http://www.nomoredebts.org/canhelp/needhelp.shtml
Are you struggling or can’t pay your bills? This is one of the first warning signs of debt. We can help you make a plan. Call us today. 1-888-527-8999

More Insider Revelations about Credit Counselling Firms – Avineet Kalsey – recent interview series, Part 19-1, explains about ‘non-profit’ credit counselling companies and how many of them have arranged deals with creditors and are not actually working in YOUR best interest.

Debt reduction is front and center on many Canadians’ minds right now with soaring household debt levels – it doesn’t have to be this way – call our experienced credit counselors such as Avineet Kalsey right now. You don’t need to struggle with debt, BSCC can help reduce your debt by over 50%-90% RIGHT NOW – call us today at 1-866-790-8984 – its free!

or Visit:

Business Solutions & Credit Counselling Services

Surrey/Vancouver office:
12033 92A Ave #205 Surrey, BC V3V 4B8
Tel: 604-951-8984
https://www.google.com/maps/d/edit?mid=z3X9D1QmScWs.kjLPMNEqwaxo

Toronto Office:
#43 – 8500 Torbram Road
Brampton, ON L6T 5C6
Tel: 905-789-8984
https://www.google.com/maps/d/edit?mid=z3X9D1QmScWs.kfJ5qQURWhEs

Calgary Office:
#210-3132 26 Street NE
Calgary, Alberta T1Y 6Z1
Tel: 403-714-8984

Edmonton Office:
Tel: 780-716-8984

Abbotsford Office:
#1A – 2497 Clearbrook Road
Abbotsford, BC V2T 2Y3
Tel: 604-951-8984
or Nationwide call: 1-866-790-8984

http://www.bscc.ca/
https://plus.google.com/u/0/100755473303544230759/about

Don’t spend another year racking up unnecessary debt and dig yourself deeper into an unrecoverable situation – we can help! You can avoid going into bankruptcy – it’s a negative mark on your credit and can last for 7-10 years – where a neutral credit counseling notation is REMOVED once someone completes the program. You really can turn your financial life around quickly – just call us and receive a free evaluation of your situation with some helpful advice and absolutely no obligation to take any action if you don’t wish to.

Remember – you DO NOT (and in a lot of cases, SHOULD NOT) always have to go into bankruptcy – we can share valuable information about your options that your bank or other credit counseling companies may not be willing to share with you – because it’s not in their best interest! We work on YOUR behalf, and thus ensure that you receive the very best information for your specific situation. Contact us today at BSCC for a free consultation about your finances – 2018 can be your year that you begin on the journey to finally becoming debt free!

For over a decade, the professionals at Business Solutions and Credit Counselling Services (BSCC), a registered, government-approved credit counseling firm, has assisted hundreds of thousands of consumers throughout Canada to avoid declaring bankruptcy, prepare a consumer proposal, rebuild their credit rating, and pay off their excessive charge card debt. These are clients who were once struggling to manage excessive debt and financial obligations. We work with each client individually, designing manageable, realistic programs to relieve their financial burden and stress.

For more information about using effective debt counseling nationwide wherever you live in Canada – and how to avoid bankruptcy and becoming debt free from high credit card debt or even business bankruptcies, please visit us at http://www.bscc.ca or call 1-866-790-8984 today! We have credit counseling offices in Toronto, Vancouver (Surrey), Calgary, Edmonton, and Abbotsford.

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Our Recent Videos:
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Thinking about filing for bankruptcy? Before you can file you are required to take a credit counseling course and submit the certificate of completion along with your petition and schedules. After you file, a second course and certificate are required to qualify for a discharge.

In this video, I explain what is involved with these two mandatory bankruptcy education courses.

Here is a list of approved vendors: http://www.bankruptcyworksheet.com/credit_counseling_vendors.html

Here is a link to my Atlanta bankruptcy web site: http://www.atlanta-bankruptcy-attorney.com.

Jonathan Ginsberg
Atlanta bankruptcy attorney
Ginsberg Law Offices
1854 Independence Square
Atlanta, GA 30338
770-393-4985

How our Debt Counselling Program can improve your credit score

Paying off debt is important and utilizing a lower interest rate to reach that goal is a good idea, as long as you follow some key rules first. Otherwise it will ruin your get out of debt plan.

Clean Credit Debt Resolutions is a debt mediation company that has saved its clients thousands of dollars.
How much will you save?

https://tinyurl.com/repairmycreditcard

Learn how to get out of paying credit card debt and avoid credit card lawsuit or summons with a properly written letters to debt collectors and collection attorneys.
WARNING – This content is not intended as a substitute for legal advice. If you need an attorney in your local area contact a licensed attorney in your state.
Are you worried about your credit card debt?
Are you fearful of debt collectors and collection attorneys?
Today I want to convince you of one thing . . . and that is . . .You do not have to pay your credit card debt if you cannot afford to pay it.
You do not have to sacrifice monthly essentials food clothing rent or mortgage healthcare utilities or education for credit card debt you cannot afford to pay. I want to introduce you to the only easily-affordable credit card debt relief program that shows you how to legally avoid paying the credit card debt you cannot afford to pay without filing for bankruptcy.

The key is how you interact with debt collectors and collection attorneys. I want to share with you what pitfalls to avoid with these people. I am going to tell how you can actually enjoy the process of getting out of debt once you know what you are doing with these liars. I am also going to give you some tips you can take away and use immediately.
I learned first hand I did not have to pay credit card debt I could not afford to pay. Instead of experiencing that stomach-churning feeling when a debt collector calls you’ll be asking “Is that the best you can do?” when a debt collector threatens you over the telephone.
Unaffordable credit card debt is a very serious problem. Bankruptcy or a credit card debt court judgement could ruin any of us. We don’t want to see our assets sold to pay an unsecured credit card debt. Nor do we want to be forced into a payment plan for five years. All these possibilities create feelings of fear hopelessness uncertainty and loss of independence.Those feelings in turn make it more difficult for us to help ourselves out of this difficult situation.
Debt collectors and collection attorneys make threats and tell lies to get our money. They are villains.But they are easy to defeat if you know how. There are other less obvious but nevertheless real villains. They are the opportunists selling debt relief scams trying to take our money before they get us any debt relief. They all want a thousand dollars or more for their bankruptcy debt settlement debt consolidation debt management or debt negotiation so-called solutions.Our credit gets ruined and our bank accounts get depleted without any real debt relief. Worst of all they cause us to believe we are not capable of helping ourselves out of this predicament.Only they have the knowledge and expertise it takes to deal with creditors and debt collectors in these “difficult circumstances.” They confuse us with their greedy opportunistic non-solutions to credit card debt relief.
As I have been telling you the best way to get rid of debt collectors and collection attorneys is to first educate ourselves about exactly why debt collectors and collection attorneys have no real power to harm us. When debt collectors see these disputes and demands they give up on US to chase other less well-informed debtors. When collection attorneys see appropriate legal disputes and demands in a letter from us the last thing they want to do is waste their time in court with us.
Remember – this is the only easily-affordable credit card debt relief program that shows you how to legally avoid paying the credit card debt you cannot afford to pay without filing for bankruptcy. Why not get started today and get this debt behind you? What do you have to lose?

http://www.creditcarddebt.consolidate.com

Learn how to get out of paying credit card debt and stop debt collectors harassing you.

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Credit Counselling of Atlantic Canada — 2009 Success Story

Joel Grisé is a Certified Credit Counsellor and a Financial Fitness Coach from K3C Credit Counselling – Ottawa which is an Accredited Member Agency of the Canadian Association of Credit Counselling Services. Joel describes what you can expect when you call a CACCS Accredited Not-For-Profit Credit Counselling Agency.