My Debt Consolidation Loan is Hurting My Cash Flow!
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Welcome to The Dave Ramsey Show like you’ve never seen it before. On this channel, you will find all of the greatest highlights from The Dave Ramsey Show! The show also live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave’s producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you’ll see exclusive content from our Ramsey Personalities —as well as all kinds of other video pieces that we’ll unveil every day.

The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!

#debtfreejourney #studentloandebt #creditcarddebt

We are on a debt free journey to pay off our student loan debt and credit card debt. Our total debt is $324,103, which is mostly student loan debt. I break down all of our debts, how much we’ve paid off this year, and our debt pay off goals for the rest of 2020. This is a soul crushing amount of debt to pay off, but for the first time we are determined and have a plan. Subscribe to follow along in future months!

Watch my other videos from this series here:
Retail Therapy and Infertility: https://youtu.be/c46pf54Z9rw
My Plan to Payoff $30,000 of credit card debt in 12 months: https://www.youtube.com/watch?v=4_nIzfeWU7o&t=561s
August Debt Payoff Update: https://www.youtube.com/watch?v=xJ4iKi1aj8E&t=370s
September Debt Payoff Update: https://youtu.be/PIB7-LUE3F4

Here is my SoFi affiliate link if you want lower your interest rate, pay down your debt faster with me and get a $300 CREDIT towards your loan: https://www.sofi.com/share/1333184

Thanks for watching!

xo,
Lo

**This video is not financial or legal advice. This is just me sharing my own experience with my debt and finances.

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FTC: This video is not sponsored. Some affiliate links are used, from which I earn a commission. This helps support and improve my channel. If you would like to support me, thank you, otherwise please feel free to search anything mentioned in Google. Thanks so much!

So, is debt consolidation a good idea? The truth about debt consolidation comes out! There are many views on debt management: some believe that it is a good approach to get out of debt, but I have another take on that. Of course, in some particular situations, consolidating debt may actually be a good thing, since a higher interest rate can be devastating to somebody trying to get out of the debt pile. However, it’s important to know which situations could be compatible with debt consolidation approach, and in which situations it is better idea to adjust your spending habits and think of the way to increase income. Let’s analyze this and understand why I believe that debt consolidation is not the best way towards being debt free.

Twitter: @RockingFinance
Instagram: https://www.instagram.com/RockingFinance

This Video: https://youtu.be/Bz6rzyvVNc8
Channel: https://www.youtube.com/channel/UCgyZc8B9MwtUzsKlp6_e54g

#debt #debtconsolidation #debtmanagement

Let’s talk about debt consolidation loans. Specifically, is a personal loan your best option? How to save money by choosing the most affordable personal loan or credit card, how to pre qualify for these loans without even providing your social security number, how to get a loan with bad credit and some more pro-tips that will really help you tackle that debt.

Debt consolidation can be a great option if you are stuck in credit card debt with crazy high interest fees. Typically, when you consolidate your debt you should expect to save a bunch of money on interest, BUT it doesn’t necessarily guarantee a lower payment and I show an example of this in the video.

Credit cards might be a better option than personal loans when considering debt consolidation because even with bad credit because a lot of them offer the option to do balance transfers and waive the balance transfer fee and offer 0% interest for 12-18 months. For more information on balance transfers and some companies to consider, click the video below

Companies Discussed in Video:

Wells Fargo (Risk Free Calculator)
https://www.wellsfargo.com/personal-credit/rate-and-payment-calculator/#Good

Sofi
https://www.sofi.com/personal-loans/credit-card-consolidation-loans/

Avant
https://www.avant.com/

FREEZE YOUR CREDIT:
https://www.experian.com/blogs/ask-experian/credit-education/preventing-fraud/security-freeze/
https://www.transunion.com/credit-freeze
https://www.equifax.com/personal/credit-report-services/credit-freeze/

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Business e-mail: thecashcompass@gmail.com

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*Please be sure to do your own due diligence before making ANY financial decisions. On my channel I share with you my research but please verify everything for yourself! I do not give investment advice, just share my thoughts any my choices!*

*Some of the links on this page are affiliate links, meaning, I may earn a commission if you click through and make a purchase, at absolutely no cost to you. Affiliate commissions help keep my channel going so thanks for your support!*

Debt consolidation means taking multiple debts such as credit cards, store cards or other loans and consolidating these debts into a single loan. But make sure you do your research first to make sure debt consolidation is right for you.

Learn more about debt consolidation here: http://nab.co/UUWBDr.

#SouthAfrica #debtconsolidation
What to consider before you go for a debt consolidation loan.

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Should I Move Credit Card Debt To A Personal Loan?
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Welcome to The Dave Ramsey Show like you’ve never seen it before. On this channel, you will find all of the greatest highlights from The Dave Ramsey Show! The show also live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave’s producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you’ll see exclusive content from our Ramsey Personalities —as well as all kinds of other video pieces that we’ll unveil every day.

The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!

I’m $180,000 In Student Loan Debt!
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Get a FREE custom money plan in three minutes!
http://bit.ly/2NVeHF8

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Ramsey Network (Subscribe Now!)
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• The Chris Hogan Show: https://www.youtube.com/user/ChrisHogan360?sub_confirmation=1
• The Rachel Cruze Show: https://www.youtube.com/user/RachelCruze?sub_confirmation=1
• The Ken Coleman Show: https://www.youtube.com/c/TheKenColemanShow?sub_confirmation=1
• Christy Wright: https://www.youtube.com/c/ChristyWright?sub_confirmation=1
• Anthony ONeal: https://www.youtube.com/user/aonealministries?sub_confirmation=1
• John Delony: https://www.youtube.com/c/JohnDelony?sub_confirmation=1
• EntreLeadership: https://www.youtube.com/c/entreleadership?sub_confirmation=1

Welcome to The Dave Ramsey Show like you’ve never seen it before. On this channel, you will find all of the greatest highlights from The Dave Ramsey Show! The show also live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave’s producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you’ll see exclusive content from our Ramsey Personalities —as well as all kinds of other video pieces that we’ll unveil every day.

The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!

$163,000 In Student Loan Debt Only Making $29,000!
Get life-changing financial advice anytime, anywhere. Subscribe today: https://www.youtube.com/c/TheDaveRamseyShow?sub_confirmation=1

Get a FREE trial of our life-changing Financial Peace University today: https://bit.ly/3dI2MF3

Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj

Ramsey Network (Subscribe Now!)
• The Dave Ramsey Show (Highlights): https://www.youtube.com/c/TheDaveRamseyShow?sub_confirmation=1
• The Dave Ramsey Show (Live): https://www.youtube.com/thedaveramseyshowlive?sub_confirmation=1
• The Chris Hogan Show: https://www.youtube.com/user/ChrisHogan360?sub_confirmation=1
• The Rachel Cruze Show: https://www.youtube.com/user/RachelCruze?sub_confirmation=1
• The Ken Coleman Show: https://www.youtube.com/c/TheKenColemanShow?sub_confirmation=1
• Christy Wright: https://www.youtube.com/c/ChristyWright?sub_confirmation=1
• Anthony ONeal: https://www.youtube.com/user/aonealministries?sub_confirmation=1
• EntreLeadership: https://www.youtube.com/c/entreleadership?sub_confirmation=1

Welcome to The Dave Ramsey Show like you’ve never seen it before. On this channel, you will find all of the greatest highlights from The Dave Ramsey Show! The show also live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave’s producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you’ll see exclusive content from our Ramsey Personalities —as well as all kinds of other video pieces that we’ll unveil every day.

The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!

Student loan debt forces millions of Americans to put off major life milestones like buying a home or having a child. Refinancing your loans only works if you have a great credit score and steady income. We put together six things you can do to deal with your debt and move on with life, including crowdfunding, joining a service organization, and voting for candidates for plans for student debt.

MORE PERSONAL FINANCE CONTENT:
Here’s Your Year-Long Guide To Financial Stability
https://www.youtube.com/watch?v=eoOQLA3TDtc
Easy Steps To Get Out Of Debt, According To A Certified Financial Planner
https://www.youtube.com/watch?v=CHiOBzqcMV8
How This Couple Avoids Fighting About Money
https://www.youtube.com/watch?v=_zvyMusgpyQ

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6 Creative Strategies To Deal With Student Loan Debt