[Credit] Videos

Have you ever seen a poor Casino owner? Probably not! Have you ever seen a poor banker? Probably not! The thing is that the house always wins. The financial institutes have rigged the system so they win while we work hard to pay off our debts! In this book you will learn about: 1). What is wrong with the financial system and why it is ruining your life! 2). How to escape from the burden of credit card debt and debt in general 3). How to sustain your financial freedom over the course of your life! I hope if you read this book, that it will deter you from taking up debt in the first place and that you might even think about ways of bringing about debt reduction and a general life change, towers a safer and more long –term sustainable way of structuring your financial wellbeing!

“Beverly Harzog is a credit warrior. She has gone into the arena, faced the lions, and emerged as one of the foremost experts in the field. I believe that her encyclopedic knowledge of the world of credit cards is unmatched.”
-Adam Levin, Chairman and Cofounder, Credit.com

Credit card expert Beverly Harzog shares how she went from being a credit card disaster to a credit card diva.

When Beverly got out of college, she spent the next 10 years racking up debt on seven credit cards. Credit card limits, she believed, were merely “guidelines,” certainly not anything to be taken seriously. . .especially if she was in dire need of a new pair of shoes. The fact that she was a Cpa at the time adds an ironic twist to the credit quagmire she slowly descended into.

In Confessions of a Credit Junkie, Beverly candidly details her own credit card mishaps and offers easy-to-follow advice, often with a touch of Southern humor, to help others avoid them. In this much-needed book, you’ll learn:

How to use the Credit Card Personality Quiz to choose the right credit cards
The seven ways to use a credit card to rebuild credit
How to get out of debt using a balance transfer credit card-and pay zero interest while doing it
Credit card strategies to save a bundle on groceries, gas, and more

Anyone in debt will benefit from the down-to-earth, practical tips Beverly offers.

What is the national debt? Who loses from it? Who profits from it? Why is it a greater threat to America than international terrorism? In direct, non-partisan language, this book follows the money and finds the answers.

Conservative, Liberal, Republican, Democrat, Libertarian, Socialist . . . Each has a laundry list for America on which the slow-motion cataclysm of unsustainable national debt is but a lonely bullet point among dozens of others. Full Faith and Credit zooms in on that point, liberates it from partisan programs and political orientations, expands it, explores it, and explains it.

The book examines key dimensions of our national life?from a military-industrial complex more menacing than even Eisenhower could have imagined to a Tower of Babel tax code that covertly translates taxes into secret subsidies. With the aim of converting bystanders into informed advocates of change, Full Faith and Credit is rich with eye-opening data, surprising case studies, and you-can’t-make-this-stuff-up examples:

? For every official the United States public has elected, its government supports 5000 unelected employees.

? $1 billion is the cost to destroy $16 billion in ammunition unneeded by the U.S. military.

? $20,973,890,000 is the total taxpayer cost to the Treasury of gambling losses deducted by millionaires.

With easy-to-follow graphs and charts, as well as 20 uproarious full-color editorial cartoons drawn from the prior work of Pulitzer Prize?winning artist Michael Ramirez, Full Faith and Credit locates the tipping point of the $19.4 trillion (and counting) national debt crisis and offers ideas on how to fix it.

Credit Repair

The Ultimate Credit Repair Guide: Credit Repair Strategies To Increase Your Credit Score Forever!

They say money is what makes the world go round and those who have the money make the rules. For many people this may be true and with the availability of credit now so accessible to everyone it seems that the game has changed sometimes for the better but for others the worst. When we are in debt we live in a world of fear. We sit in our homes waiting for people to come knocking on our door demanding money. They call us at all hours of the night demanding that we pay them and even threaten us with fines and jail time. The truth is that when you have bad credit is does effect your life but it doesn’t have to ruin your life. When looking at the world around us we can see that debt is everywhere. Look at the United States itself. Trillions of dollars in debt and growing every year. With debt being such a problem people are constantly on the lookout for a quick solution to fixing their credit. The truth is that there is only one solution to fixing your debt. It may seem simple but it is the only way. Contained within this book is the answer to that question along with some tips and tricks that will help you get started right away. So if you are deep in debt $10.00 or $10,000 or more download this book. You will be shocked at this simple solution that no one does but everyone is able to do.

Whether it’s in the accounts of the White House or in the average American’s wallet, America has been carrying a balance. The country is so reliant on credit that we constantly add to our debt, despite the strain it puts on ourselves, the economy, and the nation as a whole. Regardless of our bad spending habits, credit still plays an important role in our current financial system. Without it, the economic train runs out of steam and grinds to a halt, as it did in the 2008 credit crunch. Credit gives us the power to buy greater items like homes or property, and even allows us to make investments and conduct business. It is so deeply rooted that service companies, property owners, and even prospective employers typically perform credit checks to ensure that new clients are able to cover their debt. Just see the facts and figures below: • $2.2 Trillion – according to the Federal Reserve Board, the overall amount of consumer debt in the United States in 2005, up nearly five-fold from just $824 billion as of 1990 • $16,635 – The amount of debt the average citizen in the United States holds excluding property debt such as mortgages, Experian reports • 55% of credit card holders in the United States kept a running debt on their cards in 2008, as reported by ComScore. • 984 million – the number of Mastercard and Visa accounts issued by banks just in 2006, as reported by the card companies themselves. • 4.2 billion offers for new credit cards were mailed to American households in just 2008 according to Mail Monitor, a tracking service that monitors credit cards in the mail. • 19% – The average interest rate of credit cards issued by banks in 2007, CardTrak.com’s online survey reports. Back in 2003, the mean interest rate was a mere 16.5% It is plain to see that credit is deeply-seated in our financial system, regardless of our ever-increasing debts. Clearly, credit is going to stick around awhile, and so the responsibility is on every American citizen and credit holder to make choices that keep them in the black. In our current situation it seems more consumers have fallen into the debt-trap, as consumers by the millions are exhausted to see they cannot keep up with payments on their debts. So, you are one such unfortunate credit consumer, and you find yourself in a credit crunch of your own. Fortunately, the content of this article will give you a view on new concepts that will help you to manage your credit debt and other such debts. It is important for every consumer to know these, so that they can use credit responsibly in their daily lives.

In difficult times, debt can be a matter of life and death, happiness and despair. Controlling debt can bring order and calm. Mastering debt can bring wealth and success. As bestselling Rich Dad Poor Dad author Robert Kiyosaki says, “Good debt makes you rich and bad debt makes you poor.”

The ABCs of Getting Out of Debt provides the necessary knowledge to navigate through a very challenging credit environment. A Rich Dad Advisor and best selling author of numerous business books, Garrett Sutton, Esq. and contributorGerri Detweiler, clearly speak on the key strategies listeners must follow to get out of debt. From there, the listener learns how to beat the lenders at their own game, and how to understand and repair your own credits. Using real life illustrative stories, Sutton shares how to deal with debt collectors, avoid credit scams, and win with good credit.

The times call for a book that offers hope and education on mastering credit and getting out of debt.


There are ?financial experts” who advise people to take out their credits cards and cut them up. And that may be a good plan for someone who is financially irresponsible, it’s not great advice for someone who wants to build wealth and become financially free. Cutting up your credit cards won’t make you rich; learning to leverage and manage debt will.

If a person has a solid financial education they will know that there are two kinds of debt: good debt and bad debt. A person who understands debt will know how to use good debt to make them richer faster. And when we take control and learn to manage bad debt, seeing it for what it is and understanding the toll it can take if abused, we are on the road to financial freedom.

Learn how to make your money work hard for you? instead of you working hard for money all your life. Understanding debt and how to use and leverage it is an important first step.

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Debt Free

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Find you financial freedom and Learn how to make a budget

Is living a debt-free life really possible or just simply a dream, a fantasy or a total impossibility? No, it’s not. We have all grown up with the expectations of a successful life: college, possibly marriage and a family, car, boat, home and all the other great toys that most people want. But none of this comes without a cost and it is often that cost that causes problems. There is that college tuition to repay, raising a family is far from cheap, cars and boats cost as much as a house did 25 years ago and to own a home is a near impossibility for many. Today, the average person is totally bombarded with debt if left uncontrolled. In this book, we will take a look at some of these costs and how they can get out of hand then offer some possible solutions that individuals can do to regain financial order to their life.

A few of the topics we’ll discuss will cover:

How you got in debt and your financial outlook How to redirect your steps Future financial planning Life without debt: how glorious! Download your copy of ” Debt Free ” by scrolling up and clicking “Buy Now With 1-Click” button.





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AMIDST THE WRECKAGE OF FINANCIAL RUIN, PEOPLE ARE LEFT PUZZLING ABOUT HOW IT HAPPENED. WHERE DID ALL THE PROBLEMS BEGIN?

For the answer, Jack Cashill, a journalist as shrewd as he is seasoned, looks past the headlines and deep into pages of history and comes back with the goods. From Plato to payday loans, from Aristotle to AIG, from Shakespeare to the Salomon Brothers, from the Medici to Bernie Madoff?in Popes and Bankers Jack Cashill unfurls a fascinating story of credit and debt, usury and “the sordid love of gain.”

With a dizzying cast of characters, including church officials, gutter loan sharks, and even the Knights Templar, Cashill traces the creative tension between “pious restraint” and “economic ambition” through the annals of human history and illuminates both the dark corners of our past and the dusty corners of our billfolds. 

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For anyone who wants to get out of debt…

Do your money problems keep you up at night worrying? Do you stress about not having any money left to pay your bills after buying basic necessities? Does it seem like no matter how much you pay off, your debt only increases? More and more people are finding themselves struggling with debt, whether it is from their massive student loans, the mortgage on their home, car loans, or credit card debt. Even those who have great paying jobs often will end up living from paycheck to paycheck.

Stop making choices that are driving you further into debt…

For the first time, two bestselling money management books have been collected into a single volume, Debt Free Forever. This definitive collection tackles some of the most serious problems those who are in debt suffer from, namely a poor credit rating and living well beyond their means. With Debt Free Forever, you will learn techniques that will help you repair your credit as well as strategies that will help you live much more frugally.

Debt Free Forever – The Definitive Collection on Living Frugally and Credit Repair contains the following two books:

Easy Credit Repair – Effective Strategies to Fix Even the Worst Credit Problems by Warren R. Sullivan Frugal Living – Learn Proven Techniques to Help You Live Within Your Means by Nicole Harrington

Take control of your life and finances today! Debt Free Forever is your first step to a better tomorrow!