Client – Credit Counselling Singapore
Executive Producer – Sheng Min Ang
Script – Ming Siu Goh
Voice Over Artiste – Samuel Chong
Direction / Design / Animation – Max Emotion Partner – Anomalyst Studio

If you are online looking for:
– Debt Management Tips
– how to get out of credit card debt
– credit card consolidation
– credit card relief
– free credit report
– debt consolidation
– how to get out of debt
– debt consolidation loan
– freedom debt relief
– debt consolidation companies
– debt consolidation information
– free debt advice
– Suze Orman
– Zeitgeist
– Credit Card Debt

you need to see this video!!!

http://www.nomoredebts.org/whyus.shtml
How we help, educate and give hope. Let us show you how to eliminate credit card debt Call us today. 1-888-527-8999 | More Info: http://www.nomoredebts.org/howwork.shtml

We often get asked about non profit credit counselling programs. Some of our clients have mentioned TV ads, about debt suckers and the like. Well here is how it all stacks up

Credit Counselling Society – Who We Help

Get Credit Counseling Here – http://creditcounseling.debtconsolidation.com

What Is Credit Counseling?

Are you struggling financially and trying to dig out from a mountain of debt? Credit counseling could be just the solution you’re looking for.
Credit counselors work with consumers to educate them about money and debt, and help them develop household budgets a plan to eliminate debt. Credit counseling can offer financial guidance or negotiate with creditors to resolve unsustainable debt. However, counselors cannot offer legal advice. All meetings between a credit counselor and clients are considered confidential.

Accreditation Groups

Credit Counseling agencies typically belong to an accreditation group, such as the National Foundation for Credit Counseling or the Association of Independent Consumer Credit Counseling Agencies. These groups develop standards, provide accountability for its member agencies and set suggest fee schedules. The National Foundation for Credit Counseling suggests fees should be no more than $50 for a set-up and $25 monthly thereafter. Members of the Association of Independent Consumer Credit Counseling Agencies must agree to cap the initial charge at $75 and the monthly maintenance fees at $50.

The Credit Counseling Plan

When you meet with a credit counselor, having an honest discussion of your finances is paramount. You must be prepared to disclose all aspects of your financial life so the counselor will have a clear and complete financial picture of your income, household expenses, existing debt and spending habits. Copies of financial statements – including the debt accounts — will be needed.
The credit counselor helps develop a unique plan that might include a debt management plan, improved budgeting, bankruptcy, or a combination of these. Financial management and educational tools are provided, as well as materials to help clients develop savings and retirement plans.

Finding A Credit Counselor

Finding a credit counselor in your area has never been easier. Start by making a list of member agencies of the National Foundation for Credit Counseling or the Association of Independent Consumer Credit Counseling Agencies. Next, contact either your state attorney general local consumer protection office to find out whether there have been any complaints filed. You can find information on your state’s regulations by visiting the state pages on our site.

Most agencies will offer an initial meeting at no charge. This meeting usually lasts about one hour, and gives you the opportunity to find out if the agency will be a good fit.

About Nonprofit Agencies

Many credit counseling agencies are nonprofit and typically derive their funding from fees paid by clients, grants from the credit/lending industry and a percentage of the payments made by debtors. Up to 15 percent of what is collected can be returned to the agency. Under IRS guidelines, a non-profit credit counseling agency can only collect up to 50 percent of its revenue from these payments.

Learn an amazing, unusual alternative to the conventional debt-elimination options. FORGET…Debt Consolidation Loans, Re-Financing, Scrimping, Saving and Budgeting, Cutting Up Your Credit Cards and Bankruptcy.

Imagine…

Having hundreds of people sending you all the money you need to pay off ALL your debts – including your mortgage.Having them continue to send you money AFTER your debts are all paid.The money you receive is NOT a loan. Once it’s in your bank account, it’s yours to keep and spend any way you like.Being able to pay off your ENTIRE DEBT – with one single check.Having so much money accumulating in your bank account that you would never need to take on debt ever again. You could live DEBT-FREE for the rest of your life.Never needing a credit card again. All you’ll ever need is a debit card because you’ll be able to pay cash for EVERYTHING – including cars and homes – for the rest of your life.In the process of paying off your debts with this method, you automatically became wealthy.After all your debts are paid off, you continue to have an income equal to your entire debt coming in every year or every month.

This solution exists because of one of the largest, most respected and recognized companies in the world.

There’s a high probability you already do business with this company. Most people just never knew they offered a feature that could help them pay off all their debts. The goal of this book is to change that.

As Sullivan sees it, here are the problems with the current “get-out-of-debt” options:

Debt Consolidation Loans – More debt just paid out over a longer period, giving you relief with smaller payments, but years more of them.Re-Financing – Not a good idea to add new debt to old debt or extend existing debt.Scrimping, Saving and Budgeting – No Fun! And an excruciatingly slow process.Bankruptcy – Can have devastating, lingering effects.Cutting Up Your Credit Cards – Might not be a bad idea for you at this point, but you don’t have to.

Within this book, Sullivan also includes another of his bestselling books for FREE!

It’s that book that inspired this book, and holds the key to the method that makes this debt-elimination plan “The Ultimate Get Out of Debt Plan.”

Sullivan challenges you to find ANY other method that comes even remotely close to his “Get Out of Debt Plan’.

It’s all revealed in this book.

Can you really afford NOT to get this book TODAY?

Related Topics: Credit Ratings & Repair, Personal Finance, Budgeting & Money Management, Debt, How to Get Out of Debt, Debt Consolidation, Credit Card Debt, Debt Consolidation Loans, Bankruptcy

I Believe Anyone Can Dramatically Raise Their Credit Score Using These Proven Credit Strategies

You could raise your credit score by 25 points or more overnight with just one of these credit tips.

In this book, you will discover:

Easy To Understand Action Steps Show You The Keys To A Better Credit Score

This life-changing guide to a higher credit score is written in plain English without any jargon, big words or confusing language. Just easy to implement action steps that will help you dramatically increase your credit score (without spending a dime).

How To Instantly Improve Your Credit Score By 20 To 30 Points

Just one tip in this book could help you instantly increase your credit rating by twenty to thirty points. When combined, the strategies in this book could help you go from bad credit to excellent credit.

Credit Repair Made Easy

No matter how bad your credit is right now, you can repair it once and for all! The credit repair strategies in this book will allow you to remove all illegitimate and bad marks from your credit report.

How To Get a Free Credit Score Without Any Hassle

Many websites and companies claim they will give you a free credit score but they don’t! They will try to charge you either a large one-time fee or an ongoing membership fee for access to your credit information. But there is one website that gives you your credit score 100% free without trying to sell you anything, and you can monitor your score 24/7 without any cost! They can even provide you with free email alerts when anything new pops up on your credit report so you can take care of it right away.

How To Get A Huge Discount On Your Mortgage Rates

Following the easy action steps in this guide, you could save thousands of dollars a year in interest on your mortgage, auto loans and other loans.

How To Save As Much As $500 On Your Cell Phone Plan

With the good credit you’ll have using this book, you could save as much as $500 on your next cell phone service plan thanks to your excellent credit history.

Get Better Rates On Car Insurance And Auto Loans

You can also get much cheaper rates on car insurance and auto loans with your new, higher credit score, and avoid getting taken advantage of by shady finance companies.

Have The Ideal Number of Credit Cards To Maximize Your Credit Score

Did you know there’s a “secret number” of credit cards you should have to maximize your credit score? Not only will you learn how getting the right number of credit cards will help your score, but you’ll also learn how to get huge discounts on credit card interest rates and annual fees with a simple 5-minute phone call.

If you have a short time to spend reading and a few bucks to spend, this e-book will affect the rest of your life, since credit card debt can seriously ruin your life. The benefits in this book are straightforward – it’s easy to learn what you need to do to climb out of that pit of debt. You can feel positive about your financial situation instead of negative – and it feels great! This book will help you whether you owe $500 or $50,000 in credit card debt. If you have been max-ing out cards trying to get ahead, you’re no doubt ready to face that debt head-on and slay it. We offer straight-forward techniques like: • Which cards to pay off first • Requesting lower interest rates from your credit card issuers • Doubling the minimum payments to pay off a card as much as 10 years more quickly • Budgeting accurately for maximum effect • How to cut back on all your expenses to free up cash • How to live without using credit, if that’s your goal It was doubtless very easy to get into credit card debt and it’s a lot harder to get out. Just a peek at our innovative techniques will let you know how to get out of credit card debt more quickly. Our system doesn’t take a degree to learn or follow. The rules are simple and easy to follow. They will help you to think of future wealth instead of current debt. Try it now. What do you have to lose? Years and years of credit card debt!

The book reflects the experienced methods that the author used to get herself out of debt, improve her credit reports and increase credit score. It has detailed steps to follow along with actual letters that can be revised to fit your needs. Information on credit agencies, consumer rights and those that governs what a creditor/collection can or cannot do is included. It guides you on ways to handle your creditors and helps take the fear out of dealing with them. Those that are experiencing a lot of debt will find this book very helpful. It will guide you through removing your debt and ways to manage your finances. There is a section on bankruptcy as a last resort. Pick up a copy it is well worth the cost. Each section deals with a specific problem people have when they are in debt. One deals with the credit reporting agency; another with the documents you will need to begin your project. A short summary is given at the end of each section as a reminder of what you read. This book is small in size but full of valuable information that can be used over and over. It can be shared with other family members or friends. If you are having a problem with debt, wanting to know how to improve your credit report, ways to increase your credit score or ideas on managing your finances this is the book for you. It will help you to get out of debt and be well on your way to a debt-free life. What you will save in paying bills will more than pay the cost for this valuable book 10X over. You will want to have this book handy for years to come. You want to be debt-free, have a high credit score and able to purchase the things you want? Then get yourself a copy of “Your Self Help Guide to Debt & Credit Management.” It is now available to help others free themselves of those over bearing debts.