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Happy Transfer Tuesday! What are your thoughts on $10K of Student Loan debt being canceled?

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*The links above may be affiliate links. This just means that if you make a purchase through one of the links, I make a small commission at no extra cost to you. I appreciate the support!

DISCLAIMER: I am not an expert or a financial advisor. I simply love talking about finances and want to share my journey to financial freedom and help others along the way!

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Click “Force a Lawsuit out of Court”

**Here’s how to stick it to credit card debt collectors with arbitration**

When you get sued for debt collection for a credit card debt, your original contract may include an Arbitration clause.

Use that arbitration clause against them.

Go here to find your original credit card agreement and see if it has an arbitration clause in it. https://www.consumerfinance.gov/credit-cards/agreements/

If it does, contact us at contact@solosuit.com to start your Petition to Arbitrate.

They’ll be so scared, they’ll drop your lawsuit.

USE SOLOSUIT TO WIN YOUR DEBT LAWSUIT

Use to generate your response to the petition. Seriously, we’ll file for you and even have an attorney review the document: http://bit.ly/38X0HTg

50 State Guide on How To Answer a Summons for Debt Collection: http://bit.ly/2psySjz

Looking for even more ways to stick it to the man? Listen to our Justice for All playlist on Spotify: http://bit.ly/2sbQEsZ

The Money Champ’s Guide to Getting a College Degree Debt Free gives you the blueprint on how to attend college without falling into substantial debt. Through sharing his personal story, tips and strategies, podcast interviews, and other resources, Nick Blair shows you the key to success. In this book, you will discover: • The proper way to prepare financially for college • How to find your area of interest before you graduate high school • Strategies on picking the right classes for your future • How to find and get the best and most advantageous scholarships and grants • Creative ways to generate more income while in college • Money and time-management principles and savings strategies • Real-life scenarios to think through and role play

Have you ever struggled with debt? Wait. Let me rephrase that question. Do you live in America? Did you once believe that 90 days was the same as cash? Me, too. Broke chronicles my climb out of the financial hole I dug. (By the way, you should only dig holes if you plan on filling them with treasure.) Along the way, I discovered that my debt didn’t just reflect my bad decisions. It was a spiritual issue, “for where your treasure is there your heart will also be.” Apparently, my heart was in overdraft. Broke will shine some funny hope into your messy money life. This book is for the days you feel like giving up, encouraging you to take a step closer to being debt-free. People want to know if other people are as dumb as they are – and thankfully, I am. And if I can climb out of debt, you can, too.

What is Debt Mediation and Counselling?

0.1
The topics covered in today’s video include:

? What is debt mediation?
? What is debt counseling?
? Why should you consider debt counseling or mediation?

1.1
? Debt mediation offers one way to get yourself back on the road to financial solvency.

It will help you get out of debt.

1.2
? Debt mediation allows you to sit down with your creditors and come to a mutually beneficial agreement about how to pay off your debts.

This is where you get a cheaper rate for the interest on your loan.

1.3
? Debt mediation works by lowering your interest payments to the concession rate — the lowest rate offered by the credit card company — and coming to an agreement on the amount of principal reduction.

This is when both sides are in synergy about the about of debt that should be paid, and the interest rate on the loans.

2.1
? Debt counseling is a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt.

A debt counselor is your ally in paying off debt.

2.2
? Debt counseling is also known as credit counseling.

A synonym.

2.3
? Debt or credit counseling is appropriate for individuals who are trying to pay off their debt Dollar-for-Dollar but who don’t feel they are making any headway on their own.

It might help you pay off your debts faster.

3.1
? If you want help to prioritize your payments and create an action plan for getting back in the black.

This is a good time to consider debt counseling or mediation.

3.2
? If you can’t make a payment on a debt you might want to consider debt counseling or mediation.

If your broke and in debt, then you might consider these as options.

3.3
? If you are concerned with your debt, you might want to consider debt counseling

Debt counselling might allow you to feel better about yourself when you are paying debts back.

How to Get What you Want in Divorce Mediation | Ask a Divorce Mediator // When couples decide to proceed with separation or divorce, they often feel unprepared and alone. In therapy, Parallel Wellness works with couples contemplating “Is my marriage over?”, “Should I get divorced?” and “Can i save my marriage?” In this video, we interview Paul Sweatman of Dignified Divorce Vancouver, a divorce mediator to gain insight into the mediation process, how to avoid mediation conflict, and his advice on divorce and separation. Before divorce, couples may seek couples counselling or even attend counselling for divorce and separation throughout their medication experience.

In this video, Paul covers his top divorce advice, divorce mediation tips and divorce tips for couples getting divorced, how to amicably divorce with kids, managing spousal and child support agreements, and his divorce legal advice. He also shares about supporting clients when they choose to stop divorce.

Paul Sweatman – Dignified Divorce Vancouver
www.dignifieddivorcevancouver.com
BLOG POST: Marriage as a Flight: https://www.parallelwellness.ca/marriage-divorce-mediator/

WATCH NEXT:
Stay Connected as a Couple | Gottman Seven Principles: https://youtu.be/fzEG8dUbUlg
Survive Quarantine with Your Partner: https://youtu.be/m30x7SiNbsM
Coping with Social Distancing During COVID-19: https://youtu.be/yQK-yfPQ5Ko
Gottman’s Four Horsemen of the Apocolypse: https://youtu.be/HO6kz6iyVg0
How to Make Relationships Work: https://youtu.be/ave0Kuhrxzo

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DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a small commission. There is no additional charge to you! Thank you for supporting Parallel Wellness so I can continue to provide you with free content each week!

The advice and opinions expressed in this video are not a substitute for therapy or medical treatment. The information contained in this video is intended to provide general information on matters of interest for the personal use of the viewer. While every effort has been made to ensure the information shared in this video has been obtained from reliable sources, we do not hold responsibility for any errors or omissions, or for the results obtained from the use of this information.

Any comments expressed are the opinions of individual viewers and do not necessarily reflect the view of Parallel Wellness or their associated partners.

We encourage seeking professional help if you would like support for specific concerns. If you or someone you know is in crisis and needs emergency support, please contact the local crisis centre in your area. For Canadian and BC residents, please refer to the following for crisis support:

Crisis Services Canada
24/7 Toll Free Phone: 1 833 456 4566
Texting: 45645

Kids Help Phone
Text Services: Text “CONNECT” to 686868 (also serving adults)
Chat Services: (6pm-2am ET): kidshelpphone.ca

Youthspace.ca (NEED2 Suicide Prevention, Education & Support)
Youth Text (6pm-12am PT): (778) 783-0177
Youth Chat (6pm-12am PT): www.youthspace.ca

British Columbia:
Vancouver Crisis Centre
Crisis Chat: crisiscentrechat.ca
Northern BC
Prince George Crisis Line
Youth Support: (250) 564-8336
Crisis Chat: www.northernyouthonline.ca

Vancouver Island:
Vancouver Island Crisis Line & Chat
Crisis Text: (250) 800-3806
Crisis Chat: www.vicrisis.ca

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Do you want to be in a Financial Audit and you’re able to film in the Austin area? Email castingcalebhammer@gmail.com
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Chapters:

00:00 Job and income
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*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co

We do a Forensic Audit on your credit cards, loans and store accounts to ascertain/determine if any fraud/reckless behaviour that might be the reason why you paying huge amount of interest on your accounts/debt.

After the qualification of our Audit we encourage our clients to enter into Debt Mediation to bring the ease of mind and create an opportunity for our consumers to go home with more money every month.

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FTC:
Links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a small commission.
There is no additional charge to you! This video is not sponsored unless stated in the video! 🙂

Disclaimer: I am not a financial advisor. This is strictly for educational purposes and does not replace the advice from a financial advisor or attorney.