In the beginning, paying off debt might seem impossible. Without a plan, it can be hard to know what step to take first.

In this video, I show you what tool I used to start my debt payoff journey.

It helped me decide which method I wanted to use, and it showed me the outcome for my decisions.

Need motivation? See how much interest you can save based on the method you choose, and how long it will take you to pay it all off.

LINKS REFERRED IN THIS VIDEO

Vertex42 Debt Snowball Calculator: https://bit.ly/2mLA5kR

The Budgeting Method That Changed My Life: https://www.thebudgetmom.com/the-budgeting-method-that-changed-my-life/

Join the TBM Family Facebook Community: https://www.facebook.com/groups/TheBudgetMomFamily/

How to Start Using the Cash Envelope Method:
https://www.thebudgetmom.com/how-to-start-using-the-cash-envelope-method/

Don’t forget to subscribe!

ABOUT ME
I’m the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I’m passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!

YOU CAN FIND ME AT:
Blog: https://www.thebudgetmom.com
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GET 10% OFF my popular 2019 Budget-by-Paycheck Workbook – Coupon Code TBMYOUTUBE https://bit.ly/2BtpnTC

CONTACT
kumiko@thebudgetmom.com

This is my debt update for December 2020 and a review on my progress in in the year of 2020. I started my first job in March 2020 and started paying off debt in May 2020. Making this video and reflecting on my progress this past year has relit my motivation to pay off debt in 2021.

Please like, leave a comment, and subscribe if you enjoyed this video and would like to follow my debt free journey.

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Debt Consolidation is a debt relief option that people utilize in order to get out of debt faster. In effect, multiple debts are combined so that a more favorable pay-off term can be achieved.

Debt Counselling
When it began
Where we are now

Debt Consolidation Loans For Bad Credit

If you have debt then you must have received letters in the mail from companies telling you how they can do debt consolidation for you and save you a ton of money. So before you jump the gun in excitement, watch this video completely to understand whether it’s a real debt consolidation firm, a debt settlement firm or some scammy loan shark company trying to trap you into massive debt repayment program. By the time you’re done with this video you will know how you can do all of the debt consolidation on your own and not have to pay any company to do it for you. In this video we will talk about what is

Debt Consolidation,
Different way to consolidate debt,
What are credit counseling agencies,
How to create a debt management plan,
Benefits of credit counseling agencies and
Pros and Cons of Debt Consolidation.

#debtconsolidation #debtfree #millenialmoney

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Links and other products that appear on this video may generate affiliate commission or referral bonus. This channel gets compensated for sending traffic to partner sites.

There are a lot of misconceptions about what the Debt Repayment Scheme (DRS) is. For one, it is NOT a scheme that you can simply “apply” for when you cannot pay your creditors. It is “pre-bankruptcy scheme which is administered by the Official Assignee (OA) under the Bankruptcy Act (Chapter 20)”.

To put it simply, when you are sued for bankruptcy (or self-file to be a bankrupt), the OA checks your eligibility and assesses your suitability before placing you on the Scheme.

Language: English
Presented by Credit Counselling Singapore.

________________________________
Visit Credit Counselling Singapore – https://www.ccs.org.sg

Information on the Debt Repayment Scheme – https://io.mlaw.gov.sg/debt-repayment-scheme/about-debt-repayment-scheme/

Take our Online Debt Management Course – https://www.ccs.org.sg/get-help/odmc/

Address a Debt Problem – https://www.ccs.org.sg/debt-management/

Arrange for Financial Counselling – https://www.ccs.org.sg/get-help/appointment-documents/

Download Counselling Request Package – https://www.ccs.org.sg/sdm_downloads/crf/

Do you ever find yourself asking the question – what is Debt Review? Debt review is viable option for struggling consumers in these tough times. Learn more about it here: https://nationaldebtadvisors.co.za/

In this video, Florida Attorney, Sergio Cabanas discusses what a mediation is in the State of Florida. He has outlined this topic in a brief 60- second overview to provide you with important information in a concise fashion.

***Please note that the information in this video is not an adequate substitute for a consultation with an attorney who is knowledgeable in this subject area and could review the specifics of your individual matter and determine how the law would apply in your particular case.***

Visit Our Website at
https://www.cabanaslawfirm.com/

? SUBSCRIBE TO OUR YOUTUBE CHANNEL NOW ? https://www.youtube.com/user/CabanasLawFirm

The Divorce and Mediation Law Firm focuses on Divorce, Mediation, Child Custody, Child Support, Alimony, Prenuptial Agreements, Post-nuptial Agreements, Domestic Violence, and Post-Divorce Related issues. Our firm has a unique mix of attorneys and accountants, bringing a great deal of firepower in analyzing our clients’ legal and financial situations.

We have Florida law offices located in:

Broward:
18503 Pines Boulevard, Suite 301, Pembroke Pines, FL 33029
and
2893 Executive Park Drive, Suite 125, Weston, FL 33331

Miami-Dade:
323 Sunny Isles Boulevard, Suite 728, Sunny Isles Beach, FL 33160 (by appt.)

Sergio Cabanas, Esq. has been practicing law since graduating from Washington College of Law in Washington D.C. in 1991 and is admitted to practice in the State of Florida and the U.S. Court for the Southern District of Florida and the U.S. Bankruptcy Court since 1992.

If you are looking for a law firm that’s all about you, you’ve come to the right place! At the Divorce and Mediation Law Firm, we know how important it is to find the right lawyer. You want reliable, effective, experienced legal professionals you can trust, who are committed to achieving the best possible results for you. Your decision to choose our law firm would be a great honor and responsibility we would take very seriously, every day. We have built our reputation, not on fancy marketing schemes or catchy radio jingles but rather from a long list of client referrals and faithful returning clients who seek personal legal services.

CONTACT the Divorce and Mediation Law Firm in Pembroke Pines, Weston, and Sunny Isles Beach, FL at 954-447-2580, if you have a legal concern and we can provide you with effective legal services to achieve the best results possible.

Service Areas:

Broward County:

Pembroke Pines • Weston • Miramar • Cooper City • Hollywood • Davie • Southwest Ranches

Miami-Dade County:

Sunny Isles Beach • Aventura • Golden Beach • North Beach • North Bay Village • Dania Beach • Hallandale Beach • Bal Harbour • Bay Harbor Islands • Indian Creek • Surfside

??? CONNECT WITH US ON SOCIAL MEDIA ???

YouTube: https://www.youtube.com/user/CabanasLawFirm

Divorce and Mediation Law Firm’s Blog: https://www.cabanaslawfirm.com/blogs

Facebook: https://www.facebook.com/CabanasLawFirm

Twitter: https://twitter.com/CABANASLAWPA

Instagram: https://www.instagram.com/cabanaslawf…

LinkedIn: https://www.linkedin.com/in/sergio-ca…

#60secondswithsergio #mediation #divorce

https://rkillen.ca/personal-bankruptcy-in-scarborough-and-debt-counselling/ In this video we provide an overview of Debt Counselling In Toronto, Ontario

Many people find themselves having a hard time paying their debt on time and are falling behind.
Have you been struggling with debt for a long time?

Maybe its time to speak with a debt counsellor. However only a Licensed Insolvency Trustee can provide you with all the options.

Debt counselling is a good alternative to bankruptcy wherein a lot of people do not want bankruptcy that as a solution to their problem. At Richard Killen & Associates talking with a Licensed Insolvency Trustee (LIT) will guide you through all the solutions that may be right for you so you can make the right decision for your situation.

Consulting with a trustee doesn’t mean you are filing bankruptcy instead they will review your situation and give you all your options to find the right solution to your debt problems which include credit and debt management, consolidation loan, informal proposal, consumer proposal and personal bankruptcy.

At Richard Killen & Associates we are offering debt and credit counselling for over 25 years and make use of a combination of tools to help you get out of debt but not only that we also provide basic credit education about budgeting and money management skills to help you achieve your financial goals.

For more information contact Richard Killen & Associates at 1 (888) 545-5365 or visit our website at www.rkillen.ca

We have offices over the GTA. Visit https://rkillen.ca/debt-counselling-toronto-an-alternative-debt-relief/ for more information.

Follow us on Social Media:
https://www.instagram.com/killen_trustee/
https://twitter.com/Killen_Trustee
https://www.facebook.com/rkillenassociates
https://www.linkedin.com/company/richard-killen-&-associates/
https://www.linkedin.com/in/richard-killen-020aaaba/

Follow our Podcast at https://rkillen.ca/podcasts/
Richard Killen and Associates have 10 locations across the Greater Toronto Area.

Richard Killen & Associates Ltd Scarborough West
2130 Lawrence Ave, E #402, Scarborough, ON M1R 3A6, Canada
Tel: +1 416-285-9511
https://rkillen.ca/consumer-proposals-bankruptcy-trustee-in-scarborough-west/

Richard Killen & Associates Ltd Scarborough East
2100 Ellesmere Road,
Suite #201D Scarborough, ON M1H 3B7, Canada
Tel: +1 416-644-1212
https://rkillen.ca/consumer-proposals-bankruptcy-trustee-in-scarborough-east/

Richard Killen & Associates Ltd Toronto on Danforth
2600 Danforth Avenue,
Toronto, ON M4C 1L3, Canada
Tel: +1 647-699-3916
https://rkillen.ca/consumer-proposals-bankruptcy-trustee-in-toronto/

Richard Killen & Associates Ltd Etobicoke
2150 Islington Ave #202,
Etobicoke, ON M9P 3V4, Canada
Tel: +1 647-932-5593
https://rkillen.ca/toronto-bankruptcy-trustee-consumer-proposal-administrator/

Richard Killen & Associates Ltd Richmond Hill
9140 Leslie Street
Richmond Hill, ON L4B 0A9, Canada
Tel: +1 905-513-0699
https://rkillen.ca/bankruptcy-trustee-in-north-york-thornhill-for-debt-relief/

Richard Killen & Associates Ltd Brampton
284 Queen St. East, Suite 224,
Brampton, ON L6V 1C2, Canada
Tel: +1 905-456-3311
https://rkillen.ca/consumer-proposals-and-bankruptcy-trustee-in-brampton/

Richard Killen & Associates Ltd Mississauga & Erin Mills
2155 Leanne Blvd #203,
Mississauga, ON L5K 2K8, Canada
Tel: +1 905-822-1151
https://rkillen.ca/erin-mills-oakville-mississauga-bankruptcy-trustee/

Richard Killen & Associates Ltd Mississauga and Cooksville
130 Dundas St E #304,
Mississauga, ON L5A 3V8, Canada
Tel: +1 289-724-1099
https://rkillen.ca/bankruptcy-trustee-in-cooksville-port-credit-mississauga/

Richard Killen & Associates Ltd. Georgetown & Brampton
348 Guelph St,
Georgetown, ON L7G 4B5, Canada
Tel: +1 647-492-2219
https://rkillen.ca/acton-halton-hills-georgetown-bankruptcy-trustee/

Richard Killen & Associates Ltd Pickering & Ajax
1410 Bayly Street, #6
Pickering, ON L1W 3R3
Tel: +1 905-420-6565
https://rkillen.ca/consumer-proposals-bankruptcy-trustee-in-pickering-ajax/

Richard Killen & Associates Oshawa & Whitby
146 Simcoe St N,
Oshawa, ON L1G 4S6, Canada
Tel: +1 289-312-8872
https://rkillen.ca/whitby-bowmanville-oshawa-trustee-in-bankruptcy/

The Debt Consolidation Myths Are Revealed – by Rick Sorrentino, Senior Account Executive at Golden Financial Services. Mr. Sorrentino provides insight on debt consolidation loans, that could save you thousands of dollars down the road, and help you to avoid making one of the worst decisions in your life. That’s not to say a debt consolidation loan to payoff debt, can’t be a great solution, but this video will teach you how to properly evaluate the decision on when to get a consolidation loan or when not to! Watch this video as Rick Sorrentino drives to work at Golden Financial Services for the day! I guess you can call this Rick’s warm-up, as he gets ready to assist consumers all day with their debts! Want to learn more about debt consolidation and how it works? visit us online at: https://nomorecreditcards.com/debt-consolidation/bad-credit-debt-consolidation-hardship-program/