No Matter Where You Start, David Bach Can Help You Live and Finish Rich

With his national bestsellers Smart Women Finish Rich and Smart Couples Finish Rich, renowned financial advisor and educator David Bach has taught millions of people of all ages and incomes how to take control of their financial future. His message, that the key to building wealth is “values first, stuff second,” has inspired people all over the world. Now, The Finish Rich Workbook gives couples and singles alike a new opportunity to tailor his advice for their individual circumstances. Combining the down-to-earth, jargon-free approach that has made him so popular with the hands-on practicality of a workbook, this new addition to the Finish Rich series is like having a one-on-one session with David Bach. You will learn how to:

• Use the power of the Latte Factor™, David Bach’s international recognized approach to building wealth on a few dollars a day.

• Apply the Debt Free SolutionTM, a powerful way to reduce debt quickly and repair your credit in the process.

• Organize your financial life in minutes with the FinishRich Inventory Planner™ and File Folder system, including a pull-out summary of where you stand financially.

• Craft a personalized FinishRich QuickStart™ plan–a to-do list for today, this month, and this year, so you can get started right away.

• Find the perfect financial advisor by using the FinishRich Advisor Questionaire™ to find, interview, screen, and score an advisor before you hire them.

Whether you’re working with a few dollars a week or quite a bit more, Bach’s nine-step program will help you put the Finish Rich wisdom right to work for you.

A simple, straight-forward game plan for completely making over your money habits!

Best-selling author and radio host Dave Ramsey is your personal coach in this informative and interactive companion to the highly successful New York Times bestseller The Total Money Makeover. With inspiring real-life stories and thought-provoking questionnaires, this workbook will help you achieve financial fitness as you daily work out those newly defined money muscles. Ramsey will motivate you to immediate action, so you can:

Set up an emergency fund (believe me, you’re going to need it) Pay off your home mortgage?it is possible. Prepare for college funding (your kids will love you for it) Maximize your retirement investing so you can live your golden years in financial peace Build wealth like crazy!

With incentive exercises that really do exercise your spending and saving habits, Ramsey will get your mind and your money working to make your life free of fiscal stress and strain. It’s a no-nonsense plan that will not only make over your money habits, but it will also completely transform your life.

Product Features

• Great product!

Live, laugh, learn….This is the workbook to complement the audio and text of Good Debt, Bad Debt (Penguin 2005, 2007). It is also used at SFLToday.org Workshops and in our video classes and as the starter courses for those personally coached by Jon Hanson. The workbook contains approximately 80 pages. Several original cartoons and slightly sarcastic expanded explanations on Houses, Spouses, and Cars! Oh my! Here is a breakdown of topics (aside from an overall understanding of debt and time). Table of Contents Preface: It’s about time and money! 4 Positive Thinking Isn’t Enough 6 Habit 7 The Daily Practice 7 Most Everything Good Happens in the First Six Feet 7 The Picture of Good Stewardship 9 The Practice of Good Stewardship 10 The Promise of Good Stewardship 12 I Know, You’re Different, Snowflake… 12 Good Debt, Bad Debt Workbook 17 Q&A Chapter 1- The Debt Effects, the Invisible Hand of Debt 18 Q&A Chapter 2- Emotional Hostage: How Do I Get Free From Me? 19 Q&A Chapter 3- Burn Rate: Spending. Not Income, Determines Wealth 21 Q&A Chapter 4- Delayed Gratification Don’t Wait to Get It! 23 Q&A Chapter 5 – I Don’t Know About My Past, But My Future is Spotless. 26 Q&A Chapter 6 – What if You Live? 29 Q&A Chapter 7- Real Estate 34 Real estate rant: 35 Q&A Chapter 8 – Driving My Life Away 40 Car Salesman: 42 Q&A Chapter 9 – Do I Have Records? 43 Tax rant: 46 Q&A Chapter 10 -You Married Who? 46 Q&A Chapter 11 – Debt Warfare: When Push Comes to Shove 51 Negligent Spendicide?: 54 Teach your children well… 55 References 55 10 Year Guarantee 57 (Test Only 16 pages) Stewardship for Life’s Financial Literacy Basics 58 Test Answer Key Only 123 questions 74
“Life is great when you spend less than you make!” SFLToday.org “Emotional spending is the ‘drunk driving’ of financial stewardship.” Jon Hanson, March 5, 2014

A Clear and Effective Approach to Learning DBT Skills

First developed for treating borderline personality disorder, dialectical behavior therapy (DBT) has proven effective as treatment for a range of other mental health problems, especially for those characterized by overwhelming emotions. Research shows that DBT can improve your ability to handle distress without losing control and acting destructively. In order to make use of these techniques, you need to build skills in four key areas-distress tolerance, mindfulness, emotion regulation, and interpersonal effectiveness.

The Dialectical Behavior Therapy Skills Workbook, a collaborative effort from three esteemed authors, offers straightforward, step-by-step exercises for learning these concepts and putting them to work for real and lasting change. Start by working on the introductory exercises and, after making progress, move on to the advanced-skills chapters. Whether you are a professional or a general reader, whether you use this book to support work done in therapy or as the basis for self-help, you’ll benefit from this clear and practical guide to better managing your emotions.

This book has been awarded The Association for Behavioral and Cognitive Therapies Self-Help Seal of Merit — an award bestowed on outstanding self-help books that are consistent with cognitive behavioral therapy (CBT) principles and that incorporate scientifically tested strategies for overcoming mental health difficulties. Used alone or in conjunction with therapy, our books offer powerful tools readers can use to jump-start changes in their lives.

Find more help online at cbt-self-help-therapy.com. CBT Self-Help Therapy offers web-based treatment for borderline personality disorder (BPD) and emotion dysregulation based on the book The Dialectical Behavior Therapy Skills Workbook. This interactive program can be used by clients working on their own, or their therapists can monitor their work on the secure server. Other modules in CBT Self-Help Therapy offer treatment for stress, anxiety, depression, and anger.