit management instructions show you how to weed out bad-paying customers, add more good-paying customers, collect on past-due balances, avoid bad debt, and limit credit risk.Contains all needed forms to set up and implement an effective credit policyAuthor is a popular columnist for several newspapers and national magazines, and appears regularly in the media as a go-to authority on debt

Get Paid enables you to decide what matters most to your business when it comes to billing, payment terms, pricing, cash flow, and more, then set up the systems to meet these goals and increase profitability.