http://www.alabamaconsumer.com/2014/09/5-options-sued-debt-collector-alabama/
This is the video discussing the second option — fighting the lawsuit on your own — when you have been sued by a debt collector or debt buyer in Alabama.

The five options you have are:

1. Bankruptcy
2. Fight the case on your own
3. Settle the case on your own
4. Hire a lawyer to fight the case
5. Hire a lawyer to settle the case

Each option has advantages and disadvantages (particularly bankruptcy which we rarely recommend).

When looking at fighting the case on your own (also called being “pro se”), the main advantage is there is no lawyer fee.

The main disadvantage is you don’t have a lawyer.

Typically if you have been sued in Circuit Court you don’t want to choose this option as the level of complexity can be too much to handle on your own.

But if you are sued in District or Small Claims court, and you are willing to spend time instead of spending money, then this may be a good choice for you.

We’ll be glad to help you think through your options.

If you have questions about your options when sued in Alabama, please feel free to get in touch with us by calling us at 205-879-2447 or contacting us through our website AlabamaConsumer.com.

John G. Watts
Watts & Herring, LLC
Birmingham, Alabama

No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers.

In 2009, amid the global financial crisis, 21-year-old Shannon Young graduated from college with a degree in English and more than $80,000 in student debt. Less than five years later, she was completely debt-free. This is her story – a cautionary tale with a surprisingly hopeful outcome. Filled with practical advice and personal experience, Pay Off is an invaluable resource for anyone coming in to or out of student debt.