A practical business cookbook on how to creatively collect debts from overdue customers using Asian and Western collection strategies. The author is an American living in Asia since 1995. Accounts receivables are most firms largest asset, and often it’s most unmanageable. This book shares ideas to improve your firm’s processes, people, and systems to reduce bad debts and increase sales and profits. A humorous, ‘how to’ book to put more money in your firm’s pocket while keeping you up-to-date in the field.

The prospect of 160 acres of free land enticed thousands of Norwegians to immigrate to America, with high hopes for a better, more prosperous life. Those who settled in North Dakota never expected they would need several times that amount of land, nor did they imagine the high costs involved in meeting the homestead requirements. This is a story of two families for whom the promise of America miscarried. As they reached a point of borrowing money to move their dream forward the depression hit, as did a drought on the prairie. But the family spirits never died, and the immigrants never wished to be elsewhere.

Reduce your debts, save your property — and start over!
Are you considering Chapter 13 bankruptcy? Use this plain-English guide to decide if Chapter 13 is right for you and to learn how to keep valuable property and discharge your unsecured debts.
Chapter 13 legal concepts, procedures, and monetary calculations can be tricky. Nolo’s Chapter 13 Bankruptcy breaks down the Chapter 13 process and provides clear explanations of the law so you can:
. consider non bankruptcy alternatives
. decide which is better for you — Chapter 7 or Chapter 13
. determine if you qualify for Chapter 13
. understand bankruptcy’s automatic stay
. learn how Chapter 13 can help avoid foreclosure
. find out if you can reduce your car loan balance, or the balance on other secured debts
. determine if you can strip second mortgages or home equity lines from your home
. calculate (with forms and step-by-step instructions) whether you have enough income to propose a repayment plan that will meet legal requirements
. calculate the amount of your monthly plan payment
. find and work effectively with an excellent lawyer, and
. rebuild your credit after bankruptcy
This newest edition includes new information on hiring and working with a lawyer, recent U.S. Supreme Court and other federal court decisions interpreting bankruptcy law, the latest bankruptcy exemption laws in your state, and recent IRS standard expense amounts (which play a role in plan payments).
If you are considering or have decided to file Chapter 13 bankruptcy, Nolo’s Chapter 13 Bankruptcy is the essential guide you need to understand the procedures and law.
Please note: This book does not cover business bankruptcies, farm reorganizations, or Chapter 7 personal bankruptcy. For Chapter 7 bankruptcy, see Nolo’s  How to File for Chapter 7 Bankruptcy. If you own your own business and are considering Chapter 7 bankruptcy, see Nolo’s Bankruptcy for Small Business Owners.

Bankruptcy in America, in stark contrast to its status in most other countries, typically signifies not a debtor’s last gasp but an opportunity to catch one’s breath and recoup. Why has the nation’s legal system evolved to allow both corporate and individual debtors greater control over their fate than imaginable elsewhere? Masterfully probing the political dynamics behind this question, David Skeel here provides the first complete account of the remarkable journey American bankruptcy law has taken from its beginnings in 1800, when Congress lifted the country’s first bankruptcy code right out of English law, to the present day.

Skeel shows that the confluence of three forces that emerged over many years–an organized creditor lobby, pro-debtor ideological currents, and an increasingly powerful bankruptcy bar–explains the distinctive contours of American bankruptcy law. Their interplay, he argues in clear, inviting prose, has seen efforts to legislate bankruptcy become a compelling battle royale between bankers and lawyers–one in which the bankers recently seem to have gained the upper hand. Skeel demonstrates, for example, that a fiercely divided bankruptcy commission and the 1994 Republican takeover of Congress have yielded the recent, ideologically charged battles over consumer bankruptcy.

The uniqueness of American bankruptcy has often been noted, but it has never been explained. As different as twenty-first century America is from the horse-and-buggy era origins of our bankruptcy laws, Skeel shows that the same political factors continue to shape our unique response to financial distress.

Meet Jack Irish, criminal lawyer, debt collector, football lover, turf watcher, trainee cabinetmaker, and one of the best crime characters ever created.

When Jack receives a puzzling message from a jailed ex-client he’s too deep in misery over his football team’s latest loss to take much notice. Next thing Jack knows, the ex-client’s dead and he’s been drawn into a life-threatening investigation involving high-level corruption, dark sexual secrets, shonky property deals, and murder. With hitmen after him, shady ex-policemen at every turn, and the body count rising, Jack needs to find out what’s going on—and fast.

The first novel in the iconic Jack Irish series, Bad Debts was first published in 1996 and won the Australia’s crime writing prize, the Ned Kelly Award, for Best First Novel. Peter Temple went on to win Australia’s highest literary honor, the Miles Franklin Award, in 2010 for Truth as well many other awards and accolades both in Australia and internationally.

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The stirring and striking poems in Lynn Xu’s debut collection touch on an array of themes, including thinking of love as an argument; Shakespeare; the American landscape transformed into text; the Occupy Movement; and the experiences wrought from travels in Mexico, Shanghai, and New York City. Named after the first part of Marcus Aurelius’s Meditations, this collection draws inspiration from history as the author looks to the dead for guidance amid the abstractions of contemporary life. Perceptive and filled with insight into what it means to be human, the poems in this collection will resonate with readers long after setting the book down.

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Considering debt settlement? Negotiate and Settle Your Debts guides you to an extremely inexpensive way to do your own negotiating and settling of credit card debt.

ALSO INCLUDED ARE WHAT THE BANKS ARE ACCEPTING AS SETTLEMENTS AS OF DECEMBER 2012.

Save thousands of dollars and improve the quality of your life with this very informative gem of a book. Contents are sample Debt Settlement letters , Instructions on the timelines, How and when to start negotiating with your creditors, What happens each month you go late, Credit Repair Letters, Information about the Statute of Limitations and FDCPA, Information about the IRS Debt Forgiveness laws including Insolvency. Recent debt settlement letters of the authors from Bank of America for 20 cents on the dollar show that the strategies in this book really work.
These are easy to follow steps, which allow you to take back control of your financial future. Take action on your credit card debt today and discover the secrets the debt settlement companies and banks don’t want you to know!

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