What is Debt Consolidation and how do you use it to your Advantage?
Debt consolidation is when you take a larger loan to pay off smaller debts so that you only need to make one payment rather than a bunch of small payments per month.

Advantage #1:
Simplicity and ease of one payment rather than a bunch.

Advantage #2:
The new loan can build your credit.

Advantage #3:
Possibly better interest rates meanings cheaper repayment.

Advantage #4:
Over-utilized credit cards will hurt your credit score. If you consolidate your credit card debt, you will be in a WAY better position to build credit.

If you need to consolidate any debt, Spring Financial can help! Just fill out our 3 minute application form.

https://sprng.ca/35A89H8

Joel Grise of K3C Credit Counselling has advice for people looking for trustworthy credit counsellors.

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If you’re in debt, you’ll see many different debt consolidation companies promising an easy solution to your debt. Just pay them, and you’ll be fine; they claim. But do they really pay off your debts and solve all your problems?

That might not be the case, according to attorney and firm partner John Scura, who is certified by the Supreme Court of New Jersey as a Civil Trial Attorney.

#creditrepair #creditcard #consumerproposal

Even Chads have debt problems ????????

This is an explanation of the differences between a debt management plan administered by a credit counselling agency and a consumer proposal administered by a Licensed Insolvency Trustee.

Get early access to our debt consolidation loan calculator at https://tryascend.com/consolidate to estimate whether you actually save money with a debt consolidation loan.

Understanding the pros and cons of debt consolidation loans is vitally important to make the most informed decision. For example, while you may save on your interest rates, did you know that consolidating mixed interest rates could effectively make you lose some money? Did you know that the origination fee is removed from the total amount? So, if you took a loan of $10,000, you may only see $9,400 after the origination fee is removed.

In this video, we will cover the following areas around the pros and cons of debt consolidation.

Chapters:
0:00 Intro
2:30 What is Debt Consolidation?
3:07 Two Types of Debt Consolidation
4:15 Pros of Debt Consolidation
8:20 Cons of Debt Consolidation
14:00 Conclusion

#debt #debtconsolidate #debtfreejourney

Music: www.bensound.com

In this video, I’m going to break down the differences between credit repair, debt settlement and debt consolidation. In other videos coming soon, I’ll compare the pros and cons of each option, as well as talk about which one might be best for you.

Don’t forget to subscribe, Like, Comment & Share!!

For a FREE Consultation, visit us at:
www.RoninCreditConsultants.com/contact-4

To get a Tri-Merge 3 Bureau Credit Report, go to:
www.365CreditMonitoring.com

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How using a non-profit credit counselor may help you repair your credit and finally get your accounts paid.

Visit our website at https://carronnickslaw.com/.
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This video is brought to you by Carron Nicks Law Firm.

Darren “Whackhead” Simpson poses as a debt counsellor offering some questionable, financial advice…

This conversation originally aired on 1 February 2024.

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#DebtAwarenessMonth