Heather Quick, founder and CEO of Florida Women’s Law Group, discusses the benefits of having a mediator throughout your divorce in this week’s Family Law Fridays.

Hi! In today’s video, I was so excited to share our debt progress that I forgot to hit record and did a rehearsal run before actually recording this video or our debt review for January 2021. ?
Hope you enjoy the video!!

Answers to your burning questions:
What is your Instagram handle?
• its_brendle – https://www.instagram.com/its_brendle/

What planner do you use for your budget?
• Erin Condren – https://www.erincondren.com/referral/invite/brendacline/1
*If it is your first time buying & creating an account, you will get a $10 off coupon your first purchase and I will also receive a $10 coupon*

Where can I find this sticker kit?
• Caffeinated Cait’s Etsy page – https://www.etsy.com/shop/CaffeinatedCait
• This kit is called January Crystals
• I do cut and modify them a little.

What pens do you use?
• Sharpie Gel pen 0.7 (black)
• TUL pens (all colors except red)
• Pilot G-2 07 (red)

What camera do you use to film?
• GoPro Hero8 Black

What free editing software do you use?
• Shotcut – https://shotcut.org/download/

What program do you use for my intro, outro, & thumbnails?
• Canva – https://www.canva.com/join/asking-backdrop-malaga
• I use the free version
*If you use this link, we will both receive Canva Credit towards premium elements, such as images, illustrations, icons, and music*

What color nail polish are you wearing?
• Moon River by Lights Lacquer – https://lightslacquer.com/products/moon-river
• Tuxedo Black by Lights Lacquer – https://lightslacquer.com/products/tuxedo-black
• Paper Snow by Lights Lacquer – https://lightslacquer.com/products/paper-snow

DISCLAIMER: The links included in this description might be affiliate/referral links. If you purchase a product or service with the links that I provide I may receive a small commission. There is no additional charge to you! Thank you for your support!

Discover has personal loans for debt consolidation. Consolidate all of your recurring payments into one with a debt consolidation loan from Discover Personal Loans.
https://www.youtube.com/watch?v=If3ndu0nFl8&feature=youtu.be

There’s one big reason why enrolling in a credit counseling program may or may not be the best choice during a financial health crisis like Covid-19, and that’s consistency.

For more information on how credit counseling (DMPs) work, please see my in-depth article at:
https://consumerrecoverynetwork.com/credit-counseling-services-help-lower-credit-card-payments/

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Michael Bovee started CRN in 2004 with a mission to provide people in need with detailed credit and debt help. The DebtBytes Channel is an extension of the CRN blog, and is dedicated to finding the debt relief option or strategy that works best for you.

Sue and Rich Ramirez were in their 60s with $85,000 in debt. After one of them lost their job, the reality of an overwhelming mortgage and credit card debt set in. CNBC’s Live and Learn brings the story of a late in life financial recovery.
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Couple Drowned By Debt On The Cusp Of Retirement: Live And Learn | CNBC

How do the finances get split in a divorce or separation? Caitlin Jenkins, experienced family and divorce lawyer at top 50 UK law firm Mills & Reeve, answers questions frequently asked by people trying to navigate their way through the complex legal process of divorce. Mills & Reeve has one of the largest family law teams in the UK and firmly believes in helping clients to help themselves. This video is part of a suite of information for those going through divorce or separation, made freely available on http://www.divorce.co.uk

The United States has a $27 trillion dollar problem. An addiction to government Debt and one which is growing by the day.

US Debt has grown by over 800% since 1990, accelerating its unfavourable title of having the largest debt by value in the world.

But does America’s Debt really matter? Well this depends on who you ask.
Ultimately its addiction to debt is a consequence of tax cuts, an ageing population, and how cheap it has become to borrow ever larger sums.

#USDebt #NationalDebt #GovernmentSpending

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?Recommended Reading:
Many have asked what we’d recommend to start reading, so check out the links below. They are affiliate links, but come at no extra cost to the viewer, you’d just be supporting the Channel if you used them.

?”How Asia Works: Success and Failure”: https://geni.us/HowAsiaWorks
?”The Ascent of Money: A financial History of the world”: https://geni.us/TheAscentOfMoney
?”Debt: The First 5000 years”: https://geni.us/DebtTheFirst500Years
?The mic we use to record: https://geni.us/MicWeUse

So, what are the pros and cons of debt relief, or debt settlement?

Let’s start with the pros. Settling your debts through a debt relief, or debt settlement company could resolve your debts in a shorter amount of time.

When you enroll into a debt relief or debt settlement company, they negotiate down your debts on your behalf with your creditors, so that way you can settle your debts for less.

Nothing happens overnight, however, in a few short years, or even months, you may be able to have your debts resolved and paid off for good.

Settling your debts may be a better option than filing bankruptcy, depending on where you’re at financially.

Everyone’s financial situation is different, so that would be something that you would have to talk with a debt expert about to make sure that debt relief or debt settlement is the right option for you.

In a debt relief or debt settlement program, you typically have one lower monthly payment that you can afford to pay, and throughout the program, when you resolve your debts, you’re settling your debts typically for less.

Okay, so here are the cons. Debt settlement could negatively impact your credit, however, if you have a high debt-to-income ratio, that may already be keeping you from getting a loan, even if you have a good credit score. You may be charged a fee if your debts are settled.

A debt relief company is not able to charge you an up-front fee. However, if your debts are settled and you’re using their negotiators and their program, then you may be charged a fee for settling your debts.

Debt settlement and debt relief companies should not charge you a fee until they have reached a settlement agreement that you have agreed to. However, they are still a business and you’re using their top negotiators to settle down your debts with your creditors for less.

Although, you can settle your debts on your own without a fee, going with the right debt relief or debt settlement company that can get you results, may be worth it.

If you’re in financial hardship, debt relief or debt settlement may be a good option for you because you can settle your debts for less and in less time. Your credit, however, may take a slight impact, but once you resolve all your debts, you can start rebuilding your credit again and start fresh.

Thank you for watching, feel free to like, comment, or share on this video below. And if you want more information about if debt relief or debt settlement is the right option for you, visit us on our website at alleviatefinancial.com.

Schedule your free debt analysis with an Alleviate Financial Solutions debt expert here -https://alleviatefinancial.com/get-started/

Find us on Facebook: https://www.facebook.com/alleviatefinancial

Read more on our blog: https://alleviatefinancial.com/blog/

#alleviatefinancialsolutions #debtrelief #debtsettlement #whartaretheprosandconsofdebtrelief

In this video Revolved Realty Managing Partner covers the differences between Credit Repair and Debt Consolidation, and how each can affect your ability to get a home mortgage…. ? ??
? Your credit score — or FICO — is how banks, mortgage companies, and other lenders judge your credit worthiness.
? The higher your FICO score, the easier it is to get credit and the better terms you command. The lower your score… well… you know…
? If your credit score is low there are things you can do to improve it. It may take some time, but the best time to start is today. ??

This video is sponsored by The Mortgage Firm and Jacob Title.

This video brought to you by REVOLVED REALTY GROUP OF NORTH ALABAMA

Serving Huntsville, Madison, Decatur, and Athens Alabama.

WEBSITE: https://revolved.com

FACEBOOK:https://www.facebook.com/Realestatevolved/

EMAIL: tim@revolved.com

PHONE: 256-808-8070

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