My Husband Hid $140,000 Of Debt From Me!
Get life-changing financial advice anytime, anywhere. Subscribe today: https://www.youtube.com/c/TheDaveRamseyShow?sub_confirmation=1

Get a FREE customized plan for your money. It only takes 3 minutes!
http://bit.ly/2YTMuQM

Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj

Ramsey Solutions YouTube Channels (Subscribe Now!)
• The Dave Ramsey Show (Highlights): https://www.youtube.com/c/TheDaveRamseyShow?sub_confirmation=1
• The Dave Ramsey Show (Live): https://www.youtube.com/thedaveramseyshowlive?sub_confirmation=1
• The Chris Hogan Show: https://www.youtube.com/user/ChrisHogan360?sub_confirmation=1
• The Rachel Cruze Show: https://www.youtube.com/user/RachelCruze?sub_confirmation=1
• The Ken Coleman Show: https://www.youtube.com/c/TheKenColemanShow?sub_confirmation=1
• Christy Wright: https://www.youtube.com/c/ChristyWright?sub_confirmation=1
• Anthony ONeal: https://www.youtube.com/user/aonealministries?sub_confirmation=1
• EntreLeadership: https://www.youtube.com/c/entreleadership?sub_confirmation=1

Welcome to The Dave Ramsey Show like you’ve never seen it before. On this channel, you will find all of the greatest highlights from The Dave Ramsey Show! The show also live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave’s producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you’ll see exclusive content from our Ramsey Personalities —as well as all kinds of other video pieces that we’ll unveil every day.

The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!

If you will live like no one else, later you can live like no one else.

Build up your money muscles with America’s favorite finance coach.

Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There’s one sure way to whip your finances into shape, and that’s with The Total Money Makeover.

By now, you’ve heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Hey, if you’re tired of the lies and sick of the false promises, take a look at this—it’s the simplest, most straightforward game plan for completely making over your money habits. And it’s based on results, not pie-in-the-sky fantasies. With The Total Money Makeover: Classic Edition, you’ll be able to:

•Design a sure-fire plan for paying off all debt—meaning cars, houses, everything
•Recognize the 10 most dangerous money myths (these will kill you)
•Secure a big, fat nest egg for emergencies and retirement!

This Book is FREE – for Kindle Unlimited Users !

Have you ever flipped out looking at your house bills?

Have you simply longed for a more adventurous life but couldn’t take that first step?

This guide can be that first step for you! Take the leap today, your future self will thank you when you’re living free, low overhead on the open road, enjoying life like it was intended. But don’t just get out there before educating yourself.

RV Living is becoming more and more popular these days and with the economy slashing our backs with living expenses, it’s becoming one of the smartest choices. Not only do you live free and independent, but you get to choose where you live! And it doesn’t have to be in one place either, that’s the benefit of RV & motorhome living.
In this in-depth guide to the art of living in a motorhome, you will find everything you need to know. From making up your mind and choosing the perfect RV, to ways you can and should boondock with your RV.

Here’s a preview of what’s inside…

The Lifestyle Choice
RV Selection
Plan for an RV Resident
Financial Management on the road
Living with Family, Friends or Pets in limited space
Boondocking
Safety & Security
Legal
Family Affairs and Roles in the RV
Trip Itinerary
and MUCH MORE!

With an RV, you are never restricted to a single place. When someone asks you where you live, wouldn’t it feel great for you to reply with “ everywhere! “ ?

This guide is literally the all-in-one package to starting your RV Adventure! Grab a copy and make the decision your life has been waiting for!

So hurry up and scroll up to get your own copy of Living Off The Grid: A Step-By-Step Guide to a More Self Sufficient, Self-Reliant, Sustainable Life NOW!

Keir McGregor has a deep, dark secret that could destroy the woman he loves… From the New York Times bestselling author of The Pact and The Lie comes a new standalone contemporary romance to make you laugh, cry and swoon. Jessica Charles shouldn’t have even been in London when the unthinkable happened. She should have been back at home in Edinburgh, perhaps hanging with her boyfriend, having drinks with her sister or doing yoga with her group of friends. She should have been going on in her normal, dependable life as always. But on that fateful day in August, when a mentally-ill ex-soldier opened fire in public, Jessica’s world changed forever. Now single and crippled from the gunshot wounds, Jessica finds herself scared and alone, losing faith in herself and humanity with each agonizing moment that passes. That is until a stranger enters her life. A stranger who makes her live again. Keir McGregor has always been the strong, silent type. Throw in tall, dark, and handsome and you’ve got pretty much the perfect Scotsman. Except Keir is anything but perfect. He’s got a past he’s running away from and a guilty conscience he can’t seem to shed. But the more time he spends with Jessica, the more he falls in love with her. And the more his secret threatens to tear them apart. He may have been a stranger to her. But she’s never been a stranger to him. NOTE: The Debt is a complete STANDALONE novel…you do NOT need to read any of the other McGregor books to read this one. The Debt follows a couple who do not appear in any of the other books and it is its own self-contained story. The Debt is rated 18+ for dirty-talking Scotsmen, profanity, and numerous sexy times. For those sensitive to bad language and explicit sex, please be aware.

After fleeing a painful and compromising past, Emma Rose Howard settled eagerly into the role of a pastor’s wife. She and her husband, Abel, dedicated themselves to parenting a mega-church and influenced thousands of lives through its related ministries.

But when Emma Rose receives a phone call from a living, breathing remnant of her troubled past, she finds herself wondering if something in her life is woefully out of balance. The presence of this unexpected intruder soon threatens everything Emma Rose has believed about her calling, her marriage, and her relationship with God.

The Debt not only invites readers to embrace the painful heartache and incomparable joy that accompany a soul’s redemption, but it challenges us to follow Christ to new and unexpected places.

Third printing, October 2010

Reviews

Michael’s focus is definitely for anyone who is in debt and wants some no-nonsense simple systems to bail out of it.
— Janine Bolon, founder of SmartCents Inc and author of ‘Money…It’s Not Just for Rich People’ and ‘Ditching Debt’

This book doesn’t waste time making its points, and there are many very good points. Michael Mihalik is a good teacher, and Debt is Slavery is the kind of how-to manual that should be handed out like tracts at an airport.
— MightyBargainHunter.com

Debt is Slavery is a great personal finance book, one of the best I’ve read.
— GetRichSlowly.org

The book is lean and mean – it doesn’t mince many words at all. If direct and clear advice is what you’re looking for, you can’t do much better than Debt is Slavery.
— TheSimpleDollar.com

Debt is Slavery is packed full of content and it prompted me to action. This book made so much sense to me and I think it helped me realize my true priorities. Your book is making a huge positive difference in my life. Thank you.
— BloggingAwayDebt.com

Book Description

In his book, Debt is Slavery, Michael Mihalik describes the 10 steps he personally used to gain control of his finances and pay off a large amount of debt.

The key to Mihalik’s method is changing the way people think about money. Mihalik contends that people who do not change their perceptions about money will never succeed in improving how they handle their finances because all action is born from thought.

Mihalik’s first technique is described in the title – equating debt with slavery. While this idea may seem extreme to some, people who are burdened with debt will definitely understand how borrowing money puts them in financial servitude to the lender. Successfully equating debt with slavery stops people from accumulating more debt, which is the first step towards recovery (similar to stopping the leak in a sinking boat prior to bailing out the water).

Mihalik goes on to describe other powerful ideas such as equating money with time (to eliminate unnecessary spending), evaluating the hidden cost of possessions, and avoiding the insidious influence of ubiquitous marketing. As the reader progresses through the book, their perceptions about money will transform until by Chapter 9, they will truly believe they can ‘Save 50 Percent of Your Salary’. The book ends with an in-depth description of a simple way to plan your finances.

The author states in the introduction that because people are busy and do not want to be distracted by ‘fluff’, he has boiled the book down to the absolute basics. The result is a hard-hitting book that is 128 pages cover-to-cover. There is a gem on every page and even the busiest person can find time to read this powerful book.

Ben Emons explains why government debt is no longer “risk free”–and how you can seek alternatives in order to invest your money accordingly
A timely alert to the fundamental changes taking place in today’s global economic and financial systems. The book discusses why there is no longer a true risk free rate, how this will impact risk premiums, financial and real asset valuations, what could be the future alternatives to the risk free rate and what to look for when investing.

Product Features

• Used Book in Good Condition

Why You Should Read This Book:

If you have debts and don’t know how you’ll get rid of them, this book is for you …
If creditors are calling you day and night to collect from you, and you don’t have a solution, this book is for you …
If you’ve wondered how long you’ll pay minimum payments, and if you’ll ever get out of debt, this book is for you …
If bankruptcy is starting to look like your only choice, this book is for you …

If you’d like to settle your debts, and wonder if you can do it yourself, this book is for you!

Inside you’ll find out how to work out a budget; how to figure out what your choices are, and decide on your best choice; you’ll get instructions on how to talk to your creditors; you’ll get negotiation insights that will help you get your best settlements with your creditors; you’ll even receive information about what to do in case you receive a lawsuit from one of your creditors (yes, that can happen, and you need to be prepared so you know what to do).

Many people have debts and need help. You might think you need to get a professional to help you negotiate with your creditors. You don’t! I owned a debt settlement company for years and I know most people can do this themselves. If you think you can, this book will show you how to settle your debts yourself.

I don’t hold back any secrets.

You can do it!

This book will show you how.

Product Features

• Used Book in Good Condition

Laura Newland’s generation has worked the hardest to gain admission to elite colleges and paid the most to attend. But when Newland left her Alabama hometown and arrived at Duke University, she found a liberal arts campus unlike anything depicted in those glossy guidebooks. The hypercompetitive battle for internships begins freshman year, and the economic pressures–student loans, the daunting cost of graduate degrees, high unemployment–are relentless. This perfect storm, brewing on campuses across the country, has fueled a Wall Street recruiting machine that is winning over the best and the brightest. In no time, Newland was seduced.

From Newland’s turbulent four years comes a provocative story of the higher education industry; the tension between ambition and indebtedness, privilege and purpose; and one student’s journey to make sense of it all.

We are so excited to have started our debt free journey! This video recounts the progress that we’ve made on our debt since beginning our journey July 17, through August.

Have questions? Feel free to ask in the comment section.