Maybe you’re thinking that the only thing worse than budgeting is reading a book about budgeting. And you may be right. But with this book, my hope is that I can change your mind. My hope is that by following this challenge, you will feel more in control of your spending habits, have clearer and more meaningful financial goals and, most importantly, have a little fun while doing it! In this book, we’ll look at ways to uncover your own personal psychology behind money, as well as practical methods to make and reach finance goals. From saving pennies here and there by cutting out mindless spending to rethinking your approach to saving entirely, we’ll tackle your money issues the simple way: day by day. We’ll consider realistic ways to save money, but also look in depth at what it really means to live a minimalist life and what the true value of the items in our lives actually is.

Winning your case in court is only half the battle. It’s a fact that some people hide their assets to avoid paying debts and judgments. This truly unique book will show you how to find and reach that hidden money.

Author David J. Cook is a veteran collections attorney who has been chasing down debtors for over 39 years. This colorfully written book will teach you the basics of civil remedies, real estate, finance, and sleuthing. The author outlines for you the power of the bluff and the outer parameters of threat, when a threat becomes extortion, and when you need to walk away from a situation.

This book is about collecting debts, finding assets, enforcing judgments against difficult people, or, should you be so inclined, beating out your creditors.

Struggling with debt?

Frustrated about work?

Just not satisfied with life?

 

“Trent Hamm set out to boost his happiness by freeing himself from debt. This account of how he succeeded, and how he was able to construct the life he’d always wanted, will inspire readers to put his ideas to work in their own lives.”

–Gretchen Rubin, author of the #1 New York Times best seller, THE HAPPINESS PROJECT

 

“The Simple Dollar paves the way to an uncluttered financial and richly rewarding life. Trent’s experiential advice prepares readers for the expected–and most importantly the unexpected–complexities of the modern economic world. Live debt free, mind the gap, and find a framework to get the secure and happy life you desire.”

–Erin Rooney Doland, author of Unclutter Your Life in One Week and Editor-in-Chief, Unclutterer.com

 

“If you feel like your finances are out of control, read The Simple Dollar. Trent Hamm burns with the unforgettable fire of someone who has gone from debt to wealth, and this book can inspire you to do the same.”

–J.D. Roth, author of Your Money: The Missing Manual and editor of GetRichSlowly.org

 

The Simple Dollar can change your life.

Trent Hamm found himself drowning in consumer debt, working in a job he couldn’t stand… and figured out how to escape that debt and build the fulfilling career he’d always dreamt about, all at the same time.

 

Hamm shared his experiences at TheSimpleDollar.com—and built it into one of America’s top personal finance websites. Now, The Simple Dollar is a book: packed with practical tips, tools, and lessons you can use to transform your life, too.

 

This isn’t just “another” personal finance book: it’s profoundly motivating, empowering, practical, and 100% grounded in today’s American realities. Trent Hamm will show you how to rewrite the rules, creating healthier relationships with money… and with your loved ones, too. With his help, you can get out of debt, start moving forward, and build the strong personal community that offers true happiness—no matter what happens to the economy.

 

·        Escape the plastic prison, and stop running to stand still

5 simple steps to eliminate credit card debt… and 5 more to start moving forward

 

·        Shift your life’s balance towards more positive, stronger relationships

Learn how to put the golden rule to work for you

 

·        Discover the power of goals in a random world

Then, learn how to overcome inertia, and transform goals into reality

 

·        Navigate the treacherous boundaries between love and money

Move towards deeper communication, greater honesty, and more courage

 

 

What would you do if you had three days before your execution? Dylan Murphy wrote a book. Murder is an awful thing, but sometimes it can be the right thing. Dylan Murphy knows this, and it is why he never questions the charges that will leave him with a needle in his arm. It’s a story of the friendship that saved his life, and the friendship that will play a part in ending it. It’s about growing up, sometimes much more quickly than we plan. But mostly, it’s Dylan’s story.

An Attorney’s Guide to the Collection of Bad Debts is meant to give readers a broad overview of debt collection techniques as well as to inform them of some popular debt collection techniques used by attorneys. The reader should consider this book a type of debt collection techniques catalog. We authored this second edition so that it can be read easily and quickly during a day’s commute to and from work. This second edition also contains revised copies of sample legal forms used to facilitate the collection of bad debts and contains an updated section on asset protection trusts. After reading this book, you will become aware of certain collection techniques so that you can have an informed discussion with an attorney about potential options available to you. This book is not to be considered legal advice and is meant for general information purposes only. This book is not a substitute for the advice of legal counsel.

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This plain-English guide to decide if Chapter 13 is right for you and to learn how to keep valuable property and discharge your unsecured debts.

Chapter 13 legal concepts, procedures, and monetary calculations can be tricky. Nolo’s Chapter 13 Bankruptcy breaks down the Chapter 13 process and provides clear explanations of the law so you can:

. consider alternatives to bankruptcy
. decide which is better for you — Chapter 7 or Chapter 13
. determine if you qualify for Chapter 13
. understand bankruptcy’s automatic stay
. learn how Chapter 13 can help avoid foreclosure
. find out if you can reduce your car loan balance, or the balance on other secured debts
. determine if you can strip second mortgages or home equity lines from your home
. calculate (with forms and step-by-step instructions) whether you have enough income to propose a repayment plan that will meet legal requirements
. calculate the amount of your monthly plan payment
. find and work effectively with an excellent lawyer, and
. rebuild your credit after bankruptcy

This newest edition includes new information on hiring and working with a lawyer, recent U.S. Supreme Court and other federal court decisions interpreting bankruptcy law, the latest bankruptcy exemption laws in your state, and recent IRS standard expense amounts (which play a role in plan payments).

This book does not cover business bankruptcies, farm reorganizations, or Chapter 7 personal bankruptcy. See Nolo’s How to File for Chapter 7 Bankruptcy.

In this hilarious account of a debt collection agency, the reader is introduced to five categories of excuses debtor’s use to escape paying their bills. Phone dialogue and excerpts from letters are included. Gould describes a possible scenario how the collection industry began with the cave men. A brief history from antiquity through Irish Brehon Law to modern practices culminates with the Federal Fair Debt Collection Practices Act. In 1988, Gerry Gould was named Instructor of the Year by the Association for Credit and Collection Professionals (ACA) International. The rich history of the ACA is highlighted throughout the book. Having an entertaining way of telling a story and teaching that enamored him to his students and fellow professional debt collectors, Gerry’s book is a must read for anyone touched by this industry — collectors, doctors, whom his Royal Collection Agency represented, and yes, even debtors. This is the second book B.B. Gould wrote based on Gerry’s motivational writings. GG’s Principle: Three Steps to Empower You in Any Situation was published in 2011.

In Africa’s Odious Debts, Boyce and Ndikumana reveal the shocking fact that, contrary to the popular perception of Africa being a drain on the financial resources of the West, the continent is actually a net creditor to the rest of the world. The extent of capital flight from sub-Saharan Africa is remarkable: more than $700 billion in the past four decades. But Africa’s foreign assets remain private and hidden, while its foreign debts are public, owed by the people of Africa through their governments.

Léonce Ndikumana and James K. Boyce reveal the intimate links between foreign loans and capital flight. More than half of the money borrowed by African governments in recent decades departed in the same year, with a significant portion of it winding up in private accounts at the very banks that provided the loans in the first place. Meanwhile, debt-service payments continue to drain scarce resources from Africa, cutting into funds available for public health and other needs. Controversially, the authors argue that African governments should repudiate these “odious debts” from which their people derived no benefit, and that the international community should assist in this effort.

A vital book for anyone interested in Africa, its future, and its relationship with the West.

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Now you can utilize the proven methods utilized by tax professionals to reduce tax liabilities and resolve problems with the IRS. This inside look at professional tax resolution strategies is written in plain language and includes step-by-step instructions for using the strategies. Tax Resolution Secrets is authored by one of the leading practitioners in the tax resolution industry today, and is a sought after trainer for teaching these strategies to other tax professionals.

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Why You Should Read This Book:

If you have debts and don’t know how you’ll get rid of them, this book is for you …
If creditors are calling you day and night to collect from you, and you don’t have a solution, this book is for you …
If you’ve wondered how long you’ll pay minimum payments, and if you’ll ever get out of debt, this book is for you …
If bankruptcy is starting to look like your only choice, this book is for you …

If you’d like to settle your debts, and wonder if you can do it yourself, this book is for you!

Inside you’ll find out how to work out a budget; how to figure out what your choices are, and decide on your best choice; you’ll get instructions on how to talk to your creditors; you’ll get negotiation insights that will help you get your best settlements with your creditors; you’ll even receive information about what to do in case you receive a lawsuit from one of your creditors (yes, that can happen, and you need to be prepared so you know what to do).

Many people have debts and need help. You might think you need to get a professional to help you negotiate with your creditors. You don’t! I owned a debt settlement company for years and I know most people can do this themselves. If you think you can, this book will show you how to settle your debts yourself.

I don’t hold back any secrets.

You can do it!

This book will show you how.

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