There is a lot of fake news about debt counselling filled with promises of payment holidays and savings.

Don’t believe the hype! If you’re struggling to repay your debts, speak to your bank first before going to a debt counsellor.

Find out more at ncr.org or on our website: http://bit.ly/3v4x1jD

There is a lot of fake news about debt counselling filled with promises of payment holidays and savings.

Don’t believe the hype! If you’re struggling to repay your debts, speak to your bank first before going to a debt counsellor.

Find out more at ncr.org or on our website: http://bit.ly/3v4x1jD

It’s that time of year when we all make promises to ourselves about getting out of credit card debt. It’s time to take yourself seriously. Credit Cards are instruments of modern financial slavery and the sad truth is most of us do this to ourselves. Nobody forces us to rack up credit card debt. We usually justify it to ourselves but saying “I deserve this” or something like that. But the truth is the things we put on the credit card rarely buy us any happiness and serve only to force us into working for someone else’s benefit. So it’s time to make 2022 that year that you finally took yourself seriously enough to control your spending and free yourself from the slavery of credit card debt. You can slow the bleeding by getting yourself a new card that offers 0% interest on balance transfers for 12-18 months and no balance transfer fee. That buys you time. But the real work to be done is to get that spending under control!

#GetOutOfDebt #CreditCardDebt

Visit us online – https://www.debtreview-sa.co.za/

WHAT IS DEBT REVIEW?

Debt Review is a process in terms of the National Credit Act for over indebted consumers. The purpose of the act is to protect the over indebted consumer against Credit providers. During the debt review process the debt counsellor will draw up an income and expense document and thus determine how to compile a debt repayment plan.

The “D” word. Get your mind out the gutter we are not talking about that D.

For More Detailed Information Please Click Here: http://bit.ly/2xoSCp7

Praise for Author’s Last Book:
“Confessions of a Credit Junkie is presented in a conversational tone, without confusion, techno-speak complexity or excessive industry jargon. The book breaks through delusion and naiveté and can, given a chance, inspire even the most wide-eyed spender to avoid the pit of debt that snared Harzog and so very many others.
–Creditcardinsider.com

If you’re in credit-card debt and you’re tired of being told that all you need to do is give up your daily latte–and cut up all your credit cards–this is the book for you.

Former credit junkie Beverly Harzog racked up thousands of dollars in credit-card debt during a decade of overspending. When she decided she wanted to break free from debt, she found that conventional advice about personal finance didn’t work for her.

So, Beverly created her own unique debt escape plan and succeeded in paying off more than $20,000 in credit card debt in two years.

In The Debt Escape Plan, you’ll find easy-to-follow advice, often laced with a touch of Southern humor, to help you conquer–and stay out of–credit-card debt.

In this much-needed book, you’ll learn:
Why a one-size-fits-all approach to credit card debt doesn’t work.
How to use the Money Personality Quiz to customize your own debt escape plan.
The nine biggest debt mistakes and how to overcome them.
Seven secrets for giving your credit score a quick boost.
how to overcome the hardships of medical bills.
How to debt-proof your future so this never happens to you again!

Is there a way to get out of debt without getting a second job or having to increase your income? Can the average Joe or Jane pay off their bills in a short period time? What about that mortgage or car payment? Could you pay those off as well? If you thought the answer was NO, you’d be wrong. The answer is a resounding YES! You may not be able to live an extravagant lifestyle for the time being and it will require some discipline but you can do it without having to cut out all of your fun and enjoyable activities. All you need is education, desire and a clear understanding of your options. That’s exactly what our new book “Debt Relief Secrets” provides you. You have probably heard the phrase, “…bad things happen to good people.” Every year there are more good people who experience bad things especially where it concerns finances. Many people find themselves trapped in a sea of debt and more aren’t sure how they even got there. We can all blame the creditors, and yes they certainly hold a big piece of the Blame Pie, but the bottom line is no one will help us unless we choose to help ourselves. For those people who do not have a complete grasp on how important it is to educate yourself about debt, don’t wait another minute! There really is no reason to live your life in constant fear of debtors. There is hope! Once you have a complete understanding of your debt you can begin to experience debt relief. Not only that but you will begin to see your debts reduce month by month. Almost before you know it, not only will your debt be eliminate but you will also find that your credit worthiness has grown tremendously. Don’t wait another minute. Grab your copy of “Debt Relief Secrets” and begin to experience your own results! You won’t believe the peace of mind you experience when you undergo the debt relief transformation!

Are your finances starting to mount? Struggling with debt? Get real life advice from consumer bankruptcy attorney Lorena Saedi, founder of a top consumer bankruptcy law firm firm and featured radio and TV consumer law and bankruptcy expert. Lorena has met with thousands of people facing almost every type of debt issue. Although some need to file for bankruptcy protection, Lorena is able to help many clients avoid bankruptcy and set-up a financial restructure plan. People struggling with debt have fewer options today because of the state of the economy: loan modifications are a disaster or unavailable for many and creditors are taking more aggressive action against consumers than in the past. You need an up-to-date guide that can help you assess options, find help, discover opportunities, and take action that works. Lorena Saedi’s “At the Debt Crossroads: Protecting Yourself From Creditors” is that guide. Lorena reveals why most “conventional wisdom” about debt and repayment of debt is just completely wrong. Whether you’ve lost a job, recently become ill, or going through a divorce, having creditor’s constant bombardment can become debilitating and wreak havoc with your ability to make good decisions. This is not a book about managing your money. There are already many great resources out there, and that’s what financial professionals are for. This book addresses what you need to do before you take any action at protecting yourself or resolving your debt with your creditors. You’ll learn: – Questions you need to ask prior to making any major decisions and meeting with professionals – What to expect through different stages of delinquency – Things you need to know ahead of time if you decide to file bankruptcy – Current options you have regarding student loan and tax repayment – Facts and time frames you need to be aware of if you do need to file for bankruptcy protection – How making the wrong decision can snowball into a financial nightmare – How waiting too long will give you less options Dealing with debt issues is never easy but this guide will give you the financial knowledge to make the best decision to rebuild your financial life.

Why You Should Read This Book:

If you have debts and don’t know how you’ll get rid of them, this book is for you …
If creditors are calling you day and night to collect from you, and you don’t have a solution, this book is for you …
If you’ve wondered how long you’ll pay minimum payments, and if you’ll ever get out of debt, this book is for you …
If bankruptcy is starting to look like your only choice, this book is for you …

If you’d like to settle your debts, and wonder if you can do it yourself, this book is for you!

Inside you’ll find out how to work out a budget; how to figure out what your choices are, and decide on your best choice; you’ll get instructions on how to talk to your creditors; you’ll get negotiation insights that will help you get your best settlements with your creditors; you’ll even receive information about what to do in case you receive a lawsuit from one of your creditors (yes, that can happen, and you need to be prepared so you know what to do).

Many people have debts and need help. You might think you need to get a professional to help you negotiate with your creditors. You don’t! I owned a debt settlement company for years and I know most people can do this themselves. If you think you can, this book will show you how to settle your debts yourself.

I don’t hold back any secrets.

You can do it!

This book will show you how.

Product Features

• Used Book in Good Condition