In this video, one woman describes the financial rules and tips that helped lower her costs and create a budget that let her get (and stay) out of debt.

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With the publishing of the Rules, Court-Annexed Mediation becomes a reality in South Africa’s Civil Justice System on 1 December 2014 at certain Magistrates courts. The Rules offer an opportunity to attorneys to represent their clients during the voluntary mediation process. LEAD offers a 5-day workshop (tamara@LSSALEAD.org.za) to train attorneys as mediators.This video gives a short summary of the Rules

The Golden Rules of Debt Counselling (JN)

Nowadays, many young people often find that their lives are difficult, despite hard working, the income barely enough for daily necessities. While, some others have more comfortable lives with just the same amount. What’s the problem? Tighten belt helps them get extra monthly saving? Or they spend less? Or even an extra income?

Have you even considered to your unsuitable spending ways, you may not take a full use of incentives offering by service providers? So how does financial management work? How to live comfortably having regular monthly surplus? If you are asking yourself these 3 questions. My share of  – RULES OF MONEY MANAGEMENT FOR DEBT FREE AND BETTER SLEEP – should be just for you.

Audiences usually stuck in their regret feelings of wasting their money and hope to turn back the time!

Through this book, you will learn how to become a financial manager for yourself. People see numbers are complicated and difficult. For the 8 methods of increasing income and 7 ways for wise saving revealed in this book, you will be guided clearly and in detail that just make everything becomes so simple

Whatever your starting point, this book provides you methods to manage your finance. You can definite exactly how much money you own. This is a very important step for well-being in the future. You learn how to invest your financial resources in the most effective way!

Earning money is important, and how to manage it even each penny is the same  –  Lisa Casey

Please refer the table of content and buy it now with single click.

Table of contents:

Introduction

Chapter 1 – Money Management 

Effort-Less Ways to Increase your Income Dues to pay for, when earning more

Chapter 2 – Planning for monthly balance

Planning for monthly spending Planning for monthly income Overall managerment of monthly balance

Chapter 3 – Budgeting Basecamp

Budgeting Simple Tools for Budgeting Budgeting Rules Tips (Steps on sticking/Making a Budget)  Benefits of Budgeting Wants versus Needs

Chapter 4 – Increasing the Income (8 Ways to Increase Your Income)

No.1 Do some freelancing gigs No 2. Sell some stuff online or offline No 3. Put up your own mini business or franchise—whether on your own or with friends No 4. Carpooling and driving No 5. If you have a blog, make money out of it No 6. Draw a crowd No 7. Finding a roommate No 8. Passive Income

Chapter 5 – Strategies for Saving

Below are different strategies that will help you save money 7 Other practical strategies to save money

Chapter 6 – The Downside of Money Management 

Disadvantages of Using Credit Cards Disadvantages of Using Debit Cards Using debit cards and credit cards with an inconsistent income

Chapter 7 – Financially Free

Spending money wisely How to budget for retirement allowance? Things that elderly people forget to prepare for

Conclusion. 

From the author of the international bestseller Debt: The First 5,000 Years comes a revelatory account of the way bureaucracy rules our lives  

Where does the desire for endless rules, regulations, and bureaucracy come from? How did we come to spend so much of our time filling out forms? And is it really a cipher for state violence?
 
To answer these questions, the anthropologist David Graeber—one of our most important and provocative thinkers—traces the peculiar and unexpected ways we relate to bureaucracy today, and reveals how it shapes our lives in ways we may not even notice…though he also suggests that there may be something perversely appealing—even romantic—about bureaucracy.
 
Leaping from the ascendance of right-wing economics to the hidden meanings behind Sherlock Holmes and Batman, The Utopia of Rules is at once a powerful work of social theory in the tradition of Foucault and Marx, and an entertaining reckoning with popular culture that calls to mind Slavoj Zizek at his most accessible.
 
An essential book for our times, The Utopia of Rules is sure to start a million conversations about the institutions that rule over us—and the better, freer world we should, perhaps, begin to imagine for ourselves.

From the author of the blockbuster international bestseller Debt: The First 5,000 Years comes a revelatory account of the way bureaucracy rules our lives

Where does the desire for endless rules, regulations, and bureaucracy come from? How did we come to spend so much of our time filling out forms? And just how much are our lives being ruined by all this nonstop documentation?

To answer these questions, anthropologist David Graeber—one of our most important and provocative thinkers—traces the peculiar and unexpected ways we relate to bureaucracy today and reveals how it shapes our lives in ways we may not even notice. Is the inane, annoying paperwork we confront every day really a cipher for state violence? And is the capitalist promise of salvation-through-technology just a tool for the powerful to exert more control? Graeber provides a forceful, radical answer to these questions, though he also suggests that there may be something perversely appealing—even romantic—about bureaucracy.

Leaping from the ascendance of right-wing economics in the second half of the twentieth century to the hidden meanings behind James Bond, Sherlock Holmes, and Batman, The Utopia of Rules is at once a powerful work of social theory in the tradition of Foucault and Marx, and an entertaining reckoning with popular culture that calls to mind Slavoj ?i?ek at his most accessible.

An essential book for our times, The Utopia of Rules is sure to start a million conversations about the institutions that rule our lives—and the better, freer world we should, perhaps, begin to imagine for ourselves.

Inside the engine-room of China’s economic growth—the China Development Bank

Anyone wanting a primer on the secret of China’s economic success need look no further than China Development Bank (CDB)—which has displaced the World Bank as the world’s biggest development bank, lending billions to countries around the globe to further Chinese policy goals. In China’s Superbank, Bloomberg authors Michael Forsythe and Henry Sanderson outline how the bank is at the center of China’s domestic economic growth and how it is helping to expand China’s influence in strategically important overseas markets.

100 percent owned by the Chinese government, the CDB holds the key to understanding the inner workings of China’s state-led economic development model, and its most glaring flaws. The bank is at the center of the country’s efforts to build a world-class network of highways, railroads, and power grids, pioneering a lending scheme to local governments that threatens to spawn trillions of yuan in bad loans. It is doling out credit lines by the billions to Chinese solar and wind power makers, threatening to bury global competitors with a flood of cheap products. Another $45 billion in credit has been given to the country’s two biggest telecom equipment makers who are using the money to win contracts around the globe, helping fulfill the goal of China’s leaders for its leading companies to “go global.”

Bringing the story of China Development Bank to life by crisscrossing China to investigate the quality of its loans, China’s Superbank travels the globe, from Africa, where its China-Africa fund is displacing Western lenders in a battle for influence, to the oil fields of Venezuela.

Offers a fascinating insight into the China Development Bank (CDB), the driver of China’s rapid economic developmentTravels the globe to show how the CDB is helping Chinese businesses “go global”Written by two respected reporters at Bloomberg News

As China’s influence continues to grow around the world, many people are asking how far it will extend. China’s Superbank addresses these vital questions, looking at the institution at the heart of this growth.

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