Dive into the world of home improvement financing with our comprehensive review of the Lowe’s Credit Card. This video explores the pros and cons, from exclusive discounts and special financing options to interest rates and credit requirements. Ideal for DIY enthusiasts and homeowners planning their next project, we’ll help you decide if this card aligns with your financial goals. Understand the benefits, potential drawbacks, and how to maximize your savings. Watch before you apply.

00:00 Intro to Lowes Card
00:46 Card Benefits
03:13 Three Offers to Choose From
07:44 Two Special Offers

Lowe’s Terms & Conditions: https://www.lowes.com/l/Credit/consumer-credit-center#20%OffWhenYouOpenandUseaNewAccountThenGet5%OffEveryDay
Lowe’s Calculator: https://lowes.syf.com/paymentcalculator/

________________________________________
Calculators: Credit Card, Mortgage and more:
? All Calculators : https://hackyourcreditcards.com/calcs

Playlists:
? CREDIT CARDS: Reviews, Rewards & Hacks: https://www.youtube.com/watch?v=YKKlGtIHNeM&list=PL_AxT2ZAuzX4w8wN_aIbU6QH3lu6L8cT2
? INVEST: Mastering Stocks, ETFs, Dividends & Crypto: https://www.youtube.com/watch?v=_DHQSRYiCuc&list=PL_AxT2ZAuzX7J4myMRTa2IoJ2YEnO90tq
? GET OUT OF DEBT – Guides to Conquering Your Debt: https://www.youtube.com/watch?v=g6w1Yg4C87w&list=PL_AxT2ZAuzX6rvsDYqSoTq_qM_EuDJvA7
? GET OUT OF DEBT – Six Video Course: https://www.youtube.com/watch?v=c8WNeE3kjf8&list=PL_AxT2ZAuzX5_v01x5UIWx7w7Fb_nIno0
? GET OUT OF DEBT – Velocity Banking: https://www.youtube.com/watch?v=Br9x45l6fnM&list=PL_AxT2ZAuzX6C-tUak7BkvrR0-lMq3D2O

Brokerages (Stocks)
? Interactive Brokers : https://hackyourcreditcards.com/ibkr
? Fidelity : https://hackyourcreditcards.com/fidelity

Gold & Silver
? Vaulted : https://hackyourcreditcards.com/vaulted

IRAs for Crypto
? iTrustCapital : https://hackyourcreditcards.com/itrustcapital
? Bitcoin IRA : https://hackyourcreditcards.com/bitcoinira
? BitIRA : https://hackyourcreditcards.com/bitira

Crypto Purchasing
? Coinbase : https://hackyourcreditcards.com/coinbase
? Crypto.com : https://hackyourcreditcards.com/crcom

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DISCLAIMER: This description may contain links from our affiliates, sponsors, and partners. If you use these products, we will get compensated – but there’s no additional cost to you. Always do your own research. This video content is intended only for informational, educational, and entertainment purposes. Brian Longest is not a registered financial advisor. Your use of his YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTub and E-Mail) for communications with Brian does not establish a formal business relationship.

#creditcard #lowescard #lowescreditcard

Did You Know, Bankruptcy Can’t Cancel This Debt?

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Hi,

In this video I discuss debt review in South Africa. Debt review is a legal process that assists over indebted consumers with resolving their debt problems.
Process of debt review is:
To start the process, you would contact a qualified debt counselor, preferably a registered one with the National Credit Regulator. They would assess your financial situation, your income and your debts to determine if you truly are over-indebted. Over indebtedness means that you are not able to afford your obligations every month.
If positive, they would work with you to come up with an effective debt payment plan tailored to you. This includes giving your creditors a payment proposal, and if they accept, you’ll make one monthly payment to the debt counselor. The counselor will then pay your creditors on your behalf. This means that you don’t have to interact with creditors directly anymore.
Advantages of debt review:
1.If you have applied for debt review before any legal action was taken against you, then your assets (the things you own) are safe from repossession.
2. From the moment you are placed under debt review, you no longer need to deal with intimidating debt collectors who continuously harass you. When they call or contact you in any way — just tell them to contact your debt counsellor.
3. Your interest rates on your unsecured debt can be lowered down to as little as 1% — and your repayment terms can be lengthened.
With lower monthly interest rates and longer terms, your monthly repayments on your debt will be less.
4. All your payments will be consolidated into one monthly installment.
5. Your debt is consolidated without an expensive loan.
6. Since you pay less on your monthly debt, you have more money available for your essential living expenses like food, electricity and transport.
7. A good debt counsellor will go through all of your accounts and be able to assess whether you are the victim of reckless lending by your creditors. If this is the case, that debt could be entirely written off.
Disadvantages of debt review:
1. After your initial assessment with a debt counselling company, you may be informed that your current situation does not qualify you to go under debt review.
2. Some of your accounts, especially those which have been subjected to legal action, may be excluded.
3. Your debt may take longer to repay.
4. You may have to give up on a few luxuries in your life, but once you 5. become become debt free, it will undoubtedly be worth it.
5. You will be “flagged” at the credit bureaus — but you will not be “blacklisted”.
6. You will not be able to use any of your retail store cards or credit cards.
You will not be able to apply for new credit.
8. Its important to note that you have to continue to pay as per your agreement.
Process of debt review:
When you contact a reputable debt counsellor you will be given a free debt assessment to determine your level of debt and whether debt counselling is a potential solution for you.

If the assessment determines you are over-indebted and could benefit from debt counselling, you then decide whether to formally apply.

the debt counsellor will do most of the heavy lifting by informing all your creditors and the credit bureaus that you have applied for and are undergoing debt counselling

As part of the process the debt counsellor negotiates reduced monthly payments on all credit agreements that fall under the National Credit Act

Once more affordable repayment terms are negotiated, your rearranged debt is approved at a court or the National Consumer Tribunal to ensure the renegotiated rates are fixed for the duration of the debt counselling.
The magistrate’s court needs to make a finding that you are over-indebted and accept the payment proposal before it can be made a court order. 
This means creditors cannot change the terms or demand higher payments.

You will make one affordable payment each month, which is distributed to creditors included in the debt counselling for the duration of the plan.

Debt counselling usually lasts for between three and five years, depending on the amount of debt, the arrangements the debt counsellor is able to negotiate with creditors and what you can afford to repay each month.

Conclusion: Please do research and make an informed decision. This video is for information only

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Tel: 064 587 5476

Thanks!

Kornerstone Counselling Centre is a prayer, prophetic and counselling ministry. Our mission and assignment is to equip anyone who desires to know God on how to pray effectively, prophesy accurately and be mentored spiritually.
We hold several meetings online during the week, one of which is our Lunch Hour which you are attending right now.
The links to join our meetings can be found on our Linktree, which also includes other useful links: https://linktr.ee/kstonecc

To find out more about our ministry, please visit: www.kstonecc.org

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Watch this video to learn more about what to expect during the Farm Business Debt Mediation process.

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FTC:
Links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a small commission.
There is no additional charge to you! This video is not sponsored unless stated in the video! 🙂

Disclaimer: I am not a financial advisor. This is strictly for educational purposes and does not replace the advice from a financial advisor or attorney.

Sheryl shares her story with Debt Mediators and how the experience has changed her life.

As one of Australia’s longest running and most trusted providers of debt solutions, Debt Mediators have helped thousands of people, just like Sheryl, resolve their debt and start fresh.

Getting out of debt on your own isn’t easy and high interest rates can make it downright impossible. A debt management plan may help you get out of debt faster, save money, and make it easier to maintain a balanced budget. Watch this video to learn how.

Learn more about debt management here: https://www.consolidatedcredit.ca/debt-management-program/

Visit our Website:
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